: Manageable Execution at Majorem Lending

Follow up.

Paki intindihin

ANO NA MGA AKSYON

Kung hindi kaya sabihin sa akin at ano puwede kong gawin

On Fri, Aug 31, 2018 at 1:18 PM Jorge Saguinsin <holygardens.groupnew@gmail.com> wrote:

The following were noted at Majorem Lending (We need to do this to maintain our current Business Model that is strategic - self sustaining:

     Holy Gardens Funds:  ME MC, IF, TFC CAPF are kept at MLII

      MLII invests these funds lends them so that there is ROI on MC,

             TFC and Capf funds and that they grow by compounding

Manageable execution  THINGS THAT NEED TO BE DONE ROUTINELY BY DEFAULT (no need for follow up)

1.  Complete the staff at least the Loan Assistant and accounting asistant

2.  Semestral report to SEC as part of secondary license (ang laki na ng penalty)?

3.  Regular computation of AIP (Accrued Interest Payable on the  funds)

    1/2 of rate set if funds move, and full rate if there are no withdrawals based on

     lowest quarterly balance accrued and posted quarterly

4.  Regular rate setting (monthly i back track)

5.  Prompt collection of funds from SBU monthly.

     (We shall allow deferred payment without penalty from SBU until 2018

6.   Accurate and updated balancing of funds due. TFC, Insurance, MC, ME TAV etc..

      Kailangan maayos na kuwenta.  Kung walang kuwenta, walang kuwenta organization

Sarah, naresearch mo na wealth builder program?

--

PAGSASANAY SA TAGUMPAY (Training for Success)

YOU MUST ACKNOWLEDGE RESPOND TO THIS EMAIL...

COMMUNICATIONS PERFORMANCE IMPACTS  THE PE    (which is basis for promotions)

SETTING THE STANDARDS IN INTERMENT SERVICE

Innovation creates more wealth and more customers

  Jorge U. Saguinsin

  Be a BIDDA now

  RRURAC   (Read, Reflect, Understand, Realize Act, Check)

   YOUR OFFICES ARE OBLIGED ORDERED TO UPDATE  THEIR POSTS AT

    THE FOLLOWING SITES: (they have been placed here for your easy reference)

   

   Free Obituaries for Friends of Holy Gardens

   Free Obits for Holy Gardens Customers

   Archives for Holy Gardens Tributes

   Birthdate and death date anniversaries of dearly departed

   Holy Gardens Rewards

   Patsikot/SUV Promo

Notice:   This email address is a private property of Holy Gardens Group and its contents are private and confidential.    Its contents and attachment  may not be copied nor forwarded to parties other than the ones intended to,  nor can the contents be used other than the original intent  You are advised to delete the message you received if in case it may have been wrongly sent to your good office

--

PAGSASANAY SA TAGUMPAY (Training for Success)

YOU MUST ACKNOWLEDGE RESPOND TO THIS EMAIL...

COMMUNICATIONS PERFORMANCE IMPACTS  THE PE    (which is basis for promotions)

SETTING THE STANDARDS IN INTERMENT SERVICE

Innovation creates more wealth and more customers

  Jorge U. Saguinsin

  Be a BIDDA now

  RRURAC   (Read, Reflect, Understand, Realize Act, Check)

   YOUR OFFICES ARE OBLIGED ORDERED TO UPDATE  THEIR POSTS AT

    THE FOLLOWING SITES: (they have been placed here for your easy reference)

   

   Free Obituaries for Friends of Holy Gardens

   Free Obits for Holy Gardens Customers

   Archives for Holy Gardens Tributes

   Birthdate and death date anniversaries of dearly departed

   Holy Gardens Rewards

   Patsikot/SUV Promo

Notice:   This email address is a private property of Holy Gardens Group and its contents are private and confidential.    Its contents and attachment  may not be copied nor forwarded to parties other than the ones intended to,  nor can the contents be used other than the original intent  You are advised to delete the message you received if in case it may have been wrongly sent to your good office

AM talk at 3f jm on Feb 19, 2018 - " Lord I offer my life to you"

PAGSASANAY SA TAGUMPAY

1.  Noted:   SBUs are no longer submitting posting Kaizen reports.  Why?


 For kaizen reports: You must post pictures under this template duly classified. Answer and provide pictures for all headings. COMPLY AND UNDERSTAND. 1. Pics of office (storage, files)/chapel, cr. Also post pictures of your staff in complete uniform daily with id for am talk) STRICT COMPLIANCE 2. Pics of site (the park) beautification/construction 3. Pics of warehouse inside and outside; SHOW INVENTORIES AND LOCKS 4. Pics of inventory of equipment (especially of those non operating) and materials 5. Pics of operational equipment

2.  "Lord I offer my life to you video"





Lyrics:

All that I am, all that I have
I lay them down before you, oh Lord
All my regrets, all my acclaims
The joy and the pain, I'm making them yours
(Chorus)
Lord, I offer my life to you
Everything I've been through
Use it for your glory
Lord I offer my days to you
Lifting my praise to you
As a pleasing sacrifice
Lord I offer you my life
(Verse 2)
Things in the past, things yet unseen
Wishes and dreams that are yet to come true
All of my heart, all of my praise
My heart and my hands are lifted to you
(Chorus)
Lord, I offer my life to you
Everything I've been through
Use it for your glory
Lord I offer my days to you
Lifting my praise to you
As a pleasing sacrifice
Lord I offer you my life

Some reflection/thoughts:

1.  Our works are our praise, prayers, offering to the Lord (I offer my days to you)
     NOT JUST WORDS  or acts of praise (going to church, saying the novena)

2.  What do we offer to the Lord:

     1.  Things in the past, everything that I have been through -  your history, your regrets and acclaims.  The good things and bad things that happened to you -  your success and failures.  

    2.  Regrets and acclaims.   Your happiness, joys, pains and problems  "The joys and pains I am making them yours."   Let us not curse God for our difficulties.  We thank Him for those experience that are meant to make us better persons.  We do not thank the Lord just for the good things and blessings. Which we do often thinking God is an ATM God.

    3.  All the things we do are offerings for the Greater Glory of God.  
         AMDG.  Ad Majorem Dei Gloria.  To God be the Glory.  For the Greater Glory of 
         God.  We named Majorem as such and AMDG is an inspiration

  4.  "Wishes and dreams that are yet to come true"  "Things yet unseen"  We offer our dreams, vision, plans objectives to the Lord.  Thus when we are tasked to submit PDCA that lists down reality/background, and the Plans that are detailed:   SMART, 5W I H, we are offering this to the Lord.   Do it willingly and joyfully not as a punishment, something pushed down your throat to do but as a pleasing sacrifice and offering.

Action plan:

1. Do your job to the best of your ability.  Make it excellent because it is an offering to the Lord.

2. The great and excellent things you do are not for the company.  They are for the Lord, AMDG.

3.  The work schedules the blog posts are pleasing sacrifice offering to the Lord.  Do them.   

4.  We plan and we pray.   We plan always:  "wishes and dreams"  are our prayers and offering.

BPI-MAJOREM STAFF

PAGSASANAY SA TAGUMPAY

Daily Pictures of BPI and MAJOREM staff

The Head Office

Doing things right - deposit of capf, tf, and other accounts at Majorem

Memorandum:

Metrobank Angono's  chief and their area head visited us this morning because of their observation that there are deposits of small amounts, P20.00, P50.00 by SBU to Majorem Accounts.

Please take note that MLII account is only Head Office (Angono account) and that P50.00 is charged for interbranch transaction. For these unusual transactions, Metrobank Angono has been imposed by their HO huge penalties.

OUR USUAL PROCEDURE IS:

1.  Deposit all amounts to the operating account of the SBU;

2.  MLII makes SOA to the SBU WEEKLY

3.  AP pays remits to MLII weekly.

FOR STRICT COMPLIANCE.

Jorge  

The Holy Gardens Group - "THE MEMORIAL EXPERTS"

Please view the following sites of Holy Gardens group and share

Holy Gardens Memorial Plan (proposed)

Holy Gardens Memorial Packages

Holy Gardens Memorial Plots

Holy Gardens Chapel and Memorial Service

Landscaping ideas

CONFIDENTIALITY NOTICE/disclaimer:   The information contained herein is strictly confidential in nature and is the property of Holy Gardens Group and intended only for the intended recipient and its  reuse,reprinting or taking action other than the intended party is strictly prohibited. Holy Gardens assume no responsibility liability arising from such unauthorized use.

RRURAC:    Read, Respond, Understand, Reflect, Apply and Check

BIDDA:    BELIEVE INSPIRE DREAM DO ACHIEVE

Google.com+/HolyGardensGroup

Cap ex plans for HGOMP and HGCMP

To :     MLM

            AC

April 13, 2015

cc:     Majorem  Mam Elvie, Madel

We intend to improve the above mentioned memorial parks in the following manner in 2015

Holy Gardens Oton

      1.  Complete the retaining wall at the right side to form a U   5 million

      2.  Back filling                  2,5 million 

      3.  Extension of roads          P1M

      4.  Chapel office and cr     -  P1m  (we allocate 4 million in 2016 to finish project and 

This shall be financed from Majorem, 5 years to pay at 12% interest.  AC must do a cash flows, and sell x number to generate cash flow to pay off the loans and must consider the penalty it must pay to HLURB

Holy Gardens Calapan:

        Backfilling   -     2 million

        Roads               1 million

       Chapel   cr office  1.5 million

       BC                          .5 million

This shall be financed by borrowing from Ms. Madrigal  -  5 million at 6%....

Calapan must endeavor to sell more.  Kailangan Oton at Calapan, humataw sa Hataw para may puhunan

         

Jorge  

The Holy Gardens Group - "THE MEMORIAL EXPERTS"

Please view the following sites of Holy Gardens group and share

Holy Gardens Memorial Plan (proposed)

Holy Gardens Memorial Packages

Holy Gardens Memorial Plots

Holy Gardens Chapel and Memorial Service

Landscaping ideas

CONFIDENTIALITY NOTICE/disclaimer:   The information contained herein is strictly confidential in nature and is the property of Holy Gardens Group and intended only for the intended recipient and its  reuse,reprinting or taking action other than the intended party is strictly prohibited. Holy Gardens assume no responsibility liability arising from such unauthorized use.

RRURAC:    Read, Respond, Understand, Reflect, Apply and Check

BIDDA:    BELIEVE INSPIRE DREAM DO ACHIEVE

Google.com+/HolyGardensGroup

Closing of books for 2014

Memorandum:

December 29, 2014

To accounting staff:

The year is about to end and it is imperative that we manage this activity well

BPI

May I know the status of our books of accounts and their closures:  (do we know this?  We must have confirmed totals:

1.  Inventories,

2.  Bank and cash balances

3.   Master list (real estate held for sale)

4.  Sales for the year

5. Total Collection for the year

6.  Total ICR:

7.  INventories of interments

8.  FS:

    PNL

    Cash flow

     Current and arrears

Majorem Lending

1.  Total loans granted:    corporate, retail, commercial

2.  Bank and cash balances

3. Total loans granted

4.  Total collections

5.  Loan balances as of ______

     Current

     Arrears

6.   Liability:

     PN balances

     Fund balances:

     PC

     VAT 

     IF

     Capf

7.  Inventory of loan folders and collateral

8.  Forfeitures and CO now consolidated with MLII

9.  FS

    PNL

    Cash flow

    ALCOM

Dapat balance ito

PAKILISTA AT ISULAT ANG ESTADO BEFORE 10 AM OF DECEMBER 29, 2014

Grace please print and have the people concerned receive the memo.

Jorge  S

The Holy Gardens Group - "THE MEMORIAL EXPERTS"

Please reply.    CCD 2.27

CONFIDENTIALITY NOTICE/disclaimer:   The information contained herein is strictly confidential in nature and is the property of Holy Gardens Group and intended only for the intended recipient and its  reuse,reprinting or taking action other than the intended party is strictly prohibited. Holy Gardens assume no responsibility liability arising from such unauthorized use.

RRURAC:    Read, Respond, Understand, Reflect, Apply and Check

BIDDA:    BELIEVE INSPIRE DREAM DO ACHIEVE

Google.com+/HolyGardensGroup