December 28, 2014

Mark ups for Solar Products

Memorandum:

I encourage your office to push the PV (solar panel business.

OUr business model shall be:

Mark up of 10% minimum for all products panels and accessories:

5% shall be for the company GP;

Subject to the approval of the board:

5% shall be independent agents and sales execs.

Incentives for office staff who can sell  -  2% of net sales.

We not only help:

1.  Save the earth;

2.   Avert power outage/shortage;

3.  Help stop global warming

4.  Help people save money.

I am happy that you have prospects.
Jorge  S

The Holy Gardens Group - "THE MEMORIAL EXPERTS"

Please reply.    CCD 2.27


CONFIDENTIALITY NOTICE/disclaimer:   The information contained herein is strictly confidential in nature and is the property of Holy Gardens Group and intended only for the intended recipient and its  reuse,reprinting or taking action other than the intended party is strictly prohibited. Holy Gardens assume no responsibility liability arising from such unauthorized use.

RRURAC:    Read, Respond, Understand, Reflect, Apply and Check
BIDDA:    BELIEVE INSPIRE DREAM DO ACHIEVE

Google.com+/HolyGardensGroup

Kindly collect corporate plan today; this were due Saturday.

To:        Isah  Herrera
             Mary Grace Cruz

December 23, 2014

You are hereby instructed to collect the finished corporate plan of sbus, 

1.   WHO

Pangasinan
La Union 
Greenhills
Oton
Calapan
Majorem Lending
BPI

as the year is about to end.  The corporate plans should cover:

2.  CONTENTS:

1.    Pangasinan     -  3 separate fs, marketing plans, schedule of activities resources, and marketing plan for MEMORIAL PARK CHAPEL AND MEMORIAL SERVICES AND MEMORIAL PLAN

2.  Calamba     same as Pangasinan

3.  La Union     same as Pangasinan

4.   Oton   -  memorial plan  and memorial park

5.  Calapan -   memorial plan and memorial park

FS:

1.  PNL  budget

2.  Cash flow statement:

     Beginning balance  (now based on your bank balance)

     Add/subtract Operating Activities

    Revenues

   Less :   Operating expense

   Deficit surplus from Operating activities


   Add subtract investing activities:

  Add stockholders infusion

   Subtract investment in land;

    Investment in ffe, cap ex

    Deficit surplus from investing acivities

Add subtract financing activities:

   Add:   Loan proceeds

   Subtract:    Loan repayment:

                      Principal

                      Interest

Deficit/surplus from financing activities

Ending balance

3.  Marketing plans

It should contain:

What:   materials, contents of the ads, or mechanics

When:   Timing

How much:  (cost/expense and sources of funds)

Who:  will direct execute

Reports to be made

and contain 4 ps:

Promotion:   ads events to sell the products

Products:   improvements on the product, new products what is unique about the product:   Covers:   

      1.  Innovation on the interment we have asked the CSS

      2. What products businesses will complement our services now (mem chapels mem plans, offering of packages)

Placement:

    1. Recruitment

     2. Training

     3.  Increase in coverage area

     4.  Incentives and prices

     5.  Sales meetings and conferences

Price:

    1.  Discounts

    2.  Low downpayment

    3.  Add ons/options

THE BOTTOM LINE IS WHAT ARE YOU GOING TO DO TO SELL YOUR PRODUCTS TO MEET YOUR TARGETS:  sales and collection

Please let me know today who will be unable to submit, as this is contrary to our CCD on deadlines for assigned tasks

Kindly examine the plans submitted and analyze if they conform to the above standards



Jorge  S

The Holy Gardens Group - "THE MEMORIAL EXPERTS"

Please reply.    CCD 2.27


CONFIDENTIALITY NOTICE/disclaimer:   The information contained herein is strictly confidential in nature and is the property of Holy Gardens Group and intended only for the intended recipient and its  reuse,reprinting or taking action other than the intended party is strictly prohibited. Holy Gardens assume no responsibility liability arising from such unauthorized use.

RRURAC:    Read, Respond, Understand, Reflect, Apply and Check
BIDDA:    BELIEVE INSPIRE DREAM DO ACHIEVE

Google.com+/HolyGardensGroup

Acknowledgement Receipt by Employees of Checks that are payable to them

"All documents and cash must be receipted."  -  Fan Li - a Chinese business guru, written 2,000 BC.

1.  Please make sure that the cash received by employees are issued acknowledgement receipt, especially cash advance.  Upon my query, this previous instruction has not been complied with

2.  We start requiring the same from JV partners.

3.  Finished documents issued to the customers must be receipted/acknowledged too in writing.
Jorge  S

The Holy Gardens Group - "THE MEMORIAL EXPERTS"

Please reply.    CCD 2.27


CONFIDENTIALITY NOTICE/disclaimer:   The information contained herein is strictly confidential in nature and is the property of Holy Gardens Group and intended only for the intended recipient and its  reuse,reprinting or taking action other than the intended party is strictly prohibited. Holy Gardens assume no responsibility liability arising from such unauthorized use.

RRURAC:    Read, Respond, Understand, Reflect, Apply and Check
BIDDA:    BELIEVE INSPIRE DREAM DO ACHIEVE

Google.com+/HolyGardensGroup

Minutes of Meeting Yesterday December 22 Regarding Chapel and Memorial Services

The following were the things taken up at the meeting held yesterday among Jorge Saguinsin, Cynthia Cartago, and Del de la Paz regarding the planned Chapel and Memorial Services for Holy Gardens Greenhills:

1.  Agenda:    Plan for the Bangin portion of Holy Gardens Memorial Park
2.  Business Plan for the Crematorium of HGGMP
3.  List of items to prepare for Greenhills Chapel and Memorial Services
4.  Market Potential for Memorial Plan in Calamba, Star Rosa, Cabuyao, Los Banos Tanuan and Sto Tomas Areas
5.  Abstract for Holy Gardens Memorial Park Sales and  IF

1.   The bangin portion due last October was finally  presented.  It however lacked details and labels for the understanding of layman.  The plan was therefore returned for labelling

      The shaded portion, the steepest portion, will be difficult to develop.

      Some proposals:

      1. Building a storage area, and embalming area, casket storage area, some say 100 sm near the bangin area, at the boundary of Estate.  The DENR will require STP for waste water for embalming room

     2. Crematorium will be built at the area near the Fil Nippon Area facing the Laguna Lake (north side).   The proposal to have this at the bangin area was rejected from the customer perspective (nakakatakot at malapit sa squatter area)

    3. A chapel some 7 rooms in all will be built near the Solar Area :  one main chapel (about a 100 sm, 2 small chapels x 30 sm each, and 4 medium sized chapel with family room x 50 = 200 sm  (360 sm total about 7.2 million) to serve the memorial needs of existing customers, since we have only 1 chapel with family room, and 1 main chapel at existing facility.

    4.   5 level ash crypts will be built along the pathwalk near the kalachuchi to serve the sachet ash crypt yearly rental requirements of PTM initially fo the crematorium in support of the VM

2.   The Business Plan for the Crematorium

The business plan for the crematorium which targets the middle market was presented. It is the crematorium with packages:

Cremation with urns;
Cremation with urns and ash crypts
Cremation with urns and ash crypts plus chapel memorial services
     Before
     After

However, it was suggested that as a way of promo and intro, the following shall be done:

In line with the program of VM for affordable interments for indigents and in order to decongest Lecheria which are multi storied crowded public cemeteries now:

      1.  Offer crematorium services as:

            bone cremation for P5,000 only

            body cremation for 10,000 only

           Pasok ito sa bereavement assistance by munisipyo for the poorest of poor and SSS.

          Ash crypt in sachet packages could be as low as P1,000.00 for bone burns, and P1,200.00 for body burns/per year.  The location for the ash crypts shall be along the pathwalk between lawn and parking area.

        It was suggested that the crematorium be built at the front near the guard house at the side facing Fil- Nippon Training School and that it be finished by 1st quarter.

3.  The Chapel and Memorial Services

     The following were the unresolved issues for the Chapel and Memorial Services

     Price Points
     Employees and rates
     Shopping list
     Commission and incentives
     Being unique and enchanting

    1.   Price Points:

Infant not to exceed 3 months old                         -      free L300 is the pall bearer

P12,000      For Indigents  (stucco flat top)           -    hearse is the MB from HAMP

P20,000      senior citizen discount package        -    Expi hearse + FB flower car

P35,000      Jorgeus package for massa                   Expi hearse  + FB flower car

P46,000 to P55,000                                                    Expi hearse + Flower car  F150  
                                                                           plus expensive lights, unique set  up

P66,000 to P77,000                                                   Expi, F150 flower car, 2 wreaths,                                                                                    unique set up + karuwahe 

P87,000 to P99,000                                                  Expi, F150 flower car, karuwahe                                                                           unique set up fresh flowers for 2 days, 
                                                                        P1,000 free  funeral pack 

      2.  Employees:

   Chapel  Manager     -                   P16,000.00   S2

   In house driver                                 9,000.00 per month  and P180 for pick up

   Embalmer                                         9,000.00 per month

   Attendants    3 x 200 per call            on call

   In the beginning, January the driver and embalmer shall be on call;   by February they will be salaried.   Del will start by January 2, 2015

   Her target is 25,000,000 for 2015;   she is however free to still sell:   memorial park plots and memorial plans

   Incentives:   

   10% commission for direct sales

    3% ORC for all sales

    Quarterly, semestral and year end incentive for meeting sales target for the chapel staff.

      3.  Commission and incentives:

      10% for 100% servicing of account  (closing, customer assistance etc

      Finders fee or 5% for SG, OCR MHO, Church clerks SOCO staff

     Since they are at need, this placement channel shall be sole link to generate sales.

    Other memorial parks and plans SE are other channels

    4.  Shopping List

         Item                         Source                    Price                Terms

      Expedition hearse      DL                   280t                       50% dp 50% 6 mos

      MB flower car and      DL                   250t                      50T for Morong Lands
       hearse                                                                           200t for DL

      Atirille (folding)            DL                       8t                      cash

      Chapel lights              DL                       70t                    cash

      Chapel lights              JP                       20t                    cash

      Chapel lights              JP                       40t                    cash

      Casket viewing stand    JP                     8t                    cash

       Karuwahe                   DL                     160t                 30% dp balance in 15 days

       L300 FB                     for canvassing in Cavite and Laguna area target price is P150t

      Casket inventory       DL                      100t                 cash for first order

      Casket display rack   DL       8t x 5       40t                  cash

              Total cap ex requirement             1,226t

Order from JP        P68t

Order from DL        908t

5.   Uniqueness

     Our memorial services  shall be unique and and enchanting:

     1.  Lady driver

     2.  Lady attendants

     3. Funeral packs for P50t above

     4.  Unique themes for home or chapel viewing:

         Roman columns

        Moving angels

        Fountain and waterfall

        Gardens setting

Other matters:

1.  Commission at SPLP

    Total of 50% only for first year (this is total of 
    25% on first year.
    10% on second year, and 5% thereafter from third year. (total of 15%)

  Deducted from the remittance report:

   The trickle down of the commission:
               % of first year collection              WT    %                    Override                            
   30%   for SE                                             7                               xx
   45%   for Sales Manager                          9                                  2      
   50% for  Sales Director                           10                                 1

  Splp does not give commissions on the second year.  But gives TA of P25 to P50.00 for every account collected deducted from the remittance report.

It was suggested that CC move over to the MP business since she has various connection with funeral homes, memorial parks, and sales groups like from Prudential whom she can recruit to cover the Los Banos, San Pablo, Imus, Dasmarinas, Sta Rosa, Binan Cabuyao areas whose market potential is P10 billion.  If she can sell P200 million for the group, as Regional Sales Director, if given a 0.005 ORC that is worth a million bucks









Closing of books for 2014

Memorandum:

December 29, 2014

To accounting staff:

The year is about to end and it is imperative that we manage this activity well

BPI

May I know the status of our books of accounts and their closures:  (do we know this?  We must have confirmed totals:

1.  Inventories,
2.  Bank and cash balances
3.   Master list (real estate held for sale)
4.  Sales for the year
5. Total Collection for the year
6.  Total ICR:
7.  INventories of interments
8.  FS:

    PNL
    Cash flow








     Current and arrears

Majorem Lending
1.  Total loans granted:    corporate, retail, commercial
2.  Bank and cash balances
3. Total loans granted
4.  Total collections
5.  Loan balances as of ______
     Current
     Arrears
6.   Liability:

     PN balances
     Fund balances:

     PC
     VAT 
     IF
     Capf

7.  Inventory of loan folders and collateral

8.  Forfeitures and CO now consolidated with MLII

9.  FS

    PNL
    Cash flow
    ALCOM


Dapat balance ito

PAKILISTA AT ISULAT ANG ESTADO BEFORE 10 AM OF DECEMBER 29, 2014

Grace please print and have the people concerned receive the memo.
Jorge  S

The Holy Gardens Group - "THE MEMORIAL EXPERTS"

Please reply.    CCD 2.27


CONFIDENTIALITY NOTICE/disclaimer:   The information contained herein is strictly confidential in nature and is the property of Holy Gardens Group and intended only for the intended recipient and its  reuse,reprinting or taking action other than the intended party is strictly prohibited. Holy Gardens assume no responsibility liability arising from such unauthorized use.

RRURAC:    Read, Respond, Understand, Reflect, Apply and Check
BIDDA:    BELIEVE INSPIRE DREAM DO ACHIEVE

Google.com+/HolyGardensGroup

Kindly collect corporate plan today; this were due Saturday.

Memorandum:

TO       :   All CMOs

THROUGH:     hr

SUBJECT:   NOTATIONS/CORRECTIONS OF CORPORATE PLANS


This office went through some corporate plan emailed to this office last Friday and I noted blatant deficiencies in many of them.  I also met with CMO ACMO of Pangasinan and La  Union and noted their defects

1.   HG Calapan and HG Calamba did not submit as of the due date.

2.  For those who submitted:

     A.  Number of plans for submission

    1.  Number of corp plan for submission:   3 for Calamba, 3 for La Union and 3 for Pangasinan and they cover:   Holy Gardens Memorial Park, Holy Gardens Memorial Chapel, and Holy Gardens Chapel and Memorial Services


      Holy Gardens Calapan and Holy Gardens Oton need to submit 2:   for Park and for Plab

     B.  Contents:

          1.  FS:   Cash flow, PNL, Cap ex

              Cash flow:   cash receipts and cash disbursements;  cash flow from operations, financing and investment operations.  Answers the question:  do we have enough money;  where do we get the money if our cash flow from operations are insufficient.  What are the timing of cash flow?  What do we do so that we do not run out of cash in case of some sbus?

             PNL :   What are our revenues sources?  Will we generate enough sales to  meet our costs and expenses?

             This serves as our budget, so that we compare on a regular basis our revenue, costs, expenses on a regular basis comes periodic review and performance evaluation

           CAP EX:  What, how much, what are the intended use and objectives?   What will these do for for the SBUs
           It is important that you line these by month and even do a cash flow analyze to know the timing. Here it important to establish priorities.  Which is more important:  the BC or land development, the chapel or the BC.  In general, we prioritize revenue generation as in starting chapel service or having BC.  

        2.  Strategies.

            You must expand the strategies into something tractable (that you can do and execute) put schedule into a calendar or administrative plant, or work schedule, or even a battle plan so that your sbus can be properly guided by a plan in writing as to what will be done in the year.,  The start of a good battle is to put down in writing your plan

           Nor because there is a space for one line, will you just put one line.   Expand your plan.  Think and write these down.

       3.  Marketing plan

           This is the heart and soul of your corporate plan.  Your cash flow, for your income statement, the cash flow from operations comes from the sbu ability to generate sales.  You marketing plan tells us, the  whole world how you will achieve your sales target.

           1. What are your plans for each of the 4ps (huwag na muna AATR)

               PRICE

               PRODUCT

               PROMOTION  (SOCIAL MEDIA, BOUGHT MEDIA - tarps, ads, events, promo items etc)

               PLACEMENT  (SALES AGENTS RECRUITMENT, TRAINING, COMMISSION, MOTIVATION

              As with placement, like the Undas, we put the 4 events per quarter that will launch our sales into the stratosphere:

             1.  How many agents do we recruit?

             2,  How do we  train, motivate them?

            3,  What is the budget?

            4.  How do we execute?

            5.  Payment of commission and fullfilment of promo items promised


Reminders:

1.  The corporate plan is the starting point of:

       Admin plan which is the basis of WIFM  -  rewards

      Performance evaluation - your promotion and salary increase

 CONCLUSION:  if you do not submit a corporate plan before the year ends, we forfeit no. 1 opportunities

2.  Even additional rewards to agents cant be granted to agents if you do not submit a marketing plan

3.  If you do not submit a corporate plan it tells tons:

     1,  About your ability as the current chief/senior at the sbus;

     2.  Your attitude and competence

     3.  Your understanding of your duty of obedience

     4.  Knowledge and passion for the business

Some are now subject of an evaluation and change of status.

PLEASE GIVE THE SUBMISSION OF CORPORATE PLAN SERIOUS FOCUS AND ATTENTION.  

SUBMIT  BEFORE THE YEAR ENDS.  You will regret if you dont. 





Jorge  S

The Holy Gardens Group - "THE MEMORIAL EXPERTS"

Please reply.    CCD 2.27


CONFIDENTIALITY NOTICE/disclaimer:   The information contained herein is strictly confidential in nature and is the property of Holy Gardens Group and intended only for the intended recipient and its  reuse,reprinting or taking action other than the intended party is strictly prohibited. Holy Gardens assume no responsibility liability arising from such unauthorized use.

RRURAC:    Read, Respond, Understand, Reflect, Apply and Check
BIDDA:    BELIEVE INSPIRE DREAM DO ACHIEVE

Google.com+/HolyGardensGroup


On Sat, Dec 27, 2014 at 11:52 AM, 3FFB <holygardensgroup.hr@gmail.com> wrote:


On Sat, Dec 27, 2014 at 11:44 AM, 3FFB <holygardensgroup.hr@gmail.com> wrote:
To All Concerned:

Good morning! 

Follow up submission of required Corporate Plans deadline of which was Dec. 23, 2014 as per Sir Jorge's email (refer to the email thread).

For your strict compliance.

Thank you very much.


Grace


---------- Forwarded message ----------
From: Holy GardensGroup <holygardens.group@gmail.com>
Date: Tue, Dec 23, 2014 at 4:31 PM
Subject: Kindly collect corporate plan today; this were due Saturday.
To: Majorem Investor <majorem.lending@gmail.com>, holygardensgroup.hr@gmail.com, hgmpgreenhills <hgmp.calamba@gmail.com>, "bpi.hgmp.jusgein@blogger.com" <bpi.hgmp.jusgein@blogger.com>


To:        Isah  Herrera
             Mary Grace Cruz

December 23, 2014

You are hereby instructed to collect the finished corporate plan of sbus, 

1.   WHO

Pangasinan
La Union 
Greenhills
Oton
Calapan
Majorem Lending
BPI

as the year is about to end.  The corporate plans should cover:

2.  CONTENTS:

1.    Pangasinan     -  3 separate fs, marketing plans, schedule of activities resources, and marketing plan for MEMORIAL PARK CHAPEL AND MEMORIAL SERVICES AND MEMORIAL PLAN

2.  Calamba     same as Pangasinan

3.  La Union     same as Pangasinan

4.   Oton   -  memorial plan  and memorial park

5.  Calapan -   memorial plan and memorial park

FS:

1.  PNL  budget

2.  Cash flow statement:

     Beginning balance  (now based on your bank balance)

     Add/subtract Operating Activities

    Revenues

   Less :   Operating expense

   Deficit surplus from Operating activities


   Add subtract investing activities:

  Add stockholders infusion

   Subtract investment in land;

    Investment in ffe, cap ex

    Deficit surplus from investing acivities

Add subtract financing activities:

   Add:   Loan proceeds

   Subtract:    Loan repayment:

                      Principal

                      Interest

Deficit/surplus from financing activities

Ending balance

3.  Marketing plans

It should contain:

What:   materials, contents of the ads, or mechanics

When:   Timing

How much:  (cost/expense and sources of funds)

Who:  will direct execute

Reports to be made

and contain 4 ps:

Promotion:   ads events to sell the products

Products:   improvements on the product, new products what is unique about the product:   Covers:   

      1.  Innovation on the interment we have asked the CSS

      2. What products businesses will complement our services now (mem chapels mem plans, offering of packages)

Placement:

    1. Recruitment

     2. Training

     3.  Increase in coverage area

     4.  Incentives and prices

     5.  Sales meetings and conferences

Price:

    1.  Discounts

    2.  Low downpayment

    3.  Add ons/options

THE BOTTOM LINE IS WHAT ARE YOU GOING TO DO TO SELL YOUR PRODUCTS TO MEET YOUR TARGETS:  sales and collection

Please let me know today who will be unable to submit, as this is contrary to our CCD on deadlines for assigned tasks

Kindly examine the plans submitted and analyze if they conform to the above standards



Jorge  S

The Holy Gardens Group - "THE MEMORIAL EXPERTS"

Please reply.    CCD 2.27


CONFIDENTIALITY NOTICE/disclaimer:   The information contained herein is strictly confidential in nature and is the property of Holy Gardens Group and intended only for the intended recipient and its  reuse,reprinting or taking action other than the intended party is strictly prohibited. Holy Gardens assume no responsibility liability arising from such unauthorized use.

RRURAC:    Read, Respond, Understand, Reflect, Apply and Check
BIDDA:    BELIEVE INSPIRE DREAM DO ACHIEVE

Google.com+/HolyGardensGroup




Week 52: HGPMP Kaizen Report

BE a BIDDA: "BELIEVE, INSPIRE, DREAM, DO ACHIEVE"

Clean kitchen table


Newly brush cut Left wing parking 

Open Space


Lawn 1

Vault area - relocated near baraks



Clean Comfort room