More Income and sales opportunities from Destiny Financial Plan White Rose and Cremation Services

To     :   Holy Gardens Memorial Park

                       Pangasinan

                       Calamba

                       BPI  - Destiny MemoriallPlan

Subject:  Draft of Sales Plan for White Rose PMS and Cremation PCS

Suggestions and comments are solicited.  Sound out agents and customers

Most probable implementation:   December 2018

Objectives:    

      1.  Pakitain at pabentahin ang Destiny Financial Plan, Crematorium ng

           Panga at Calamba na three years na in the making

         Destiny      30 per month each at Calamba and  Panga   =        60 units

         Cremation PCS    50 each per month Calamba ang Panga  = 100 units

      2.  To provide more sales opportunities to agents/sellers of Panga and Calamba

     3.   To provide income opportunities to our staff and our sellers

Reality:

     1.  Panay abono sa Destiny Financial Plans Inc.  Ang laki na ng gastos wala

          pang revenue.  Mga P57 million assets, P5 million cash,  mga kulang kulang

          nang P1 m gastos sa audit fees, actuarial, IC fees etc  Plus the big office

          at 3f where we spend  (P45 - 6   = P39,000 per month or  P468,000.  Walang

          pakinabang.  Lugi

    2.  Wala ding balita sa Calamba at Pangasinan sa benta ng mga services

    3.  Ilan na ang ppt na nagsasabi na:

         1.  Lugi tayo ng P2,551 per plot na P36,000 0 interest 60 months to pay.

         2.  Kaya nating kumita ng hanggang P2,500, 00 bawat plan (sa interest at

              sa difference in insurance fees)

Ano ang gagawin

1.  I push ang benta ng Destiny Plans - white rose  P30,000.00 using the 

    Destiny PPA

2.  I push benta ng prepaid cremation plans using addendum:

     (Pre Need)

    A.  Products

    1.  Direct cremation     P20,000 (excluding fuel surcharge*) with free urn

    2.  Cremation before services with chapel viewing  (excluding fuel surcharge)

         Non Aircon  P27,000.00  (3 nights and 4 days only)

         Aircon            35,000.00   (3 nights and 4 days only

    3.  Cremation after services     (Excluding fuel surcharge)

        with metal casket rental  

        Non Aircon    P32,000.00   (3 Nights 4 days)

        Aircon             40,000.00    (3 Nights 4 days)

   4.  Cremation  + Ash Crypts

     *At level ABFG only

        Direct cremation   P20,000 +   P40,000   =                                P60,000

       Cremation with chapel viewing AC   35,000. +  P40,000  =     P75,000

       Cremation with casket rental chapel chapel viewing        =       P80,000

                  P40,000     +  P40,000

      *Fuel Surcharge:

                In view of fluctuating fuel prices, this is being charged.   The price is based
                on average fuel consumption of 60 liters of diesel at P30.00/liter.  At current
                diesel priceof P52.00, the surcharge is  P22.00 x60   =  P1,320.00

Documentation is via addedum