Use of portal and system to facilitate the posting of ledger and management records and ppa

To:           BPI records

               BPI accounting (ICR assistant)

Subject:    Use of portal and system  drop box (or google drive)to facilitate the posting of ledge and management records and ppa

Objectives:

1.  To hasten the pace of posting of ledgers and updating PPA

2.  To promote the integrity of  sales report

3.  To make for lean procedures and repetitive tasks

Reality /background:

When we launched Hataw 2015, the proponents made sure that a system was in place to speed up the pace of posting and processing of documents.  

1. All the information that is needed to register and establish the data base for the customer are in the PPA:   birthday, address, contact number, PPA number, lot number, block number TCP, dp, monthly amortization etc.

2.  A portal was set up (a template) for making entries at the sbu.

     1.  Once an entry is made at the sbu, the file is shared via drop box  (or now the Google drive)to the 3ffb: 

             1. The customer list (for the PPA).  This will be the basis for the transmittal and the master list

             2. The other data for the ledger (abstract) of the collection

             Hence there is no need for making another list for the transmittal, (double work) and make another entry for the ledgers

           3. MLII harvests the data for:

              PC, VAT, Capt/Insurance, ME

          The shared data from the portal will be the driving force behind the data stream to put things together and make the work fast and efficient.

      2.  The current situation:

          1. It takes ages for the sbu to send the PPA;

          2.  The Records Assistant still makes her master list whereas, this should have been posted by the SBU  (preferably consecutively)

              This will make the TA verify her PPA fast too but she has to go over them physically

        3.  There is no ledger at 3ffb because  we still have not hired the Excel Expert from another Finance company or that we still do not have the computer system

     3.  That this portal has been abandoned, and that the template has been changed without informing this office

         When addressed those in charge cant seem to do anything about this:   unless we hire more people and buy a new system, (worth millions). 

BUT THE FACT IS WE HAD ALL READY THE SOLUTION SYSTEM IN PLACE BUT WAS IGNORED BY MANY OR NEGLECTED BECAUSE NO ONE WAS MONITORING  OR THAT SOMEONE HAD THE COURAGE TO CHANGE or disregard this

It was discussed that in the meantime while waiting for the purchase of new computer system and or hiring a new ICR employee, or that we train everyone on excel, we:

      1.  Revise update the template, or update the portal

      2.  Use the drop box or google drive.

      3. Share file with records and ICR to save on repetitive  task.  Iyon and ibig sabihin ng single handling

      Let us be enterprising, think of the box, and seek low cost solution for our problems.  LET US BE RESOURCEFUL RATHER THAN RESOURCE BASED ESPECIALLY IF WE ARE HIGHLY PAID

Please discuss this well with every one and enjoin every one to engage shared learning

--

Jorge U. SaguinsinTo "be the best, do your best, expect the best" always

N.B.   The information contained herein are private and confidential in nature.  The sender does not assume any damage that may arise from improper use of the email contained. ;  especially if the information in this communication falls into the wrong hands causing damage and loss. to the company or any other parties.

RECORD KEEPING AND MONITORING OF OUTRIGHT COMMISSION

Memorandum Circular 2015 - 005

SUBJECT:     RECORD KEEPING AND MONITORING OF OUTRIGHT COMMISSION

Objectives:

1.   To streamline procedures and recording of outright commissions

2.  To minimize expenses and losses;

3.  To make zero disagreements regarding payment of outright commission

Background:

There are text messages and email reports regarding outright commission;   however the commissions payment are not properly recorded and reported.

There are huge outright commissions for GE and SSN sales;  the total com to be paid for the next 7 months will be in the order of P7 million and thus have to accurately monitored

WHAT:

Abstract for payment of outright commission:/TA

1. There will be a separate abstract for outright commission. The abstract will contain:

    1.  Name of customer

    2.  Amount of contract

    3.  Contract/control number

    4.  MA

    5.   SE name ID #

    6.   Rank (rate of com)

    7.  Outright com

    8.  TIN #

    9.  Transportation allowance (P25.00 for  amounts less than P1000, P50.00 for MA over P1000) when the account is past the com stage

    10.  Deposit slips that match the TCR

2.  The outright com voucher  (4 copies)

      1 copy sbu

      1  copy se

      1 copy  Treasury

      1  copy AP

     Contents

   1. Date

   2.   1 to 8 of the abstract

3.  Frequency

    Weekly abstracts of outright commission voucher shall be sent to 3ffb (we can have this computerized/file sharing too) WEEKLY 

   Strict compliance

4.  Other processes to be observed:

    1.  Only the SE can get the com or sign at the OCV;  no authorization allowed

    2.  As much as possible, the date of com disbursement must be made on the same date as the deposit of NCR has been made.

    3.  The OCV must be scanned emailed daily in batches.

    4.  If check payments were made by the customer, com will be disbursed only after clearing of the check (on the 3rd day after the clearing cut off time)

    5.  If past the com stage (say 8th MA), some SE may be recruited to be collecting agents and TA shall be paid accordingly.

        They should be trustworthy and honest.   They will be immediately disenfrachised for dishonest behavior

    6.  The Treasury Assistant and IF will scrutinize such abstracts (just like IF) and make a weekly report of such Outright Commission disbursement.

For compliance.  Open to suggestions and corrections though

      

Jorge  

The Holy Gardens Group - "THE MEMORIAL EXPERTS"

Please view the following sites of Holy Gardens group and share

Holy Gardens Memorial Plan (proposed)

Holy Gardens Memorial Packages

Holy Gardens Memorial Plots

Holy Gardens Chapel and Memorial Service

Landscaping ideas

CONFIDENTIALITY NOTICE/disclaimer:   The information contained herein is strictly confidential in nature and is the property of Holy Gardens Group and intended only for the intended recipient and its  reuse,reprinting or taking action other than the intended party is strictly prohibited. Holy Gardens assume no responsibility liability arising from such unauthorized use.

RRURAC:    Read, Respond, Understand, Reflect, Apply and Check

BIDDA:    BELIEVE INSPIRE DREAM DO ACHIEVE

Google.com+/HolyGardensGroup

LONG OVERDUE IMPLEMENTATION OF ABSTRACT PORTAL

Am endorsing this. And we are reprimanding  the head and staff of sbu who, after lapse of 3 months are nowhere in the implementation of the same. Who are they? (and or who are behind the data entry)

Let me repeat the benefits of this system:

1.  We can save double entry of data and documents, thus processing of documents will be easier and faster.

However, SBUS have not not been up to date in submitting PPA.

             By using the abstract, and the sbu doing the data entry:

            1.  The customer data base is generated and shared with 3ffb via dropbox (have we installed dropbox and connected to 3ffb, if not DO IT NOW!

            2.  The ledger is likewise generated;  the posting at the ledger at the sbu level is shared with 3ffb and all that 3ffb has to do is to check.  IT IS NOT HAPPENING.

2.  By having the correct account # it is easy to access the ledger of the buyers for the monthly amortization.  You must devise ways to issue id to the buyer to have  a card or sheet of paper, that will help identify the buyer when he makes regular payments:

      Account Number 

      Lot Block #

      TLP

       Manner of Payment:   monthly, quarterly, semi annually, annually

       Amount of periodic payment

       Date of account creation:

       Date payments due (30th or 15th)

       Maturity date of the account

3.   We can also facilitate the computation and control of sales executives and their commision (for not hataw accounts) under the present abstract portal

4.  We can compute for CRB easier with the portal

5.  Sharing and sales report can be generated faster.

By not implementing this abstract portal;  you are denying your sbu the comfort and easy of managing our:

        1. documents issuance

        2.  processing of payments

        3. reports

By not implementing too, you reveal:

        1.  Lack of focus and concentration on your job

        2.  bad attitude and old mindset.

        3.   lack of discipline and obedience

        4.  lack of understanding

        5.  lack of concern and caring for the company

        6.  lack of minimum qualification for the job.

We made sure that the abstract will help us manage the huge volume of accounts that will come;  it is likewise not happening:

IT IS TIME TO:

1.  Ask for explanation why this is not being implemented;

 2.  Ask for a plan of action when to:

      have the abstract installed properly and running

      update of encoding

      sending of documents to 3ffb for checking and filing

      issuance of customer id (#2)

3.  Hire an encoder and focus on the encoding (I observed this to be the case of HGGMP;  nagbebenta encoder and docs pile up)

4.  Encode and send your PPA asap to 3ffb for checking and return to your office.  Our standard prescribed time for this is 7 days.(the docs must be in the hand of the customer after signing)

IF YOU DO NOT DO THIS TATAMBAK SA 3FFB AND TRABAHO AND YOU WILL BLAME THE SAA for the delay and we are back to square one of inefficiency.

CAN WE HAVE THE ABSTRACT RUNNING BEFORE THE MONTH ENDS

ACMO please pay attention and respond

     

Jorge  

The Holy Gardens Group - "THE MEMORIAL EXPERTS"

Please view the following sites of Holy Gardens group and share

Holy Gardens Memorial Plan (proposed)

Holy Gardens Memorial Packages

Holy Gardens Memorial Plots

Holy Gardens Chapel and Memorial Service

Landscaping ideas

CONFIDENTIALITY NOTICE/disclaimer:   The information contained herein is strictly confidential in nature and is the property of Holy Gardens Group and intended only for the intended recipient and its  reuse,reprinting or taking action other than the intended party is strictly prohibited. Holy Gardens assume no responsibility liability arising from such unauthorized use.

RRURAC:    Read, Respond, Understand, Reflect, Apply and Check

BIDDA:    BELIEVE INSPIRE DREAM DO ACHIEVE

Google.com+/HolyGardensGroup

Reminders on #Hataw Procedures

Please be guided accordingly on #hataw campaign.

We we approached by Metrobank early this  morning, as they were charged P50.00 per deposit slip made by SBUS of capf and other accounts due MLII, by depositing direct into their accounts.  Pay attention to this memo as this is a very embarrassing incident, and does not speak well of the intelligence and understanding of the people who made the mistake:

Our Goal:

To sell 6, 100 plots from March 21 to April 23, 2015

Greenhills - 5,000 plots - 200,000,000

Pangasinan 500 plots - 20,000,000

Oton 300 plots @40t 12,000,000

La Union 300 plots @30t 9,000,000

Calapan 300 plots @ 25 7,500,000

Memorandum Circular 2015 002 (as corrected former number is 001, Help Desk is 001 Use of Abstract and Portal in Management of the Business

BE a BIDDA: "BELIEVE, INSPIRE, DREAM, DO ACHIEVE"



Memorandum Circular  2015   001  (002 corrected)   

To       :  All

SUBJECT:   USE OF ABSTRACTS IN THE MANAGEMENT OF THE BUSINESS (data base and processing)

What :   Installation and use  of four abstracts/portals at Holy Gardens Group

             1.  Holy Gardens Plots (PPA)

                  to manage database for sale of plots, collection, payment of com,                         collection, sales report, JV report/sharing, issuance of id and copf

             2.  Holy Gardens Interment

                  to manage and collate data for interment and reimbursement of IF

             3.  Holy Gardens Chapel and Memorial Services

                  to manage and collate data for chapel and memorial service (funeral -                   where there are funeral services ) and funeral service reimbursement

             4.  iMP and Memorial Packages

                  to collate data for prepaid services:    interment, combos, packages,                    chapel (funeral) services;   customer data base, sales report,                                budgett ing of funds received for tf, com, capf etc. , com, agents, SE;                    issuance of id, and copf 

Re: Implementation of new PPA and abstract on February 1, 2015

Sir,

good day!

I will help follow Sbu's, i text them already about this implementation.

Thanks,

mj  

On Mon, Mar 30, 2015 at 8:25 AM, Holy GardensGroup <holygardens.group@gmail.com> wrote:

TO    :     Holy Gardens Greenhills, Calapan, Oton, Pangasinan, La Union

SUBJECT:   INSTALLATION AND USE OF ABSTRACT WITH PPA

Please acknowledge and update me on this.  PLEASE REPLY...

I EXPECT REPORTS AND RESULTS

ARE REPORTS COMING?

Jorge  

Re: Implementation of new PPA and abstract on February 1, 2015

Memorandum:

TO    3ffb

          SBUS

Attention:   CSS, CMO, Controllers

                  CSS

Follow up,

There had been no responses.

What steps, consultations are being done to make sure this will be implemented

What resources are needed?

Have the abstract system been installed?

Have training been conducted?

Have we done a dry run

Jorge  S

The Holy Gardens Group - "THE MEMORIAL EXPERTS"

Please reply.    CCD 2.27

RRURAC:    Read, Respond, Understand, Reflect, Apply and Check

BIDDA:    BELIEVE INSPIRE DREAM DO ACHIEVE

Google.com+/HolyGardensGroup

On Thu, Jan 29, 2015 at 10:51 PM, Holy GardensGroup <holygardens.group@gmail.com> wrote:

Memorandum:

To    :   All 

Attention:    CMO

                   CSS

                   SFC

SUBJECT:  IMPLEMENTATION OF NEW PPA SYSTEM AND ABSTRACT BY FEBRUARY 1, 2015

Your offices have been given enough time to understand and absorb the new PPA system, and also the abstract system.

We are to implement this by February 1, 2015.  

Please call this office regarding any questions.  We had done several meetings on this and this office expect smooth sailing

For compliance

Jorge  S

The Holy Gardens Group - "THE MEMORIAL EXPERTS"

Please reply.    CCD 2.27

CONFIDENTIALITY NOTICE/disclaimer:   The information contained herein is strictly confidential in nature and is the property of Holy Gardens Group and intended only for the intended recipient and its  reuse,reprinting or taking action other than the intended party is strictly prohibited. Holy Gardens assume no responsibility liability arising from such unauthorized use.

RRURAC:    Read, Respond, Understand, Reflect, Apply and Check

BIDDA:    BELIEVE INSPIRE DREAM DO ACHIEVE

Google.com+/HolyGardensGroup

Chart of Accounts of Chapel and Memorial Services

Chart of Accounts of Holy Gardens Chapel and Memorial Services

1.   Balance Sheet
   

Assets:

Cash and Cash in Bank

Accounts Receivable

    Customers

     Memorial Plan Co.

Inventory

Furniture Fixtures and Equipment

Other Assets:

Total Assets

Liability and SHE

Current Liabilities:

       Salaries and Wages

       Trade Accounts Payable

Notes Payable

      Car Loans

      Bank Loans
      Due to HGGMP

Total Liabilities

Equity:

Stockholders Equity

Retained Earnings

Paid in Surplus

Total Equity

Total Liability and SHE

2.  Profit and Loss (Income Statement)

Revenue

     Sale of Services

     Less:   Marketing expense (max of 10% for sales, upgrading)

     Less;   Senior Citizen discount (not applicable for P20t and P12t packages)

    Net Sales:

Less:   CGS (cost of Casket)  /

    Less operating expenses:

    1.  Wages and benefits

    2.   Electricity and utilities

    3.  Embalming contract  (for Calamba) /

    4.  Chemicals and Cosmetics /

    5.  Amenities:

        Flowers,  /

       Tarps,  /

       Thank you card /

      Memory board; /

      Coffee, creamer, candies for the viewing /

      Mineral water

 6.  Oil and gasoline  /

 7. Repairs and maintenance

 8.  Depreciation /

 9. Chapel rental /

10 Interest Expense

Total Operating Expenses

Gross Operating Income

These shall be formatted like IS; and corresponding abstract, CDB, CRB shall be made.

3. Cash flow statement:

Beginning balance

Add:   Cash receipts (from sales)

          Collection from AR

Total Collections

Less:  Expenses:

ME

Discounts

Payment of caskets

1.  Wages and salaries

2.  Rental

3. Utilities

4.  Oil and gasoline

5. Repairs and maintenance

Total expenses:

Surplus Deficit

Ending balance

Jorge  S

The Holy Gardens Group - "THE MEMORIAL EXPERTS"

Please reply.    CCD 2.27

Re: Detailed Plan for CMS Launching

Edited:   This includes the hand outs that CC must prepare:

TO    :    CC

              BGG

              MJ

              MLII

Follow up. There are changes about this;   we will do this tomorrow because we are pressed for time Apparently this has not been well communicated.  BGG seemed startled about this.

Kindly prepare your travel notices:

What:    Briefing and further understanding of:

             1.  PPA

             2.  Abstract

             3.   iMP

             4.   CMS

             5.  Sales and collection targets/incentives   

Who will present?  Please prepare power point presentation

             

            1.  JUS introduction -  Mercy and Compassion - our Response to Pope Francis call

            2.  Sales and collection target   and draft of incentive;  product, product name, features, prices  CC

            3.  Abstract and PPA   -  Cesar Lim

            4.  iMP    -  Brenn;   ano ang consuelo pakinabang ng other staff ng HGMP

                 accounting for IMP -   July Anne

            5  CMS -   Delia - marketing and operating plan

                Accounting for CMS

            6,  Role of MLII -   

            7.  Role of Records and AR

Hand outs: ( to be prepared by CC)

1.  Addendum for IMP

2.  Product, product name, features and prices for CMS 

     6 + 4

3,   Targets

4.   Brochure

5.   Addendum form

1.  PLEASE PREPARE YOUR TRAVEL NOTICE

2.  PLEASE PREPARE YOUR PRESENTATION

3.  MJ PLEASE PREPARE CASH ADVANCE FOR MEALS UP TO P2,000

"Some preparations need to be done earlier.

I would like to:

1.  Meet Del and Cynthia earlier. say Monday.  Del Must have a ready marketing and operating plan

2. Conduct Dry Run

  I like to meet Erika, other SFC, CMO BGG and CC from SBU to have prior consultation/training on Abstract, IMP and Chapel use Wednesday.  Be ready with PPt and pop sheet(hand out)"

Previously sent

           

BIDDA:    BELIEVE INSPIRE DREAM DO ACHIEVE

Google.com+/HolyGardensGroup

---------- Forwarded message ----------

From: Holy GardensGroup <holygardens.group@gmail.com>

Date: Wed, Jan 14, 2015 at 3:45 PM

Subject: Re: Detailed Plan for CMS Launching

To: "hgmpgreenhills ." <hgmp.calamba@gmail.com>

Some preparations need to be done earlier.

I would like to:

1.  Meet Del and Cynthia earlier. say Monday.  Del Must have a ready marketing and operating plan

2. Conduct Dry Run

  I like to meet Erika, other SFC, CMO BGG and CC from SBU to have prior consultation/training on Abstract, IMP and Chapel use Wednesday.  Be ready with PPt and pop 

Jorge  S

The Holy Gardens Group - "THE MEMORIAL EXPERTS"

Please reply.    CCD 2.27

CONFIDENTIALITY NOTICE/disclaimer:   The information contained herein is strictly confidential in nature and is the property of Holy Gardens Group and intended only for the intended recipient and its  reuse,reprinting or taking action other than the intended party is strictly prohibited. Holy Gardens assume no responsibility liability arising from such unauthorized use.

RRURAC:    Read, Respond, Understand, Reflect, Apply and Check

BIDDA:    BELIEVE INSPIRE DREAM DO ACHIEVE

Google.com+/HolyGardensGroup

On Sun, Jan 18, 2015 at 11:05 PM, Holy GardensGroup <holygardens.group@gmail.com> wrote:

TO    :    CC

              BGG

              MJ

              MLII

Follow up. There are changes about this;   we will do this tomorrow because we are pressed for time Apparently this has not been well communicated.  BGG seemed startled about this.

Kindly prepare your travel notices:

What:    Briefing and further understanding of:

             1.  PPA

             2.  Abstract

             3.   iMP

             4.   CMS

             5.  Sales and collection targets/incentives   

Who will present?  Please prepare power point presentation

             

            1.  JUS introduction -  Mercy and Compassion - our Response to Pope Francis call

            2.  Sales and collection target   and draft of incentives

            3.  Abstract and PPA   -  Cesar Lim

            4.  iMP    -  Brenn;   ano ang consuelo pakinabang ng other staff ng HGMP

                 accounting for IMP -   RFG

            5  CMS -   Delia - marketing and operating plan

                Accounting for CMS

            6,  Role of MLII -   

            7.  Role of Records and AR

1.  PLEASE PREPARE YOUR TRAVEL NOTICE

2.  PLEASE PREPARE YOUR PRESENTATION

3.  MJ PLEASE PREPARE CASH ADVANCE FOR MEALS UP TO P2,000

"Some preparations need to be done earlier.

I would like to:

1.  Meet Del and Cynthia earlier. say Monday.  Del Must have a ready marketing and operating plan

2. Conduct Dry Run

  I like to meet Erika, other SFC, CMO BGG and CC from SBU to have prior consultation/training on Abstract, IMP and Chapel use Wednesday.  Be ready with PPt and pop sheet(hand out)"

Previously sent

             

Jorge  S

The Holy Gardens Group - "THE MEMORIAL EXPERTS"

Please reply.    CCD 2.27

CONFIDENTIALITY NOTICE/disclaimer:   The information contained herein is strictly confidential in nature and is the property of Holy Gardens Group and intended only for the intended recipient and its  reuse,reprinting or taking action other than the intended party is strictly prohibited. Holy Gardens assume no responsibility liability arising from such unauthorized use.

RRURAC:    Read, Respond, Understand, Reflect, Apply and Check

BIDDA:    BELIEVE INSPIRE DREAM DO ACHIEVE

Google.com+/HolyGardensGroup

---------- Forwarded message ----------
From: Holy GardensGroup <holygardens.group@gmail.com>
Date: Wed, Jan 14, 2015 at 3:45 PM
Subject: Re: Detailed Plan for CMS Launching
To: "hgmpgreenhills ." <hgmp.calamba@gmail.com>

Some preparations need to be done earlier.

I would like to:

1.  Meet Del and Cynthia earlier. say Monday.  Del Must have a ready marketing and operating plan

2. Conduct Dry Run

  I like to meet Erika, other SFC, CMO BGG and CC from SBU to have prior consultation/training on Abstract, IMP and Chapel use Wednesday.  Be ready with PPt and pop sheet(hand out)

Jorge  S

The Holy Gardens Group - "THE MEMORIAL EXPERTS"

Please reply.    CCD 2.27

CONFIDENTIALITY NOTICE/disclaimer:   The information contained herein is strictly confidential in nature and is the property of Holy Gardens Group and intended only for the intended recipient and its  reuse,reprinting or taking action other than the intended party is strictly prohibited. Holy Gardens assume no responsibility liability arising from such unauthorized use.

RRURAC:    Read, Respond, Understand, Reflect, Apply and Check

BIDDA:    BELIEVE INSPIRE DREAM DO ACHIEVE

Google.com+/HolyGardensGroup

On Wed, Jan 14, 2015 at 7:57 AM, hgmpgreenhills . <hgmp.calamba@gmail.com> wrote:

Hi Sir,

Please see attached file

Launch date for IMP, CMS for Calamba, PPA and abstract for all SBU

Memorandum:

TO       : All SBUS

Attention:     CC

                    BGG

                    AC

January 24, 2015 is our LAUNCH DATE FOR THE FOLLOWING

1.   New PPA and abstract

2.   Chapel and Memorial Services for Calamba

3.  IMP for all other SBUs

WTDN:

In connection with this:

1.  Take note of your objectives; (sales and collection target)

2.  Take note of your rewards (the proposed incentive mechanics

3.  Operationally:   how will you do this?

     Money  - budget, cap ex, salaries

     1.  Machinery -  computer for abstract:  vehicles, viewing equipment, lights, chandeliers, 

    2.   Materials -  forms, caskets, embalming materials, cosmetics

     Methods:

           1.  Steps

           2.  Training and instruction on how to do this especially for the abstract;   how to generate reports

                Dry run, actual run

           3.  Quality - how do you ensure that you do this properly

3ffb -  Majorem and AR, Sales Admin  -  we have to talk very hard on how to implement this.

      4  Manpower:

         Who to hire, CV, interviews;

         Training  Vision Mission

         Job offer; salaries, starting date

Jorge  S

The Holy Gardens Group - "THE MEMORIAL EXPERTS"

Please reply.    CCD 2.27

Daily Abstract to support PPA system

Memorandum:

TO      :   CC MJ

Date:   December 8, 2014

Happy Immaculate Concepcion.

Hand in hand (companion) with the new PPA is a an improved  Daily Abstract portal which is used to encode the daily transaction.  This too hall be  the platform too once we have the memorial plan:

1.The daily abstract shall contain the following:

1.   #OR number

2.   Customers name and data (or account #)

3   Amount

4   Credits:

      Plot principal

      Interest

      Funds:

      PC

      VAT

      

      IF

4.  PPA  #

5.  Lot Number; block number

It must generate reports that are basis for updating:

1.  Cash Receipt book

2   Joint Venture sharing

3.  Master List

4.  Lot inventory

5.  Funds summary for collection by Majorem

6.  Collection for the day?period

7.  Sales for the day/period

We will need a another module to encode the details for the customer

Name   address, contact number, email, 

Birthday, 

Anniversay

Age

Insureable/not insureable

Amount 

DP

 balance

Payment modality and MA

PPA contract number

Date of contract

Payment  due

Maturity of contract

Such shall be used for generating ID for the customer, possibly with picture.

Such a system must update the 3ffb via dropbox. or any other free software.

Cynthia, MJ, can this be done in house?

Jorge  S