August 23, 2017

Double your money in 7 years offering

Please review;   do we need this, masyado bang generous.  We can offer this to Dantes group

THE OFFERING/TERM SHEET

What:   During the pre selling period, listed in the price list are plots for preselling.              These are plots reserved as collateral for borrowings by the corporation to               to initially finance the development  of the memorial park  for the first                     year.

Preferred Investors:  This is reserved for friends and affiliate corporations:                                              Majorem    Lending, the Memorial Care fund, Destiny                                            Financials, and JV partners

Borrowers:      Ang Uno Gardens for Holy Gardens Greenhills;
                     San Carlos Pangasinan Gardens Inc. for Pangasinan

Amount to be Issued:

            P20,000,000 for San Carlos Pangasinan Gardens
            P30,000,000 for Ang Uno Gardens

Preferred Number of Lenders:   Not more than 20 for each company

Units:   P100,000.00 each  with each lender having a maximum of 50 units only

Documentation:   Promissory Note;  conversion,voting rights are not allowed

Returns:   2x your money in 7 years or 14.28% per annum

Security:    Pledge vs special plots:   prime, premium, special premium that are anywhere from 15% for prime, 30% for premium, and 50% more expensive than regular plots (interior plots) which shall be earmarked/not sold and used exclusively as security for this issuance

Redemption:

    1.  In cash after five years

    2.  Or in kind, (the plots shall be transferred in favor of the buyer of the PN)


 Pretermination:

   Should the Lender preterminate, the rate shall be 50% of  simple interest rate of 14.28% per annum for the term (or 7.14) provided a 90 days advance notice is made

  However should the Issuer or the Company pre terminate, the rate shall be at 20% per annum

Nature:   Private placement, and not covered by  Securities Act, nor Quasi Banking laws of the Philippines, 

The Lender understands the risks involved.  However the Company has been in the business for the last 34 years,. has not borrowed, all its previous borrowings is not into lawsuits, and enjoying healthy cash flows from its operations

Closing date:  Not more than 90 days after announcement.

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Com for the sellers:

2% for the initial offering

10% upon redemption

x-x-x-x-x-x-x-x-x-x-x-x


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RRURAC
BIDDA

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