What causes declining sales? What is the relationship of 3ffb to this?

Our sales is on the decline.  The best performers are shadows of their old selves.  We may end up lower than 2013

Really what is/are the causes?

1.  In my travel to the provinces I have learned that the following are ailing

 and or hindrances to sales success:

     1.  Delays/inaction by the processors on

          1.  docs

          2.  commission and orc

          3.  benefits

2.  Delay on IF

Of course, the sbu are equally to be blamed for lacking requirements, late submission.

The sbus are simply helpless and become demotivated

MY SUGGESTIONS:

1.  Pag usapang mabuti at masinsinan ng 3ffb at sbu ang problemang ito at LUTASIN/AKSIYUNAN

2.  SBUS AND 3FFB OFFICERS AND PROCESS OWNERS MUST HAVE QUALIITY WORK AND FASTER/MORE PRODUCTIVITY IN THEIR WORK.  STRICTER SUPERVISION IS NEEDED.

Let us be a team.

Let us be more engaged in the problem of the sbus and be passionate about the business.

Focus, Attention and Reverence

Jorge US

Holy Gardens Group

RRURAC:    Read, Respond, Understand, Reflect, Apply and Check

BIDDA:    BELIEVE INSPIRE DREAM DO ACHIEVE

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