June 26, 2015

Re: Full application of the Maceda law

Maceda Law


Maceda Law


CONFIDENTIALITY NOTICE/disclaimer:   The information contained herein is strictly confidential in nature and is the property of Holy Gardens Group and intended only for the intended recipient and its  reuse,reprinting or taking action other than the intended party is strictly prohibited. Holy Gardens assume no responsibility liability arising from such unauthorized use.

RRURAC:    Read, Respond, Understand, Reflect, Apply and Check
BIDDA:    BELIEVE INSPIRE DREAM DO ACHIEVE

Google.com+/HolyGardensGroup


On Fri, Jun 26, 2015 at 12:57 AM, Holy GardensGroup <holygardens.group@gmail.com> wrote:
Maceda Law

Maceda Law



CONFIDENTIALITY NOTICE/disclaimer:   The information contained herein is strictly confidential in nature and is the property of Holy Gardens Group and intended only for the intended recipient and its  reuse,reprinting or taking action other than the intended party is strictly prohibited. Holy Gardens assume no responsibility liability arising from such unauthorized use.

RRURAC:    Read, Respond, Understand, Reflect, Apply and Check
BIDDA:    BELIEVE INSPIRE DREAM DO ACHIEVE

Google.com+/HolyGardensGroup


On Fri, Jun 26, 2015 at 12:53 AM, Holy GardensGroup <holygardens.group@gmail.com> wrote:
Memorandum:

TO      All SBUs

Through    CMO

June 26, 2015

Attention:   controllers and collectors

SUBJECT :  APPLICATION OF THE MACEDA LAW>

Objectives:

1.  To clean up our large list of arrears;

2.  To increase the cash balances

3.  To enforce collection

Background:

In the past, we have been generous with our customers, granting 50% of the payments made after the notice of notarial cancellation.  Such though only applies to accounts over 2 years.

WTDN

Shorter grace period;  immediate cancellation, 0 refund.

We will apply Section 4 of the said law, ie for accounts below 2 years which says:

"Section 4  In case where less than 2 years installments were paid, the seller shall give the buyer a grace period of not less than 60 days from the date the installment became due.

If the buyer fails to pay the installment due at the end of the grace period, the seller may cancel the contract after 30 days from the receipt by the buyer of the notice of the of the  cancellation of contract or the demand for the rescission of contract by a notarial act...

Therefore:

1.  Make an inventory of the accounts in arrears with maturity of less than two years not later than 15 days from today;

2.  Send them a demand letter (registered mail with return card) for the payment especially for those under the low down payment scheme like the Undas and June 12 promo

3.  60 days after sending of the demand letter, we wait 30 days before sending a notarial cancellation of contract, or demand for the cancellation of contract.

THE CUSTOMER GETS NOTHING IF HIS CONTRACT IS RESCINDED UNDER THIS SECTION FROM THE PAYMENT HE/SHE HAS MADE.

For compliance.

cc:    Holy Gardens Pangasinan
         Holy Gardens Greenhills
         Holy Gardens Calapan
         Holy Gardens La Union
         Holy Gardens Oton..  
         AP
         BPI Records


CONFIDENTIALITY NOTICE/disclaimer:   The information contained herein is strictly confidential in nature and is the property of Holy Gardens Group and intended only for the intended recipient and its  reuse,reprinting or taking action other than the intended party is strictly prohibited. Holy Gardens assume no responsibility liability arising from such unauthorized use.

RRURAC:    Read, Respond, Understand, Reflect, Apply and Check
BIDDA:    BELIEVE INSPIRE DREAM DO ACHIEVE

Google.com+/HolyGardensGroup



Re: Full application of the Maceda law

Maceda Law

Maceda Law



CONFIDENTIALITY NOTICE/disclaimer:   The information contained herein is strictly confidential in nature and is the property of Holy Gardens Group and intended only for the intended recipient and its  reuse,reprinting or taking action other than the intended party is strictly prohibited. Holy Gardens assume no responsibility liability arising from such unauthorized use.

RRURAC:    Read, Respond, Understand, Reflect, Apply and Check
BIDDA:    BELIEVE INSPIRE DREAM DO ACHIEVE

Google.com+/HolyGardensGroup

On Fri, Jun 26, 2015 at 12:53 AM, Holy GardensGroup <holygardens.group@gmail.com> wrote:
Memorandum:

TO      All SBUs

Through    CMO

June 26, 2015

Attention:   controllers and collectors

SUBJECT :  APPLICATION OF THE MACEDA LAW>

Objectives:

1.  To clean up our large list of arrears;

2.  To increase the cash balances

3.  To enforce collection

Background:

In the past, we have been generous with our customers, granting 50% of the payments made after the notice of notarial cancellation.  Such though only applies to accounts over 2 years.

WTDN

Shorter grace period;  immediate cancellation, 0 refund.

We will apply Section 4 of the said law, ie for accounts below 2 years which says:

"Section 4  In case where less than 2 years installments were paid, the seller shall give the buyer a grace period of not less than 60 days from the date the installment became due.

If the buyer fails to pay the installment due at the end of the grace period, the seller may cancel the contract after 30 days from the receipt by the buyer of the notice of the of the  cancellation of contract or the demand for the rescission of contract by a notarial act...

Therefore:

1.  Make an inventory of the accounts in arrears with maturity of less than two years not later than 15 days from today;

2.  Send them a demand letter (registered mail with return card) for the payment especially for those under the low down payment scheme like the Undas and June 12 promo

3.  60 days after sending of the demand letter, we wait 30 days before sending a notarial cancellation of contract, or demand for the cancellation of contract.

THE CUSTOMER GETS NOTHING IF HIS CONTRACT IS RESCINDED UNDER THIS SECTION FROM THE PAYMENT HE/SHE HAS MADE.

For compliance.

cc:    Holy Gardens Pangasinan
         Holy Gardens Greenhills
         Holy Gardens Calapan
         Holy Gardens La Union
         Holy Gardens Oton..  
         AP
         BPI Records


CONFIDENTIALITY NOTICE/disclaimer:   The information contained herein is strictly confidential in nature and is the property of Holy Gardens Group and intended only for the intended recipient and its  reuse,reprinting or taking action other than the intended party is strictly prohibited. Holy Gardens assume no responsibility liability arising from such unauthorized use.

RRURAC:    Read, Respond, Understand, Reflect, Apply and Check
BIDDA:    BELIEVE INSPIRE DREAM DO ACHIEVE

Google.com+/HolyGardensGroup

Full application of the Maceda law

Memorandum:

TO      All SBUs

Through    CMO

June 26, 2015

Attention:   controllers and collectors

SUBJECT :  APPLICATION OF THE MACEDA LAW>

Objectives:

1.  To clean up our large list of arrears;

2.  To increase the cash balances

3.  To enforce collection

Background:

In the past, we have been generous with our customers, granting 50% of the payments made after the notice of notarial cancellation.  Such though only applies to accounts over 2 years.

WTDN

Shorter grace period;  immediate cancellation, 0 refund.

We will apply Section 4 of the said law, ie for accounts below 2 years which says:

"Section 4  In case where less than 2 years installments were paid, the seller shall give the buyer a grace period of not less than 60 days from the date the installment became due.

If the buyer fails to pay the installment due at the end of the grace period, the seller may cancel the contract after 30 days from the receipt by the buyer of the notice of the of the  cancellation of contract or the demand for the rescission of contract by a notarial act...

Therefore:

1.  Make an inventory of the accounts in arrears with maturity of less than two years not later than 15 days from today;

2.  Send them a demand letter (registered mail with return card) for the payment especially for those under the low down payment scheme like the Undas and June 12 promo

3.  60 days after sending of the demand letter, we wait 30 days before sending a notarial cancellation of contract, or demand for the cancellation of contract.

THE CUSTOMER GETS NOTHING IF HIS CONTRACT IS RESCINDED UNDER THIS SECTION FROM THE PAYMENT HE/SHE HAS MADE.

For compliance.

cc:    Holy Gardens Pangasinan
         Holy Gardens Greenhills
         Holy Gardens Calapan
         Holy Gardens La Union
         Holy Gardens Oton..  
         AP
         BPI Records


CONFIDENTIALITY NOTICE/disclaimer:   The information contained herein is strictly confidential in nature and is the property of Holy Gardens Group and intended only for the intended recipient and its  reuse,reprinting or taking action other than the intended party is strictly prohibited. Holy Gardens assume no responsibility liability arising from such unauthorized use.

RRURAC:    Read, Respond, Understand, Reflect, Apply and Check
BIDDA:    BELIEVE INSPIRE DREAM DO ACHIEVE

Google.com+/HolyGardensGroup

Thought become things.

From You tube.


"We (YouAreCreators) created this channel to share one of the greatest secrets of the universe, and the secret is, we literally create our reality! (Quantum Physics now proves this) We are all governed by a set of Universal Laws, and these laws were created by GOD, to aid us in creating the life we desire. One of these laws is known as the "Law Of Attraction", or the law of "Reaping and Sowing". This law simply states, whatever you give out in Thought, Word, Feeling, and Action is returned to you. Whether the return is negative, or positive, failure or success, is all up to what you give out. Many authors and celebrities such as, Wayne Dyer, Oprah Winfrey, Will Smith, Jim Carrey, Steve Harvey, Rhonda Byrne, and many others has testified to this amazing Law Of Attraction. Its time you learn this wonderful secret...http://youarecreators.org/"


CONFIDENTIALITY NOTICE/disclaimer:   The information contained herein is strictly confidential in nature and is the property of Holy Gardens Group and intended only for the intended recipient and its  reuse,reprinting or taking action other than the intended party is strictly prohibited. Holy Gardens assume no responsibility liability arising from such unauthorized use.

RRURAC:    Read, Respond, Understand, Reflect, Apply and Check
BIDDA:    BELIEVE INSPIRE DREAM DO ACHIEVE

Google.com+/HolyGardensGroup

Crimes against Honor

TO      :   Holy Gardens Pangasinan

June 26, 2015

WE MUST FOCUS ON SALES AND COLLECTION AND NONE MUST DISTRACT US FROM THIS OBJECTIVE BECAUSE OF CONTINUOUS ASSAULT VS THE INTEGRITY OF THE ORGANIZATION...

Reminder on the Provisions of Revised Penal Code - Crimes Against Honor

Under Title 13 of the Revised Penal Code, entitled crimes against Honor, there are 2 Articles 363  "Incriminating Innocent Persons"and 364 and Intriguing Against Honor. worthy of consideration.

Those who bear false witness, or sow intrigues in the organization with false undocumented hearsays, can be held liable under the courts of law and PUNISHED.   They must be warned.

Some articles:










CONFIDENTIALITY NOTICE/disclaimer:   The information contained herein is strictly confidential in nature and is the property of Holy Gardens Group and intended only for the intended recipient and its  reuse,reprinting or taking action other than the intended party is strictly prohibited. Holy Gardens assume no responsibility liability arising from such unauthorized use.

RRURAC:    Read, Respond, Understand, Reflect, Apply and Check
BIDDA:    BELIEVE INSPIRE DREAM DO ACHIEVE

Google.com+/HolyGardensGroup

June 24, 2015

HGCMP Delivery Of Backfilling June 23, 2015.

BE a BIDDA: "BELIEVE, INSPIRE, DREAM, DO ACHIEVE"






Signature on the back of the PPA

To       :   Holy Gardens Pangasinan

SIGNATURE ON THE PPA.

June 24, 2015

This office has noted that for the documents presented here, the signature of ANA BANEZ (MOSTLY) OR ANGELICA BAYLON  or Angelica Baylon the space provided for the signature of Holy Gardens Authorized Officer at the new form of PPA

This office will not affix his signature over such documents.

THIS OFFICE REPRIMANDS THOUGH THE INDIVIDUALS CONCERNED:    Ana Banez and Angelica Baylon, (and Brendalyn Garcia ) for committing such infractions of procedure.

PLEASE DO NOT TEST THE RESOLVE OF THIS OFFICE FOR CONTINUED MISTAKES.../INFRACTION

OBSERVE EXCELLENCE ALWAYS.  DO IT RIGHT

CC:   201 file of Ana and Angelica


CONFIDENTIALITY NOTICE/disclaimer:   The information contained herein is strictly confidential in nature and is the property of Holy Gardens Group and intended only for the intended recipient and its  reuse,reprinting or taking action other than the intended party is strictly prohibited. Holy Gardens assume no responsibility liability arising from such unauthorized use.

RRURAC:    Read, Respond, Understand, Reflect, Apply and Check
BIDDA:    BELIEVE INSPIRE DREAM DO ACHIEVE

Google.com+/HolyGardensGroup