Showing posts with label hataw. Show all posts
Showing posts with label hataw. Show all posts

June 28, 2017

Fwd: Recognition of Income and Expenses for Sales Of Holy Gardens Plots

Computing for our current CGS:

Our current CGS for Holy Gardens Group is P3,500 per sm

             Thus for  Lawn x 3.5   =   8,750

                           SSN x 10 sm =  35,000

                           GE   x 30 sm  =  105,000

 Thus for 36,000 installment  x 50%

                   Amount subject for JV sharing   =   18,000

                           x   say   50%                         9,000

                                 less CGS                         8,750

                                 RGP                                   250

             % of RGP for every MA (P600)     250/36,000   = 0.0694%

                                                                                 = 250/60   =   P4.16   per MA


          Unbelievable


        What are the opportunities?

        1.  The collection fee of 5%  if we have rewards system and points of 1%   =   5%  - 1.5%  =    3.5%

        2.  Insurance.   If we spend 2.3% of 4.00 then we make a margin of 1.7%

        3.  Marketing   -   if we spend 17% on marketing, then we can make a margin of 3% (however this is not happening because of the prizes we are making.

        Comparative analysis:

        Say  4,000 plots sold    x 36,000                         =    144,000,000

         Margin on plots          4,000 x 250                      =        1,000,000

         Margin in insurance     144 m x 1.7%                  =         2,448,000

         Margin on CF              144 m x 3.5%                  =         5,040,000

         What to do next?

         Reality:

         1.  We cant process our documents efficiently  (use  the portal, hire a better staff, train well,)

         2. Di masimulan ang insurance   (hire an insurance assistant, rewards assistant na train well)

         Do it now.   Be responsible   People.  3ffb

    


        However, we are not paying much attention to this.  Especially to the insurance.   Nothing is moving


       WE NEEDED TO SELL  THE SPECIAL THE PLOTS AT LOSS OR BREAK EVEN TO:

        1.  Generate more jobs and employment for sellers

        2.  To make the customers happy and to get their foot in;  when their feet are in, we can offer products/services where we can make higher gp.

                   cms -   chapel memorial service  -    as much as 30%

                   is  -   interment service   20 to 30%

                   regular plots   -  as much as 40%

      We cant sell the special plots again, because we are losing money on them

       We are running out of inventories

  



       

                           
---------- Forwarded message ----------
From: Jorge Saguinsin <jorge.saguinsin@gmail.com>
Date: Tue, Jun 27, 2017 at 12:30 PM
Subject: Recognition of Income and Expenses for Sales Of Holy Gardens Plots
To: Bpi Records <bpi.records3ffb@gmail.com>, holygardens.group.memorial@blogger.com, Mad Elie <madz2424@gmail.com>, "Bereavement PROVIDERS INC." <bpi.apacctng@gmail.com>


This office discussed with the Accounting Staff (AP, AR, Treasury and Majorem Acctg.Loans the Chart of  Accounts and Significant accounting policies and Chart of Accounts. They are not aware of this

They are walking in the dark.They need light

Objectives:

1. To determine the eligibility of SBU to be granted additional benefits like the health card.;they must be profitable for the last 6 months to qualify;

2.  To make the accounting staff  be expert on the system and structure of accounting at Holy Gardens before attempting changes.;

3.  To move the accounting staff to be more efficient:   stricter on the expenses, and stingy on the discount,  ME, and collection fee

4.  To be aware of other opportunities for earning like service

Reality:

1.  We do not know the latest financial  statements from the chief accountant

2.  We received  the Jan Feb P N L which showed the SBUs making large sums of money and thus must be verified

Explanations

Some important concepts to be understood

1.  Sale -
    Cost
    GP

     Businesses must increase sales always:   Sales can be increased by:

            1.   Increasing the channels
            2.   Price increase
            3.   Increase awareness
            4.  Increase the number of uses (or frequency, as with Starbucks, to 
                 increase number of occasions to drink coffee)
            5.  Increase the value of the product

     Decrease the cost:

           1.  Improve quality
           2.  Remove waste (MUDA)
           3.  Reduce labor cost
           4.   Reduce COGS
           5.   Outsource

   Increasing the GP is incresing value added,   increases value creation

2.   Setting up a real estate company:

      1  Cash/Cash in bank                xxxx

                Stockholders equity              xxxx

      2.   Purchase of land               xxxx

                Cash/Loans                         xxxx

      3.   Set up inventory

               Development cost          xxx

                    Unexpended development cost       xxxxx

              Thus let us say we buy land at  P350.00/ sm   x   50,000 =

                    P16,500,000

              Computing for development cost let us say P1,000/sm =  P50,000,000

              Total inventory / salable area =     CGS

              Saleable area =    50,000 x 65% =   32,500

             Total inventory   =   P50,000,000  +  16,500,000 =  66,500,000/32,500

             CGS =  P2,078/sm   

                        Lawn   x 2.5    =       P5,195

                        SSN   x  10.00 sm = 20,078

                        GE     x  30 =           62,340

    4.  Determine the GP  rate  vs SP

             Thus:

                  TLP                                         100%

                Less PC               17%
\
                        Insurance       4%

                       Collection fee  5%

                       Total             26%

             Net sales                                      74%

                 Less VAT   12%  -  8.88%

                         ME    20%    14.8

                         Total              23.68              

                         Amount subject for JV       50.32

                        Say  TLP  =   36,000 x  50.32%

                                                             P18,000

                       Say   50% - 50% sharing     9,000

                                     Less CGS            5,195

                                     RGP/DGP            3,805

                        Thus our RGP per installment rate =  3,805/36,000 = 10.56%


     5.  Computing for RGP for installment  sales

          MA of P600.00 x 10.56      =    P63.36

        However, actually, our CGS is P3,500 /sm or P8,350

       or    DGP   of only   P9,000 - 8,350   =  P650 only !!!

             GP rate =    650,00 /36,000  = 1.8% only

       RGP for installment sales (60 months to pay  

             P600 x 1.8%   =    ONLY P10.80!!!!

       Thus:  (CONCLUSION)

      1.  The PNL so submitted could be over stated

      2.   We have to be more efficient

      3. The special plots sale is not sustainable, and does not make money

      4.  We make money on:

           1. Regular plots

           2.  20% dp, only 3 years to pay with interest

           3. Services like PIS and PMS where there is no huge CGS

        Please print and discuss with the Chief Accountant

        What is your take on this?                   


               

             

--
Jorge U. Saguinsin
To "be the best, do your best, expect the best" always


N.B.   The information contained herein are private and confidential in nature.  The sender does not assume any damage that may arise from improper use of the email contained. ;  especially if the information in this communication falls into the wrong hands causing damage and loss. to the company or any other parties.



--
Jorge U. Saguinsin
To "be the best, do your best, expect the best" always

N.B.   The information contained herein are private and confidential in nature.  The sender does not assume any damage that may arise from improper use of the email contained. ;  especially if the information in this communication falls into the wrong hands causing damage and loss. to the company or any other parties.

June 15, 2017

Use of portal and system to facilitate the posting of ledger and management records and ppa

To:           BPI records
               BPI accounting (ICR assistant)

Subject:    Use of portal and system  drop box (or google drive)to facilitate the posting of ledge and management records and ppa

Objectives:

1.  To hasten the pace of posting of ledgers and updating PPA
2.  To promote the integrity of  sales report
3.  To make for lean procedures and repetitive tasks

Reality /background:

When we launched Hataw 2015, the proponents made sure that a system was in place to speed up the pace of posting and processing of documents.  

1. All the information that is needed to register and establish the data base for the customer are in the PPA:   birthday, address, contact number, PPA number, lot number, block number TCP, dp, monthly amortization etc.

2.  A portal was set up (a template) for making entries at the sbu.

     1.  Once an entry is made at the sbu, the file is shared via drop box  (or now the Google drive)to the 3ffb: 

             1. The customer list (for the PPA).  This will be the basis for the transmittal and the master list


             2. The other data for the ledger (abstract) of the collection

             Hence there is no need for making another list for the transmittal, (double work) and make another entry for the ledgers

           3. MLII harvests the data for:

              PC, VAT, Capt/Insurance, ME

          The shared data from the portal will be the driving force behind the data stream to put things together and make the work fast and efficient.

      2.  The current situation:

          1. It takes ages for the sbu to send the PPA;

          2.  The Records Assistant still makes her master list whereas, this should have been posted by the SBU  (preferably consecutively)

              This will make the TA verify her PPA fast too but she has to go over them physically

        3.  There is no ledger at 3ffb because  we still have not hired the Excel Expert from another Finance company or that we still do not have the computer system

     3.  That this portal has been abandoned, and that the template has been changed without informing this office

         When addressed those in charge cant seem to do anything about this:   unless we hire more people and buy a new system, (worth millions). 

BUT THE FACT IS WE HAD ALL READY THE SOLUTION SYSTEM IN PLACE BUT WAS IGNORED BY MANY OR NEGLECTED BECAUSE NO ONE WAS MONITORING  OR THAT SOMEONE HAD THE COURAGE TO CHANGE or disregard this

It was discussed that in the meantime while waiting for the purchase of new computer system and or hiring a new ICR employee, or that we train everyone on excel, we:

      1.  Revise update the template, or update the portal

      2.  Use the drop box or google drive.

      3. Share file with records and ICR to save on repetitive  task.  Iyon and ibig sabihin ng single handling

      Let us be enterprising, think of the box, and seek low cost solution for our problems.  LET US BE RESOURCEFUL RATHER THAN RESOURCE BASED ESPECIALLY IF WE ARE HIGHLY PAID

Please discuss this well with every one and enjoin every one to engage shared learning


--
Jorge U. SaguinsinTo "be the best, do your best, expect the best" always

N.B.   The information contained herein are private and confidential in nature.  The sender does not assume any damage that may arise from improper use of the email contained. ;  especially if the information in this communication falls into the wrong hands causing damage and loss. to the company or any other parties.

March 02, 2017

Some important notes on the Hataw campaign

Do:

1.  Emphasize the benefits and advantage of the hataw:

     1.  Very affordable.  For the selected plots the monthly payments range from a low of P500.00 to only P800.00 a month.

          Our old price list lists down 5 digits for the dp and  4 digits for the monthly.

    2.  A lot of savings with the zero interest and low low special price.

        For instance, in Calapan, the savings is:

        1.  On the lot price  -   P7,000 (our regular price is P37,000

        2.  On the interest   -     10,000.  (25% on the balance by May 1)

        Come May, there will be no more special lots for sale,  However all other plots will be sold at 60 months to pay, with 25% per cent on the balance

   3.  With insurance protection:

      1. With ADD -  double the benefits in case of accidental death.  The insurance will pay 2x the TLP say P30,000 to P60,000 if the plot buyer dies from vehicular  accident, drowning, falls  electrocution, choking and the like.  

     2. Disability benefit in case of total loss of limbs and eyes; 100% of amortization deemed paid.     50% of amortization deemed paid if there is loss of one limb or eye.

    3.  For natural death, amortization deemed paid in case the buyer is of insurable age, no pre existing condition, not engaged in hazardous work or hobby, and account is not in arrears.     The principal payments are returned too to the beneficiary.

2.   Sell to friends, neighbors, to relatives of agents and other people you know because this is a rare offer and opportunity

3.  We are running out of inventories;   as in Oton, La Union, and Calamba.  We have to think soon of expanding.    In Calamba, the sales directors are quarrelling over only 800 special plots for sale


4.  Be prepared when ever we have this event:   PDCA, requirements for motorcade, brochures, leaflets and fliers.  

5. Do post in your social media accounts tweeter, FB to promote this promo.  Blast email and blast text.

6.  Emphasize the high commission rate up to 17% for sales director.  However do emphasize that the outright is only 10% ( of the tlp) and the balance (the 4 or 7% shall be in the form of check.)  Our accounting is now headed by a professional chief accountant, who will make sure that the checks keep on coming.

7.  Only Sellers are allowed to take commissions.   The office staff can only win prizes if they meet 100% of the target.  Take note of the qualifiers:   R2, 97% attendance, no Class C and D offenses.

The only outright com that was allowed was for PMS up to 4% of the NPP available to CSS and CMO and ACMO until March

8.  If there is a walk in or other office sales, place none at PPA sales executive line.

9.  If we want to sell, the seller must bring blank PPA for signature.  Take the signature first and the cash later.

10.  Do emphasize regular and prompt payment by the customer.  If the account becomes in arrears, the zero interest is lost and  1% interest and 4% penalty is charged. 

11.  Be positive and be a money magnet

12.  For clarification


      All regular priced plots are for sale at zero interest, 60 months to pay, 60 + 6 in case MA is more than Php 600.00

     Even if the regular priced plots are sold like prime for lawn, SSN, GE, their outright rate is still 10%;  still 10 14, 17%

13.  Processing time for docs is 7 days;   pouch more times if you have to meet this timeline.

14.  Read the blog posts emails, and ppt. 

15.  Allow recruits only if they have SEAD are duly accredited and trained.  Nag 
exam.

16.  COMPLY WITH OUR REQUIREMENTS TO BE IN THIS CAMPAIGN:

      1. Submit a marketing plan with clear targets for the SBU

          1.  Sales director
          2. Strategies
          3.  4 p's action plans

     2.  Inventories of plots for special plots for sale

     3.  Updated SEAD of the Sellers

    4.  Compliance with the required procedure:

          1.  Completion of PPA, having this signed, and filled up fully and correctly

         2.  Checking the PPA for defects and errors, avoid erasures

         3. Initial by CSS and the CMO

         4.  Give the yellow copy to the customer

         5.  Make ledger and post the payment

         6.  Submit the abstract;   make the deposit slips

        7.  Pouch the documents to the 3ffb promptly

     At 3ffb:

       1.  Receive the docs,   file the transmittal

      2.  Inspect the docs;   date stamp, check for completion and compliance

      3.  Accounting makes the ledger; initials the PPA

      4.   Docs has the PPA signed by authorized officer

     5.  Sales Admin Assistant:

           1.  Issues ID

          2.  Does the data base file with picture, signature, thumbmark




     WHEN ARE THE SBUs submitting;  (remember if you do not submit, you cant claim your prize) ?  For once let us understand compliance and DUTY OF OBEDIENCE

Dont:

1.  Quarrel or raise your voice vs customer;

2.  Deny the customer the privilege of using CR

3.  Fight this promo by using other people to be negative about this.

4.  Misunderstand our ppt, blog posts and emails

5.  Recruit troublesome or unpleasant negative individuals, or who are crooks

   

   
Jorge  U. Saguinsin


The Holy Gardens Group - "THE MEMORIAL EXPERTS"



Holy Gardens Plus  - about sales of services as addition to the plots bought

Destiny Financial Plans Inc  - about duly licensed memorial plan for sales

Griefshare   -  free obit posting

Holy Gardens Best  - best pictures

Landscaping ideas - gorgeous landscaping ideas





CONFIDENTIALITY NOTICE/disclaimer:   The information contained herein is strictly confidential in nature and is the property of Holy Gardens Group and intended only for the intended recipient and its  reuse,reprinting or taking action other than the intended party is strictly prohibited. Holy Gardens assume no responsibility liability arising from such unauthorized use.

RRURAC:    Read, Respond, Understand, Reflect, Apply and Check   SBUS and their staff are obliged to vist the said site to comment.  It is a way of having shared learning


BIDDA:    BELIEVE INSPIRE DREAM DO ACHIEVE

Google.com+/HolyGardensGroup

July 01, 2015

We believe we can sell; let us not disgrace Holy Gardens

TO    :   All SBUs

Attention:   CMOs, ACMOs CSS

My attention was called by a colleague who asked if this office is still related to a Memorial Park in Antipolo City.  I said no more.

That Memorial Park belong now to a sibling and their senior management has their own way of managing.  It was so because a student, who presumably used to work with us, had made the analysis of such SBU the final paper.  I was invited to critique the said paper which I politely declined because of various reasons:  conflict of interest, or disagreement with the current top management views.

My colleague said, their problem is that they cant sell. They have very little or 0 sale.  That was disgraceful.  I said if you look at your problme hard enough, and challenge your people's aptissima, their talent, then we can sell.

We had several sales campaign all ready that added greatly to our sales....We were lucky to have Marketing Director who thought of the campaign, the prizes and awards.  Even the scheme for selling.

WE SHOULD STRIVE TO SELL, LEST WE SUFFER THE SAME DISGRACE AS THE HOLY GARDENERS IN ANTIPOLO CITY.

We know better, and we can do better,and let us not be distracted by little things around us.

I BELIEVE
I BELIEVE
i BELIEVE
i BELIEVE
i BELIEVE

June 30, 2015

Road blocks to Hataw 2 Success

This office is trying his best to motivate and inspire the troops despite the roadblocks and difficulties being thrown on the way:

1.  Holy Gardens Greenhills -  there is an on going audit by the controller (unauthorized) and the agents are wary of this threat.  She adds that:

  The current comptroller of the jv has manifested/oversteeped her authority. The current CMO who is is pissed off by the events and evoluntarity inhibited going to office in view of the audit reported the following::

    1.  She has met the ISG, announced a new rate, and even gave new T shirt to ISG:

    2.  Talked to the CSS, the cash assistant, and encoders and isntructed to what is to be done. She enjoined the CSS to behave, becasue "they will be taking over"

    3.  She conducted  unauthorized external audit (and even of her own work) claiming huge discrepancy and attributing this personally to this office;

   4.  She has one stop at her personal order, beck and call without informing this office of the change in procedrue.

   5.  She has issued a personal note  to the SG banning former employees from entering the office.

  6.  The sellers are no longer going to the office to sell. The Chapel room temporarily being used for Hataw purposes has been occupied by the auditors.

The HGGMP CMO  is pissed off.  She is completely frozen and demoralized by the ongoing audit which may hurt her integrity and credibility.  For sellers, an audit is an audit and be sign of something else. For her, the timing of audit, and removal of resources from the sales effort stinks

2.  Pangasinan -  the current acting CMO is being harrassed by former chief of declaring a past anomaly, and enlisting allies to give discomfort to her office..  Her staff could not focus on the hataw sales effort.

Sayang naman ang all efforts by this office to nurture this sales campaign.   It could have been successful and brought the company to higher level.  If this falters, We know.  We know.

I advised the chiefs to:

1. Hang tough

2.  Be not afraid if you think you are on the side of right;

3.  Focus on the opportunity, ie to earn more outright commissions rather than being consumed by anger, and hatred for those who mean us harm and 
our failure.

4.  Be happy that we are giving jobs and employment to our Sales Executive.  Before, they had nothing,   Now they have many things and everything
FOCUS
FOCUS
FOCUS

I believe
I believe
I believe.

The author of Hataw 2 and 1 is Cynthia Cartago who saw the successful implementation of Hataw 1,  Her SBU reached 1,600 plots,and the entire organization achieved 2,200, the first in the history of Holy Gardens.  


CONFIDENTIALITY NOTICE/disclaimer:   The information contained herein is strictly confidential in nature and is the property of Holy Gardens Group and intended only for the intended recipient and its  reuse,reprinting or taking action other than the intended party is strictly prohibited. Holy Gardens assume no responsibility liability arising from such unauthorized use.

RRURAC:    Read, Respond, Understand, Reflect, Apply and Check
BIDDA:    BELIEVE INSPIRE DREAM DO ACHIEVE

Google.com+/HolyGardensGroup

June 27, 2015

Re: Full application of the Maceda law

Nabasa ba?  Natanggap ba?  Susundin ba utos?

Jorge  




CONFIDENTIALITY NOTICE/disclaimer:   The information contained herein is strictly confidential in nature and is the property of Holy Gardens Group and intended only for the intended recipient and its  reuse,reprinting or taking action other than the intended party is strictly prohibited. Holy Gardens assume no responsibility liability arising from such unauthorized use.

RRURAC:    Read, Respond, Understand, Reflect, Apply and Check
BIDDA:    BELIEVE INSPIRE DREAM DO ACHIEVE

Google.com+/HolyGardensGroup


On Fri, Jun 26, 2015 at 1:01 AM, Holy GardensGroup <holygardens.group@gmail.com> wrote:
Maceda Law


Maceda Law



CONFIDENTIALITY NOTICE/disclaimer:   The information contained herein is strictly confidential in nature and is the property of Holy Gardens Group and intended only for the intended recipient and its  reuse,reprinting or taking action other than the intended party is strictly prohibited. Holy Gardens assume no responsibility liability arising from such unauthorized use.

RRURAC:    Read, Respond, Understand, Reflect, Apply and Check
BIDDA:    BELIEVE INSPIRE DREAM DO ACHIEVE

Google.com+/HolyGardensGroup

On Fri, Jun 26, 2015 at 12:57 AM, Holy GardensGroup <holygardens.group@gmail.com> wrote:
Maceda Law

Maceda Law



CONFIDENTIALITY NOTICE/disclaimer:   The information contained herein is strictly confidential in nature and is the property of Holy Gardens Group and intended only for the intended recipient and its  reuse,reprinting or taking action other than the intended party is strictly prohibited. Holy Gardens assume no responsibility liability arising from such unauthorized use.

RRURAC:    Read, Respond, Understand, Reflect, Apply and Check
BIDDA:    BELIEVE INSPIRE DREAM DO ACHIEVE

Google.com+/HolyGardensGroup


On Fri, Jun 26, 2015 at 12:53 AM, Holy GardensGroup <holygardens.group@gmail.com> wrote:
Memorandum:

TO      All SBUs

Through    CMO

June 26, 2015

Attention:   controllers and collectors

SUBJECT :  APPLICATION OF THE MACEDA LAW>

Objectives:

1.  To clean up our large list of arrears;

2.  To increase the cash balances

3.  To enforce collection

Background:

In the past, we have been generous with our customers, granting 50% of the payments made after the notice of notarial cancellation.  Such though only applies to accounts over 2 years.

WTDN

Shorter grace period;  immediate cancellation, 0 refund.

We will apply Section 4 of the said law, ie for accounts below 2 years which says:

"Section 4  In case where less than 2 years installments were paid, the seller shall give the buyer a grace period of not less than 60 days from the date the installment became due.

If the buyer fails to pay the installment due at the end of the grace period, the seller may cancel the contract after 30 days from the receipt by the buyer of the notice of the of the  cancellation of contract or the demand for the rescission of contract by a notarial act...

Therefore:

1.  Make an inventory of the accounts in arrears with maturity of less than two years not later than 15 days from today;

2.  Send them a demand letter (registered mail with return card) for the payment especially for those under the low down payment scheme like the Undas and June 12 promo

3.  60 days after sending of the demand letter, we wait 30 days before sending a notarial cancellation of contract, or demand for the cancellation of contract.

THE CUSTOMER GETS NOTHING IF HIS CONTRACT IS RESCINDED UNDER THIS SECTION FROM THE PAYMENT HE/SHE HAS MADE.

For compliance.

cc:    Holy Gardens Pangasinan
         Holy Gardens Greenhills
         Holy Gardens Calapan
         Holy Gardens La Union
         Holy Gardens Oton..  
         AP
         BPI Records


CONFIDENTIALITY NOTICE/disclaimer:   The information contained herein is strictly confidential in nature and is the property of Holy Gardens Group and intended only for the intended recipient and its  reuse,reprinting or taking action other than the intended party is strictly prohibited. Holy Gardens assume no responsibility liability arising from such unauthorized use.

RRURAC:    Read, Respond, Understand, Reflect, Apply and Check
BIDDA:    BELIEVE INSPIRE DREAM DO ACHIEVE

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May 03, 2015

RECORD KEEPING AND MONITORING OF OUTRIGHT COMMISSION

Memorandum Circular 2015 - 005

SUBJECT:     RECORD KEEPING AND MONITORING OF OUTRIGHT COMMISSION

Objectives:

1.   To streamline procedures and recording of outright commissions

2.  To minimize expenses and losses;

3.  To make zero disagreements regarding payment of outright commission

Background:

There are text messages and email reports regarding outright commission;   however the commissions payment are not properly recorded and reported.

There are huge outright commissions for GE and SSN sales;  the total com to be paid for the next 7 months will be in the order of P7 million and thus have to accurately monitored

WHAT:

Abstract for payment of outright commission:/TA

1. There will be a separate abstract for outright commission. The abstract will contain:

    1.  Name of customer
    2.  Amount of contract
    3.  Contract/control number
    4.  MA
    5.   SE name ID #
    6.   Rank (rate of com)
    7.  Outright com
    8.  TIN #
    9.  Transportation allowance (P25.00 for  amounts less than P1000, P50.00 for MA over P1000) when the account is past the com stage
    10.  Deposit slips that match the TCR

2.  The outright com voucher  (4 copies)
      1 copy sbu
      1  copy se
      1 copy  Treasury
      1  copy AP

     Contents
   1. Date
   2.   1 to 8 of the abstract

3.  Frequency

    Weekly abstracts of outright commission voucher shall be sent to 3ffb (we can have this computerized/file sharing too) WEEKLY 

   Strict compliance

4.  Other processes to be observed:

    1.  Only the SE can get the com or sign at the OCV;  no authorization allowed

    2.  As much as possible, the date of com disbursement must be made on the same date as the deposit of NCR has been made.

    3.  The OCV must be scanned emailed daily in batches.

    4.  If check payments were made by the customer, com will be disbursed only after clearing of the check (on the 3rd day after the clearing cut off time)

    5.  If past the com stage (say 8th MA), some SE may be recruited to be collecting agents and TA shall be paid accordingly.

        They should be trustworthy and honest.   They will be immediately disenfrachised for dishonest behavior

    6.  The Treasury Assistant and IF will scrutinize such abstracts (just like IF) and make a weekly report of such Outright Commission disbursement.

For compliance.  Open to suggestions and corrections though


      




CONFIDENTIALITY NOTICE/disclaimer:   The information contained herein is strictly confidential in nature and is the property of Holy Gardens Group and intended only for the intended recipient and its  reuse,reprinting or taking action other than the intended party is strictly prohibited. Holy Gardens assume no responsibility liability arising from such unauthorized use.

RRURAC:    Read, Respond, Understand, Reflect, Apply and Check
BIDDA:    BELIEVE INSPIRE DREAM DO ACHIEVE

Google.com+/HolyGardensGroup

LONG OVERDUE IMPLEMENTATION OF ABSTRACT PORTAL

Am endorsing this. And we are reprimanding  the head and staff of sbu who, after lapse of 3 months are nowhere in the implementation of the same. Who are they? (and or who are behind the data entry)

Let me repeat the benefits of this system:

1.  We can save double entry of data and documents, thus processing of documents will be easier and faster.
However, SBUS have not not been up to date in submitting PPA.

             By using the abstract, and the sbu doing the data entry:

            1.  The customer data base is generated and shared with 3ffb via dropbox (have we installed dropbox and connected to 3ffb, if not DO IT NOW!
            2.  The ledger is likewise generated;  the posting at the ledger at the sbu level is shared with 3ffb and all that 3ffb has to do is to check.  IT IS NOT HAPPENING.

2.  By having the correct account # it is easy to access the ledger of the buyers for the monthly amortization.  You must devise ways to issue id to the buyer to have  a card or sheet of paper, that will help identify the buyer when he makes regular payments:

      Account Number 
      Lot Block #
      TLP
       Manner of Payment:   monthly, quarterly, semi annually, annually
       Amount of periodic payment
       Date of account creation:
       Date payments due (30th or 15th)
       Maturity date of the account

3.   We can also facilitate the computation and control of sales executives and their commision (for not hataw accounts) under the present abstract portal

4.  We can compute for CRB easier with the portal

5.  Sharing and sales report can be generated faster.

By not implementing this abstract portal;  you are denying your sbu the comfort and easy of managing our:

        1. documents issuance
        2.  processing of payments
        3. reports

By not implementing too, you reveal:

        1.  Lack of focus and concentration on your job
        2.  bad attitude and old mindset.
        3.   lack of discipline and obedience
        4.  lack of understanding
        5.  lack of concern and caring for the company
        6.  lack of minimum qualification for the job.

We made sure that the abstract will help us manage the huge volume of accounts that will come;  it is likewise not happening:

IT IS TIME TO:

1.  Ask for explanation why this is not being implemented;
 2.  Ask for a plan of action when to:

      have the abstract installed properly and running
      update of encoding
      sending of documents to 3ffb for checking and filing
      issuance of customer id (#2)
3.  Hire an encoder and focus on the encoding (I observed this to be the case of HGGMP;  nagbebenta encoder and docs pile up)
4.  Encode and send your PPA asap to 3ffb for checking and return to your office.  Our standard prescribed time for this is 7 days.(the docs must be in the hand of the customer after signing)


IF YOU DO NOT DO THIS TATAMBAK SA 3FFB AND TRABAHO AND YOU WILL BLAME THE SAA for the delay and we are back to square one of inefficiency.

CAN WE HAVE THE ABSTRACT RUNNING BEFORE THE MONTH ENDS

ACMO please pay attention and respond
     




CONFIDENTIALITY NOTICE/disclaimer:   The information contained herein is strictly confidential in nature and is the property of Holy Gardens Group and intended only for the intended recipient and its  reuse,reprinting or taking action other than the intended party is strictly prohibited. Holy Gardens assume no responsibility liability arising from such unauthorized use.

RRURAC:    Read, Respond, Understand, Reflect, Apply and Check
BIDDA:    BELIEVE INSPIRE DREAM DO ACHIEVE

Google.com+/HolyGardensGroup

Reminders on #Hataw Procedures

Please be guided accordingly on #hataw campaign.

We we approached by Metrobank early this  morning, as they were charged P50.00 per deposit slip made by SBUS of capf and other accounts due MLII, by depositing direct into their accounts.  Pay attention to this memo as this is a very embarrassing incident, and does not speak well of the intelligence and understanding of the people who made the mistake:

Our Goal:
To sell 6, 100 plots from March 21 to April 23, 2015
Greenhills - 5,000 plots - 200,000,000
Pangasinan 500 plots - 20,000,000
Oton 300 plots @40t 12,000,000
La Union 300 plots @30t 9,000,000
Calapan 300 plots @ 25 7,500,000