Chapel and office interior office revamp, Eternal Flame for the Park

Hi Architect:

How is your USA sojourn?

May  we  ask for your assistance:

1. Help us beautify our office and chapel interiors

2.  You might come across supplier of eternal flame. Then we design eternal flame plus fountain or aquarium:

                                                            This is a fitting memorial

                                                              Eternal flame in Sarajievo

Eternal Flame in Wikipedia

                                                  Biskhkek Eternal Flame

                                            Eternal Flame in 1,000 php bill


Wiki visually ETERNAL FLAME


How to do it?

So you only want a symbolic eternal flame which would be fairly easy. A 20 pound propane cylinder would probably do the job as long as the flame was not too big. You could probably use some metal tubing or small piping and bury it so you could have the tank out of sight. I would do a few calculations beforehand to determine the rate of fuel consumption per hour so you don't run out. You could have a spare supply on hand if necessary or even tap into a domestic natural gas line which would be better as long as you know what you are doing. If not, I'd advise you not to attempt it, but you should also be very careful with propane or anything else.

157 Views · Answer requested by Tassos Rizakis

Eric Ward, 30 years working on projects to produce transportation fuels in the US and China

Answered Mar 7

The eternal flame at many graves are powered by natural gas. You could get a 5 gallon propane bottle to power a small flame for several months.

You can see the flame at the JFK grave at Arlington cemetery to get some

Creating the Eternal Flame at Arlington for JFK


Maintenance of the eternal flame is an ongoing issue. Arlington National Cemetery experts said in 2001 that it cost about $200 a month to keep the flame burning.^[70] As of 2010, Fenwal Controls, a gas equipment manufacturer based in Boston, was the contractor responsible for maintaining the flame.^[71] The eternal flame's original, custom-manufactured ignition system was contained in a weather-proof box buried a few feet from the grave site.^[71] The system controlled the flow of gas and oxygen to the flame and kept it lit via a high-voltage cable and 20,000-volt spark ignition electrode near the gas burner.^[71] No longer constantly sparking to keep the flame lit, the system monitored the flame and activated the ignition system only when the flame was extinguished.^[71] The electrode was specially designed for outdoor use.^[71] Oversight of the flame's maintenance was provided by the Army Corps of Engineers, which contracted with Fenwal Controls to ensure the eternal flame was maintained and upgraded as needed.^[71] According to Arlington National Cemetery historian Tom Sherlock, when the gas burner required maintenance the flame was shut off.^[72] But maintenance needs were so minimal that no living Fenwal Controls employee had seen the interior of the ignition system.^[71] An on-site visit was planned by Fenwal Controls for early 2010 to inspect the eternal flame and conduct a review of the ignition and burner systems.^[71]


Researched suppliers


A Burners Inc

Flame Engineering

Flame Engineering pdf brochure

Ceremonial flames

Jorge  U. Saguinsin  

The Holy Gardens Group - "THE MEMORIAL EXPERTS"

Holy Gardens Plus  - about sales of services as addition to the plots bought

Destiny Financial Plans Inc  - about duly licensed memorial plan for sales

Griefshare   -  free obit posting

Holy Gardens Best  - best pictures

Landscaping ideas - gorgeous landscaping ideas

CONFIDENTIALITY NOTICE/disclaimer:   The information contained herein is strictly confidential in nature and is the property of Holy Gardens Group and intended only for the intended recipient and its  reuse,reprinting or taking action other than the intended party is strictly prohibited. Holy Gardens assume no responsibility liability arising from such unauthorized use.

RRURAC:    Read, Respond, Understand, Reflect, Apply and Check   SBUS and their staff are obliged to vist the said site to comment.  It is a way of having shared learning

BIDDA:    BELIEVE INSPIRE DREAM DO ACHIEVE

Google.com+/HolyGardensGroup

Commitment for Kita sa Tag Ulan PIS PMS sales on a triple 7 day

PAGSASANAY SA TAGUMPAY


Rizal Philippines
July 17, 2017

It is a triple 7 day today  7/17/2017. Quite an auspicious day.  May be a lucky day.

The Kita sa Tag Ulan, PMS PIS sales campaign had a slow but sure start, selling only 7 units on the first 15 days.  The SAA and the SBU promised to make up for the next 15 days.

This is their commitment:
                   SBU                               PIS                           PMS                   Total
           
                     HGLUMP                      9                                 -                         9

                     HGPMP                         5                             14                         19

                     HGGMP                        5                              14                         19

                     HGCMP                        4                               --                           4

                     HGOMP                        8                               --                           8

                       Total                            31                             28                         59

                                                    x     13                             13                        13

                                                          403                           264                      667

WOW GO GO SAA SELLERS SBU CMOS ACMOS

Comparison  of commission between sale of plots and PIS/PMS

                  PLOTS

                   P30,000 plot x  .50 as commssionable amount     =

                    15,000     x 10% for SE                                     =   1,500

                                    x  7% for SD   to be paid @ 90 days  =   1,050

                                              Total  com                                     2,550

                 PIS/PMS

                  P30,000 package x .87 commisionable amount          26,100

                                  x   10%                                                       2,610

                                  x   3%   prizes and incentives                          763

                                              Total                                             3,393

                         For straight com,  the difference    is                  P60.00

                         For total amount, the difference is                        P783

               Still finding reason why you should push this?




Sellers must support this campaign.  This campaign was designed for you to have Kita sa Tag ulan

               

Why pursuing the company vision is the great and profitable way to go

What:  ABE on the importance of the company vision statement

Objectives:

1.  To have shared vision among the employees, staff and officers; and to increase the number of believers and BIDDA

2.  To ensure the future growth and profitability of the group

3.  To make sure that every body understands the priority, the right thing to do so that wrong moves are avoided.

Reality:

1.  Many projects:  crematorium are in limbo, recruitment at Chapel Memorial Services do not happen, the Interment Services are neglected, (the funds are not processed at once, and inefficiency on this portion of the business remain.  Repairs of the equipment for the memorial services are unattended to 

2. Not to be outdone in this pursuit are two leading memorial parks aggressively investing huge sums for memorial park jv and /or purchase;  on the other hand SPLP are making it great.

3.  The future of memorialization as foreseen by this post is in the services:   cremation, memorial services (funeral and interment) Thus these three components are in its vision for the next five years:   cremation, chapel services, and columbarium

     Why funeral services:   

     1.  The first step in the memorial process is the purchase of the service:  the casket.  The GP is highest at this portion of the memorial process:   the casket price which is constant is only between 5 to 10% of total funeral service.   Thus 70% of the entire budget of the 500,000 who die annually is in funeral service.  The deceased may be interred in a municipal cemetery for only P6,000  for five year, but will spend P100,000 for funeral service.

        Thus in 2014, the memorial park sold only P500,000,000 but the pre need memorial plans sold over P20 billion in plans. Much money is to be made in funeral service;   however competition is intense and the protagonists have to be fast and aggressive.  Most memorial plans however  account however for 70% of chapel services sold.  Thus a memorial chapel associated with a memorial plan lost a huge chunk of its business and is slowing down, when its Memorial Plan business was closed by the authorities

      There are 500,000 who die annually (0.5% of the entire Philippine population who spend an average of P50,000 per or about P25 billion annually  (this supports the huge  sales figure of life plan company. SSS also pays between P20,000 to P40,000 funeral services to its deceased members. (But none to memorial park since the  funeral service is a basic service.

       The margin of funeral service is between 30 to 50%

   Cremation services

   1  Looking for a suitable memorial park site is a tedious and laborious process.   Most land owners would want cash sale.  The govt regulators would take 3 to 5 years to approve a project.  The LGUs:  from barangay to the SB require SOP.   The conversion at DAR takes ages and with the leftist head, a moratorium for  two years was called.

  2. While many Catholics still prefer the traditional burial, it costs a lot of money that would set back the family by more than a P100,000

       Say plot    -                 P60,000

       Interment service           25,000

       Funeral service             50,000   (METAL CASKET)

                                         135,000

 3.Cremation :

     1.  Is up by 40% in MM

     2.  It is cheap:

         Cremation only                      P20,000

         Cremation with casket rental    P30,000

         Cremation with service before    70,000

         with ceremony 

        You can halve the cost with cremation

    3.  You contribute  to saving the earth;  the precious real estate does not go to memorial  park development:   still goes back to agri commercial or housing;  is non polluting 

    4.  It is cheapest memorial service

    Comparison of GP

                                                TSP          CGS/Costs       Margin

    1.  Memorial park plots          30,000                                        250.00

    2.  Interment service dlx         23,000          60%       40%    P13,800.00

        Basic                               12,000          70          30%        3,600.00   

    3.  Funeral service                 30,000         60          40%        12,000.00

    4.  Memorial Plan                  30,000                       12%         3,600.00  

While we push hard work diligently and efficiently on memorial plots, we see that the margins, especially when we have the promos, were miniscule if not loss.  We supported the mission of providing the jobs to our sellers,  and enriching our jv partner.   Our gp is very low because we shoulder the entire CGS

What to do next:

1.   Pay attention support and work hard to support our vision: SOLVE ASAP THE PROBLEMS RELATED THERETO

      1. Interment service  those in IF, AP, those monitoring  interment, those who monitor the blogs for griefshare, (the obits)   the tributes posting, the FOFF

2.   Support work hard on the PMS PIS campaign;  (especially the SAA

3.  Push for the start completion of the following:

    1. Mortuary agreement where there are no CMS

    2.  Push for construction of embalming room in Calamba, hire driver and embalmer  (in the meantime have a mortuary agreement with ACE)

   3. Construct the memorial assets:

          1.  Crematorium in Pangasinan and Calamba

          2.  Start the chapel memorial services in HAMP

          ASAP. They have been in limbo for the last 6 months, begging for attention and budget.

4.  Beautify and level up all the services 

     1.  Interment

     2.  Chapel memorial service

5.  Incentivize cms and is

6.  Promote and hire people for cms, memorial plan.      

7.  Create more awareness for 

     IS

     CMS

     Memorial Plan                                

                           

--

Lecturer Jorge Saguinsin

To be the best you can be always

More prepaid memorial services - Prepaid Cremation Services

I just discussed with the supplier of crematorium that he owns  4 cremation machines and in partnership with several others for a total of 14.

He owns 4 in major centers of population such as Binan, Calamba, Navotas, Caloocan and La Loma.  He has in Baguio, Ilocos, Bataan, and Subic.

He is bothered by the fact that his partner have other enterprises and he needs to take over the operations and marketing to make him get his ROI.

I offered to:

1.  Fix his marketing pricing promotions and placement to up the sales

2.  Tie up with him for prepaid cremation services in those 14 location.

Advantages :  cheaper,  beats high cost of land, land dev and stricter environmental

and pollution control by DENR

Prepaid Cremation services:

Product

Regular (Economic)

  Name                  TCP          Annual      SA           Qtrly         Monthly

   Direct Crem         16,000      3,200         1,680        920           320.

   Crem + WR          45,000     9,000          4,475      2,588          900

   Crem + Ash          46,000     9,200          4,830      2,645          920

Social packages   (Affordable)

   Bone Crem          10,000     2,000           1,050       575           200     

   Assisted Price      12,000    2,400           1,260       690           240

   AP  +  6,000          18,000    3,600           1,890    1,035          360.  

Only 25% com, 5%

(five year lease    

   Crypt      

     

Destiny Memorial Plans

TO      :   All

Subject:   Know more about the Destiny Memorial Plan

We have paid for the license of Destiny Financial Plans, and making final prepations for its purchase.  We plan to be operational by late October or early November.  

The Destiny Memorial Plan is nothing more than the formalization of the experiment we had for selling memorial plots under a no down, 60 months to pay  scheme, with outright commission.

There will be no such similar type of selling of memorial park plots except under a package that may be planned soon by Destiny Financial Plan as a Memorial Plan, in order to create competition motivate sellers for harder efforts.

Please click the link and RRURAC

Destiny Memorial

Please attach this link in posting for FOFF and griefshare

Jorge  U. Saguinsin

The Holy Gardens Group - "THE MEMORIAL EXPERTS"

Please view the following sites  to be updated on latest trend on memorialization and for shared learning

Holy Gardens Memorial Crypts (Body, Ash, Bone)

Memorial Marketing and Management

Holy Gardens Chapel and Memorial Service

Landscaping ideas

FB Pages Holy Gardeners

CONFIDENTIALITY NOTICE/disclaimer:   The information contained herein is strictly confidential in nature and is the property of Holy Gardens Group and intended only for the intended recipient and its  reuse,reprinting or taking action other than the intended party is strictly prohibited. Holy Gardens assume no responsibility liability arising from such unauthorized use.

RRURAC:    Read, Respond, Understand, Reflect, Apply and Check

BIDDA:    BELIEVE INSPIRE DREAM DO ACHIEVE

Google.com+/HolyGardensGroup

Minutes of Meeting Yesterday December 22 Regarding Chapel and Memorial Services

The following were the things taken up at the meeting held yesterday among Jorge Saguinsin, Cynthia Cartago, and Del de la Paz regarding the planned Chapel and Memorial Services for Holy Gardens Greenhills:

1.  Agenda:    Plan for the Bangin portion of Holy Gardens Memorial Park

2.  Business Plan for the Crematorium of HGGMP

3.  List of items to prepare for Greenhills Chapel and Memorial Services

4.  Market Potential for Memorial Plan in Calamba, Star Rosa, Cabuyao, Los Banos Tanuan and Sto Tomas Areas

5.  Abstract for Holy Gardens Memorial Park Sales and  IF

1.   The bangin portion due last October was finally  presented.  It however lacked details and labels for the understanding of layman.  The plan was therefore returned for labelling

      The shaded portion, the steepest portion, will be difficult to develop.

      Some proposals:

      1. Building a storage area, and embalming area, casket storage area, some say 100 sm near the bangin area, at the boundary of Estate.  The DENR will require STP for waste water for embalming room

     2. Crematorium will be built at the area near the Fil Nippon Area facing the Laguna Lake (north side).   The proposal to have this at the bangin area was rejected from the customer perspective (nakakatakot at malapit sa squatter area)

    3. A chapel some 7 rooms in all will be built near the Solar Area :  one main chapel (about a 100 sm, 2 small chapels x 30 sm each, and 4 medium sized chapel with family room x 50 = 200 sm  (360 sm total about 7.2 million) to serve the memorial needs of existing customers, since we have only 1 chapel with family room, and 1 main chapel at existing facility.

    4.   5 level ash crypts will be built along the pathwalk near the kalachuchi to serve the sachet ash crypt yearly rental requirements of PTM initially fo the crematorium in support of the VM

2.   The Business Plan for the Crematorium

The business plan for the crematorium which targets the middle market was presented. It is the crematorium with packages:

Cremation with urns;

Cremation with urns and ash crypts

Cremation with urns and ash crypts plus chapel memorial services

     Before

     After

However, it was suggested that as a way of promo and intro, the following shall be done:

In line with the program of VM for affordable interments for indigents and in order to decongest Lecheria which are multi storied crowded public cemeteries now:

      1.  Offer crematorium services as:

            bone cremation for P5,000 only

            body cremation for 10,000 only

           Pasok ito sa bereavement assistance by munisipyo for the poorest of poor and SSS.

          Ash crypt in sachet packages could be as low as P1,000.00 for bone burns, and P1,200.00 for body burns/per year.  The location for the ash crypts shall be along the pathwalk between lawn and parking area.

        It was suggested that the crematorium be built at the front near the guard house at the side facing Fil- Nippon Training School and that it be finished by 1st quarter.

3.  The Chapel and Memorial Services

     The following were the unresolved issues for the Chapel and Memorial Services

     Price Points

     Employees and rates

     Shopping list

     Commission and incentives

     Being unique and enchanting

    1.   Price Points:

Infant not to exceed 3 months old                         -      free L300 is the pall bearer

P12,000      For Indigents  (stucco flat top)           -    hearse is the MB from HAMP

P20,000      senior citizen discount package        -    Expi hearse + FB flower car

P35,000      Jorgeus package for massa                   Expi hearse  + FB flower car

P46,000 to P55,000                                                    Expi hearse + Flower car  F150  

                                                                           plus expensive lights, unique set  up

P66,000 to P77,000                                                   Expi, F150 flower car, 2 wreaths,                                                                                    unique set up + karuwahe 

P87,000 to P99,000                                                  Expi, F150 flower car, karuwahe                                                                           unique set up fresh flowers for 2 days, 

                                                                        P1,000 free  funeral pack 

      2.  Employees:

   Chapel  Manager     -                   P16,000.00   S2

   In house driver                                 9,000.00 per month  and P180 for pick up

   Embalmer                                         9,000.00 per month

   Attendants    3 x 200 per call            on call

   In the beginning, January the driver and embalmer shall be on call;   by February they will be salaried.   Del will start by January 2, 2015

   Her target is 25,000,000 for 2015;   she is however free to still sell:   memorial park plots and memorial plans

   Incentives:   

   10% commission for direct sales

    3% ORC for all sales

    Quarterly, semestral and year end incentive for meeting sales target for the chapel staff.

      3.  Commission and incentives:

      10% for 100% servicing of account  (closing, customer assistance etc

      Finders fee or 5% for SG, OCR MHO, Church clerks SOCO staff

     Since they are at need, this placement channel shall be sole link to generate sales.

    Other memorial parks and plans SE are other channels

    4.  Shopping List

         Item                         Source                    Price                Terms

      Expedition hearse      DL                   280t                       50% dp 50% 6 mos

      MB flower car and      DL                   250t                      50T for Morong Lands

       hearse                                                                           200t for DL

      Atirille (folding)            DL                       8t                      cash

      Chapel lights              DL                       70t                    cash

      Chapel lights              JP                       20t                    cash

      Chapel lights              JP                       40t                    cash

      Casket viewing stand    JP                     8t                    cash

       Karuwahe                   DL                     160t                 30% dp balance in 15 days

       L300 FB                     for canvassing in Cavite and Laguna area target price is P150t

      Casket inventory       DL                      100t                 cash for first order

      Casket display rack   DL       8t x 5       40t                  cash

              Total cap ex requirement             1,226t

Order from JP        P68t

Order from DL        908t

5.   Uniqueness

     Our memorial services  shall be unique and and enchanting:

     1.  Lady driver

     2.  Lady attendants

     3. Funeral packs for P50t above

     4.  Unique themes for home or chapel viewing:

         Roman columns

        Moving angels

        Fountain and waterfall

        Gardens setting

Other matters:

1.  Commission at SPLP

    Total of 50% only for first year (this is total of 

    25% on first year.

    10% on second year, and 5% thereafter from third year. (total of 15%)

  Deducted from the remittance report:

   The trickle down of the commission:

               % of first year collection              WT    %                    Override                            

   30%   for SE                                             7                               xx

   45%   for Sales Manager                          9                                  2      

   50% for  Sales Director                           10                                 1

  Splp does not give commissions on the second year.  But gives TA of P25 to P50.00 for every account collected deducted from the remittance report.

It was suggested that CC move over to the MP business since she has various connection with funeral homes, memorial parks, and sales groups like from Prudential whom she can recruit to cover the Los Banos, San Pablo, Imus, Dasmarinas, Sta Rosa, Binan Cabuyao areas whose market potential is P10 billion.  If she can sell P200 million for the group, as Regional Sales Director, if given a 0.005 ORC that is worth a million bucks

Business Models for Holy Gardens Chapel Memorial Services

This is the business model for the chapel memorial chapel and part of the Business Plan that will be part of the approvals

1.  What is a business model?

It is a dashboard summary of the elements of the business:  the front side:  PTM (Primary Target Market) and customer link, the middle (the Main Value Proposition) and the support side:   partners, and key resources and activities.  It answers the question:  how is the business run and how does it make money

     Business Model of Chapel Memorial Services

1. Main Value proposition:   Unforgettable memorial services at prices every Juan can afford

      Features:

      1.  Lady drivers;

      2.  Funeral pack

      3.  Memory themes (for set ups)

      4.  Service within 25 km radius

      5.  Assistance with SSS GSIS death certificate

      6.  Tributes

      7.  Memory board

      8.  Memory display

      9.  15 days embalming

     10.  Aayusan papaliguan (care for the dead)

     11.  Free one wreath up to 50t package;  2 wreaths between 5lt to 95t

             Fresh flowers for packages beyond P100t

     12,  Karuwahe use for  package of P80t up

     13.   Expi and flower car across the board

      14.  Quality caskets with exquisite lining

      15.  Free tarp announcement and thank you

       16   Free on line obits

Others special:

       1.  Bands

       2.  Live singers

       3.  Caterers

2.  PTM

     Indigents    -    Service at P12t plus assistance from help desk, from Mun Funeral assistance

    Infant  -  free casket for ages 1 to 2 years old

    New -    30 to 70t market

    Customers of Holy Gardens Memorial Plan

    Customers of Holy Gardens Memorial Park who have plots and need services

3.  Links:

     Agents of the Chapel Memorial Chapels

     Agents of Holy Gardens Memorial Park and Memorial Plan

     Office of the Civil Registrar

     Office of the Catholic church

     ICU nurse

     Morgue

4.  Customer bond:

    Superior customer service to the family

    Social Media

    Birthday and Anniversary greeting

    Special services required

5.  Partners:

Embalmers

Ataol makers of San Vicente Sto Tomas Pampanga

Vehicle Makers

Flowers

Barangay officials/tanod/hagad

Other memorial parks with chapel (for possible JV)

Other chapels for possible JV

Bands musicians and singers

Health workers and PNP/NBI

6.  Key resources and activities:

     Resources:

    Holy Gardens Chapel

    Vehicles

    Karuwahe

    Casket

    Other equipment:   viewing equipment, casket rack, embalming table  The total cost is P1,100t

Key Activities:    

     Pick up

     Set up

     Cleaning, embalming beautifying and dressing the body

     Vehicle operations and maintenance

     Recruiting, maintaining and training staff for superior customer service

Costs:    Casket    1/10 and 1/8 of the SRP;   40% other costs:  embalming, fuel, depreciation, labor, for the freebies

GP:   30% of the SRP for the low end 50% for the high end.

The karuwahe can be rented out at P10t to P15t per use.

How is the Senior Citizen Discount managed?

At need is 20% or higher to embed the SC discount; or quote that the price is all ready discounted;

The 25t to P35t package should be quoted as net of discount

Always mention the highest price first;   The price list and the names are on separate cover.

Home viewing and chapel viewing shall be same:  home viewing entails transport of many things and gasoline expenses.  However when we run short of chapels we can

Please ask the JV partner if they want to invest in the chapel memorial service otherwise they get only the share for chapel use;  their share of the net income is proportionate to their investment net of expenses.

 

Jorge  S

The Holy Gardens Group - "THE MEMORIAL EXPERTS"

Please reply.    CCD 2.27

Complete list of chapel use Cap ex

1.  Karuwahe               -                  180,000

2.  L300 pick up          -                   200,000

3.   F150 flower car                        200,000

4.  Expedition hearse                     280,000

5,  Lights and guest book stand      70,000

6.  Folding casket stand                    8,000

7.  Mass card holder                         6,000

8,   SS casket rack 6 x 8.5              51,000

9.   Casket dolly                                 7,000

10   Casket inventory                       100,000 est.

Total                                               1,102,000

Embalming table                                 62,000

                                                       1,164,000

Jorge  S

The Holy Gardens Group - "THE MEMORIAL EXPERTS"

Please reply.    CCD 2.27

CONFIDENTIALITY NOTICE/disclaimer:   The information contained herein is strictly confidential in nature and is the property of Holy Gardens Group and intended only for the intended recipient and its  reuse,reprinting or taking action other than the intended party is strictly prohibited. Holy Gardens assume no responsibility liability arising from such unauthorized use.

RRURAC:    Read, Respond, Understand, Reflect, Apply and Check

BIDDA:    BELIEVE INSPIRE DREAM DO ACHIEVE

Google.com+/HolyGardensGroup

New Price List, new PPA form and system, Amendments tosCAPF

The #memorialexperts

TO      :   All

               

Attention:    Accounting

                   Marketing Coordinator

November 6, 20143

Subject:    Implementation of New Price List, New PPA, Amendments to CAPF

1.  New Price List:

    We are increasing our prices, effective as of today, and as previously announced from 3 to 5 per cent in SBU with high TLP and 7 to 10  per cent in SBU whose TLP are very low.  This was our come on why we had the promo last October 30 to November 2, 2014.  

    We have directed Ms. Cartago to publish the new price list

2  New PPA form and system

    1.  We  have directed the Marketing Coordinator to simplify the PPA and the CRM, terms and condition CAPF in one page.and to include logo type

    2.  All the problems and questions that come up frequently, including transfers, assignments inheritance are to be incorporated in the terms and condition.

        The new PPA shall contain a tearable provisional receipt to accept reservation, down payment or even full payment to speed up transaction

        The 3ffb shall issue ID's as benchmarking the SPLP;  we will make sure that we will graduate into credit card type ID and eventually have a rewards system installed;

       Using access, or a website, all data in SBU will be captured at 3ffb:

       1. Customer data base especially birthday, wedding anniversaries and death anniversary of the deceased;

       2.  Documents issued and files

       3.  Updating of lot masterlist.

       3.  The PPA shall be decentralized.   The SBU shall have much say in the PPA completion.  All that remains, after due diligence  by SBU and the 3ffb  is to validate the document with the Pres of SMD  signature at the back of the PPA

       Processing fee shall be reduced from P600.00 to 300.00  PPA and COP need  not to be notarized.  

       4  Upon full payment, the 3ffb central shall issue:

      1.Certificate of Ownership and Payment with the Deed Of Sale at the back, provision for Deed of Assignment shall be incorporated  in the form which shall be

      2.  Continuous form

      Again, the encoding of the COP shall have capture of record of CO issued.

The records of the  SBU for the COP issued shall likewise be updated 

       5.  The personnel handling this shall have job title of Sales Administration Assistant who could simply be proficient in computer and IT.

       6.  Investments are to be made in systems upgrade, computer, computer network and constant upgrade are to be made

3.  Streamlining CAPF and CGLI

    To finally get the CAPF going and accumulate the much needed funds, and to attract buyers: (the procedures are simplified and made bullet proof without much decision making left to deciding on items that have obstructed the implementation of the CAPF.

    1.  The 3% CAPF shall be added on in the new price list (or if they are incorporated there is no further need.  The 3% shall be based on latest TLP

    2.  The 3 % shall be collected from all accounts payments and remitted to MLII whether cash, one year to pay etc. 

    3.  Upon answering the questionnaire, the CMO can declare the buyer to be insureable depending on the answer to the questionnaire:

         1.  If he or she is beyond the age 60, or below 18;

         2.  with pre existing conditions;

         3.  job or hobbies are risky like skydiving, skiing, race car driving, scuba, handling explosives, soldier, medical or health worker, 

    4. Contestable period is one year.

    5.  CAPF application forms are not needed anymore, however, MLII shall keep records of accounts from whence the funds are collected.

    

Jorge  S

The Holy Gardens Group - "THE MEMORIAL EXPERTS"

Please reply.    CCD 2.27

CONFIDENTIALITY NOTICE/disclaimer:   The information contained herein is strictly confidential in nature and is the property of Holy Gardens Group and intended only for the intended recipient and its  reuse,reprinting or taking action other than the intended party is strictly prohibited. Holy Gardens assume no responsibility liability arising from such unauthorized use.

RRURAC:    Read, Respond, Understand, Reflect, Apply and Check

BIDDA:    BELIEVE INSPIRE DREAM DO ACHIEVE

Google.com+/HolyGardensGroup