Why do we need to innovate and have a vision?

PAGSASANAY SA TAGUMPAY

View this video and understand how some companies went belly up for understanding the business model and the business reality

Re: Full application of the Maceda law

Please inform SE:

This office would like to notify our customers who have pending, accounts in arrears, that we will be complying with the Sec 4 of the ‪#‎MacedaLaw‬,‪#‎RA6552‬ ie that provides that there shall be refund in case of forfeiture. They have 60 days within which to regularize their accounts (update) and after a 30 days notice of recession of contract.

Our CMOs should notify the SE of this change

FOR COMPLIANCE

Jorge  

The Holy Gardens Group - "THE MEMORIAL EXPERTS"

Please view the following sites of Holy Gardens group and share

Holy Gardens Memorial Plan (proposed)

Holy Gardens Memorial Packages

Holy Gardens Memorial Plots

Holy Gardens Chapel and Memorial Service

Landscaping ideas

Holy Gardeners

CONFIDENTIALITY NOTICE/disclaimer:   The information contained herein is strictly confidential in nature and is the property of Holy Gardens Group and intended only for the intended recipient and its  reuse,reprinting or taking action other than the intended party is strictly prohibited. Holy Gardens assume no responsibility liability arising from such unauthorized use.

RRURAC:    Read, Respond, Understand, Reflect, Apply and Check

BIDDA:    BELIEVE INSPIRE DREAM DO ACHIEVE

Google.com+/HolyGardensGroup

On Fri, Jun 26, 2015 at 12:53 AM, Holy GardensGroup <holygardens.group@gmail.com> wrote:

Memorandum:

TO      All SBUs

Through    CMO

June 26, 2015

Attention:   controllers and collectors

SUBJECT :  APPLICATION OF THE MACEDA LAW>

Objectives:

1.  To clean up our large list of arrears;

2.  To increase the cash balances

3.  To enforce collection

Background:

In the past, we have been generous with our customers, granting 50% of the payments made after the notice of notarial cancellation.  Such though only applies to accounts over 2 years.

WTDN

Shorter grace period;  immediate cancellation, 0 refund.

We will apply Section 4 of the said law, ie for accounts below 2 years which says:

"Section 4  In case where less than 2 years installments were paid, the seller shall give the buyer a grace period of not less than 60 days from the date the installment became due.

If the buyer fails to pay the installment due at the end of the grace period, the seller may cancel the contract after 30 days from the receipt by the buyer of the notice of the of the  cancellation of contract or the demand for the rescission of contract by a notarial act...

Therefore:

1.  Make an inventory of the accounts in arrears with maturity of less than two years not later than 15 days from today;

2.  Send them a demand letter (registered mail with return card) for the payment especially for those under the low down payment scheme like the Undas and June 12 promo

3.  60 days after sending of the demand letter, we wait 30 days before sending a notarial cancellation of contract, or demand for the cancellation of contract.

THE CUSTOMER GETS NOTHING IF HIS CONTRACT IS RESCINDED UNDER THIS SECTION FROM THE PAYMENT HE/SHE HAS MADE.

For compliance.

cc:    Holy Gardens Pangasinan

         Holy Gardens Greenhills

         Holy Gardens Calapan

         Holy Gardens La Union

         Holy Gardens Oton..  

         AP

         BPI Records

Jorge  

The Holy Gardens Group - "THE MEMORIAL EXPERTS"

Please view the following sites of Holy Gardens group and share

Holy Gardens Memorial Plan (proposed)

Holy Gardens Memorial Packages

Holy Gardens Memorial Plots

Holy Gardens Chapel and Memorial Service

Landscaping ideas

Holy Gardeners

CONFIDENTIALITY NOTICE/disclaimer:   The information contained herein is strictly confidential in nature and is the property of Holy Gardens Group and intended only for the intended recipient and its  reuse,reprinting or taking action other than the intended party is strictly prohibited. Holy Gardens assume no responsibility liability arising from such unauthorized use.

RRURAC:    Read, Respond, Understand, Reflect, Apply and Check

BIDDA:    BELIEVE INSPIRE DREAM DO ACHIEVE

Google.com+/HolyGardensGroup