May 08, 2017

Minutes of the meeting with Mr. Levi Almavez, business development manager of MB Life

Members present::

Jorge Saguinsin
Madel Saguinsin
Jennifer Callanta
Marjorie Miranda

Agenda:

1.  Signing of the MB life proposal for GYRT and PkA
2.  Health Insurance

1. GYRT and PA

     1.  The final approved rates are:

            1. GYRT     P0.30/1000 per month  or 0.36%  per annum or P3.60 /1000

      +

             2.  Personal Accident c/o Malayan Insurance    P1.00/1000 per annum

                  Total rate of GYRT + ADD (PA)   =  P4.60/1000    (0.46/annum)

             3     For five years    2.3%  (P23.00/100)   (We have a margin of 1.7% since we are charging 4.0%

            4     Premium     P4.60 x 30   =  P138.00 to be paid in advance for a P30,000 account.

       Action plan:

      1. We will start coverage for all new and existing accounts by May 1, 2017

      2.  An insurance assistant will be doing insurance work only  The AA for MLII will do this initially But we will have to hire one

      3. We start training by Thursday May 11, 2017.  We will have forms for underwriting

2. Others:

        Pregnant women are not insurable

3. Mr. Levi will give a quote on health insurance for our staff, provided he is given a list of employees to be covered with their names and age indicated.  We have coverage for employees provided they are one year of more with the company.

    We mentioned for the same employees, to encourage loyalty and passion, that we will provide housing at cost in Pantok Binangonan

3.  Query on exclusions:

    Mr. Levi said that there are individuals who are insureable and not according to the query by Ms. de Luna, that many individuals are left out of insurance coverage.  We are able to cover many individuals



           

Jorge  U. Saguinsin


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