Efficiency and ROI for everyone

TO    :   EPR, CC

Subject:    Combining  Agents and HGMP employees parties

We have reduced the cash advance for Christmas parties because the Agents and Staff parties could be combined.  One preparation and one event and it is a happier occasion.  Why have two when we can have one?

Let us have this kind of mindset, ie to make the company save money.

Money saved is money earned.  It is reverse marketing.

Right now, I have received report that two SBU bled a lot of losses, and are drowning in red ink. They cant qualify for NSS.  They must strive harder.  They must start from within

FYI

JUS

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