January 31, 2018

Understanding the business, the function, the Main Value Proposition of BPI and subsequent hiring standards (what to look for in applicants)

TO           BPI  HR

Thru:        GM Madel

Subject:    Understanding the Main  Value Proposition  of BPI Majorem Lending

Questions:

1.  What can be done to improve manpower of BPI:   hiring and training?

2.  What an be done to observe proper function of BPI
                
Situation:

1.  Nature of business MVP of BPI

    1.  What it is not?   - It is not a head office

    2. What is it - it is a management and consulting company.   It earns its keeps by being paid a management fee in return for managing/directing/leading the SBUs   in their various functions:    HR, Marketing, Finance Accounting and Treasury.   Its customers are the SBU

      It therefore  must:

     1.  Give superior service to SBU

     2.  Guide them to:

         1. To observe processes and standards

         2. Control -  lead them to achieve objectives - sales and collection

         3.  Proper documentation and recording or all transactions

         4.  Hire only the best, train them to be the best

   3.  Assist them in logistical needs:

        1.  Find,select  and accredit suppliers who give credit

        2.  Get the best quality of supplies at the best price

        3.  Pay suppliers on time

        4.  After prompt and meticulous checking reimburse IF and other funds 
            properly

   4.  Avoid losses:

       1.  From theft and malversation (inside and outside causes)

       2.  Through frequent and constant strict  inventory

   5. Secure assets:

     1. Tight and frequent cash recording and counting

     2.  Cash count

     3.  Audit


Reality:

   1.   Like our achievement of sales and collection targets, we are only 30%  to th achievement of the above

   2.  While we do SWOT analysis (internal analysis of STRENGTH AND WEAKNESS) we find weakness in the manpower:

        1.  lack of unity

        2.  untrainable (cant understand and remember things)

        3.  lack of leadership

       4.  poor work habits:    tardiness, absences, low outputs

       5.  very low mindsets and attitude:  losers quitters

Many of them are fresh graduates

What to do:   

Hiring standards:

1.  To attract more quality recruits:  up as suggested for those with experience with good work habits, attitudes those who are mature P12 k /month, the fresh graduates, apprentice pay.  

2. What to look for:

    1.  Right attitude from:

         Obedience exam.  Fail those who fail these

         Attitude exam

         Essay read this well

  2.  Above average intelligence

       Pasado sa verbal and numerical reasoning test   70% and above

  3.  Passion  for work

     1.  Does he have hobby and other advocacies

     2.  Right work habits:

         1. Achievements extra curricular in school, in past jobs

         2. Capacity for hard work - naghahanap ba ng suweldo o trabaho

    3.  Outlook on success and how to achieve this

 4.   Leadership

    1. Does he/she speak well:  clearly

    2. Cheerful and positive disposition

    3.  Forceful ba;  can he/she influence others

    4.  Obedient ba:

The applicant must prepare the requirements prior to final interview at the top level to test his/her commitment/passion

The applicant must have elementary knowledge of:

    1. The company

    2.  Of the job.

Proper documentation of hriing:

   1.  Interview sheet

    2.  Hiring sheet

    3.  BI

 TRAINING:

1.  Punctuality in coming in submission of the required outputs

2.  One absence drop from the rolls:

3.  Apprenticeship:

    1. Paglilinisin

    2. Uutusan

    3.  Games - to test obedience  

4.  Strict observance of syllabus;

     1.  Recitation of VMBP from memory

     2. Emphasis on basics

5. Daily midweek, final exam  - Passing is 70%.   Uulit for removal
   Those who can not pass can not be employed.

FOR STRICT COMPLAINCE

Pag uusapan natin MRS, Cherish and MM
--
PAGSASANAY SA TAGUMPAY (Training for Success)




















SETTING THE STANDARDS IN INTERMENT SERVICE
Innovation creates more wealth and more customers


  Jorge U. Saguinsin

  Be a BIDDA now

  RRURAC   (Read, Reflect, Understand, Realize Act, Check)

   Please visit the following sites:

   









Notice:   This email address is a private property of Holy Gardens Group and its contents are private and confidential.    Its contents and attachment  may not be copied nor forwarded to parties other than the ones intended to,  nor can the contents be used other than the original intent  You are advised to delete the message you received if in case it may have been wrongly sent to your good office

January 16, 2018

Future documentation of new vehicle transaction

TO         :       TA
                     AP

Subject:   Documentation of Vehicle Acquistion,  Present and Past

You are instructed to  immediately document the transaction in the documentation of vehicles:


Show me the draft documents ASAP


Past:     L300   Calamba for CMCS  with a Promissory Note   to ERS
             L300 for Pangasinan CMCS  with a Promissory Note  to ERS

                           backlogs would have to be paid

             The G4 of   Mila Manaig charged vs. ME

Present:    Pangasinan -   PN for NV 350 12 seater   to ERS
                Calamba         PN for NV 350 premium    to  ERS

               Calapan       -   PN for Crosswind  to Calamba
               Malasiqui     -   PN for Crossiwnd   to   Pangasinan



Suggested template:

This agreement entered to by and between 

 ____________________________________________--represented by _______________   (Or ERS) hereinafter known as LENDER

                                        and

 ___________________________________________represented by 
________________________hereinafter known as the BORROWER


Whereas the borrower is desirous of acquiring a vehicle  for its increased efficiency and speed in carrying out its business;

Whereas the Borrower has the manpower, skiils and management ability to operate, maintain and pay for its monthly obligation


Where as the Borrower is very unlikely to have a good credit standing with banks  and car companies the former lacking updated financial statements and reports

Whereas the Lender has the capability to lend at affordable interest rate to get sufficient ROI for its funds, 

Whereas the borrower agrees that the Lender can have more generous terms for the repayment of the loan and more consideration

For and in consideration of the above premises, both parties have covenanted, agreed and affirmed on the following:

1.  The borrower will acquire a vehicle more particularly described as follows:

      Brand

     Model

     Year

     Described

     Quoted Price by Dealer

2. The Lender will pay in cash the car dealer in the net amount of P_______________

3.  The borrower agrees to:

      1 Pay a down payment of  ______________________________

      2.  Pay a monthly of   ______________________________________

          representing     Principal __________________

                                 Interest  __________________

       for three years

        nominal interest of 4.5% per annum straight financing

       religiously and faithfully every _______of the month without need of demand

    3. Pay the comprehensive insurance every anniversary day of _________________
       endorsed to the Lender without need for demand

    4.  Hire  a qualified and competent driver with professional drivers license to drive the 
         said vehicle safely 

    5.  Subject the vehicle to regular and rigid maintenance schedule .  Keep the vehicle in 5 always, looking and smelling clean

    OTHER CONDITIONS

    1.  Proper record keeping of travel, TRT

    2.  Proper filing of OR, CR and insurance

    3. Regular training and refresher course for the driver

   4.  Only authorized driver and travel under TRT

   FOR STRICT COMPLIANCE

               

--
PAGSASANAY SA TAGUMPAY (Training for Success)




















SETTING THE STANDARDS IN INTERMENT SERVICE
Innovation creates more wealth and more customers


  Jorge U. Saguinsin

  Be a BIDDA now

  RRURAC   (Read, Reflect, Understand, Realize Act, Check)

   Please visit the following sites:

   









Notice:   This email address is a private property of Holy Gardens Group and its contents are private and confidential.    Its contents and attachment  may not be copied nor forwarded to parties other than the ones intended to,  nor can the contents be used other than the original intent  You are advised to delete the message you received if in case it may have been wrongly sent to your good office

January 14, 2018

General meeting for BPI, 3f JM staff on January 15, 2018

A request is hereby made for a general meeting and arriving at resolutions regarding goals and problems at 3f jm

Questions to be answered:

1.  How do we reach our 2018 targets

2. How do leave behind and close 2018?


I  2018 targets:

   A.   Holy Gardens

     1. SAA -    (Sales  achievement award)

                   1.  submission of marketing plans

                    2.   communications/very clear understanding of SBU

                   3.   resolution of  current problems:    request for extension, having
                         old price;  quick response from 3f

                   4.  How do you meet NCR targets

                             More cash sales

                              More IS

                             More CMCS

                               (How?  Steps to be still undertaken)

                              Improvement of interment

                              Improvement of CMCS

     2.  HR:

                  1. Hiring for destiny

                  2.  Hiring of CSS, SFC

                  3. Hiring of qualified staff at 3f

  3.   Accounting     CTA

                  1. Reaching the 1 million collection target daily

                  2.   Ageing and collection efforts  (letters and SOA)

                  3.   Forfeiture  (Targets)

                  4.  Rewards (so that customers pay at the office)

                  5.  Metba pos collection 

                           1.Account numbers id

                 6.  Saving portion of 5% collection fee

  4.  ARDDI

                1. Communication and training

                2.  Team building

               3.  System to achieve 7 days

               4. Hardware requirements  ID

               5. Manpower


      B.    BPI

       1. Management Fee  Rate

       2. Videoke fees  (collection)

       3.  New Source of revenues

                  Mark up on marketing collaterals

      4. Other sources of revenue

       C.   Majorem Lending:

    1.  Meeting retail loans accounts target

        What happened to our ads

   2. Corporate loans 

     1.Collection

     2. New loans

     3. Collection of arrears

 3.  Investments (in plots)

      1.   Equity and debt instruments

 4. Collection of funds

      1 Insurance

      2.  TFC

      3.  Other funds



II  2017

   Pending items:

   1.  SAA:

          1  Sales reports

          2.  List of sellers

          3.  Ranking and awards

          4. Docs that are undelivered

   2.  Accounting:

       1. CRB                      ICR

          and CDB                 AP

          per SBU for 2017

         ICR balances (current and arrears)

         AP balances

       2.   Inventories            

             Materials            AP

             FFE                   TA

      3.   Cash                   TA

            Reconcialiation   (Bank balance vs book balance)

     4.  Tax liabilities:

         Business taxes

        Income Tax

        VAT

      4. FS submission:

          BIR

         SEC

    5.  HR

        1. Uncompleted special offer promotions

        2.   Status of training (OJT) of new staff

        3.  Performance evaluation

             last H of 2016

             first Half of 2017



    B. Majorem Lending

     1  Missing docs/loan folders  ledgers

        1. Corporate loans

  UNDERSTAND YOUR ADMIN PLAN.  DO YOU UNDERSTAND/REMEMBER?

BE PREPARED TO ACCOUNT FOR YOUR RESPONSIBILITY
                   

--
PAGSASANAY SA TAGUMPAY (Training for Success)




















SETTING THE STANDARDS IN INTERMENT SERVICE
Innovation creates more wealth and more customers


  Jorge U. Saguinsin

  Be a BIDDA now

  RRURAC   (Read, Reflect, Understand, Realize Act, Check)

   Please visit the following sites:

   









Notice:   This email address is a private property of Holy Gardens Group and its contents are private and confidential.    Its contents and attachment  may not be copied nor forwarded to parties other than the ones intended to,  nor can the contents be used other than the original intent  You are advised to delete the message you received if in case it may have been wrongly sent to your good office

Make your life story beautiful- last words of Steve Jobs

PAGSASANAY SA TAGUMPAY



MAKE YOUR LIFE STORY BEAUTIFUL


Last words of Steve Jobs:

Image may contain: 2 people, people standing and outdoor

Steve Jobs’ Last Words

I reached the pinnacle of success in the business world. In others’ eyes, my life is an epitome of success.
However, aside from work, I have little joy. In the end, wealth is only a fact of life that I am accustomed to.
At this moment, lying on the sick bed and recalling my whole life, I realize that all the recognition and wealth that I took so much pride in, have paled and become meaningless in the face of impending death.
In the darkness, I look at the green lights from the life supporting machines and hear the humming mechanical sounds, I can feel the breath of god of death drawing closer…
Now I know, when we have accumulated sufficient wealth to last our lifetime, we should pursue other matters that are unrelated to wealth…
Should be something that is more important:
Perhaps relationships, perhaps art, perhaps a dream from younger days
Non-stop pursuing of wealth will only turn a person into a twisted being, just like me.
God gave us the senses to let us feel the love in everyone’s heart, not the illusions brought about by wealth.
The wealth I have won in my life I cannot bring with me. What I can bring is only the memories precipitated by love.

January 13, 2018

Make your life story beautiful

PAGSASANAY SA TAGUMPAY

Rizal Philippines
January 13, 2018

I propose a theme to emphasize our goal for levelling up our customer service, in line with with our mission.:
"REMEMBERING OUR LOVED ONES IN A SPECIAL PLACE IN A SPECIAL WAY"



MAKE YOUR LIFE STORY BEAUTIFUL

Related image


This is a an all encompassing theme:

What can be your role?   How do you utilize this to sell more, endear the customers further with us:

1.  We make the park more beautiful;  landscaping and decor

2.  We make the tributes better the  service better; so that  people will remember life, not death

3.  We make more beautiful stories in tributes

4.  We remember the deceased, the dearly departed better

5.  We encourage our brethren to live a beautiful life, including our staff to live in the spirit of giving rather than taking, and being a man for others

Personally, we think only of good things not bad, happy, not sad.

We sing a song...We smile

Time lost is gone forever, use it well and make a difference in this world

PAGSASANAY SA TAGUMPAY

The video tells of 4 things that can not come back, once gone, gone forever:   words that we speak, opportunity, stones thrown into a river, and lastly time.

An average person as 70 years to live that is 70 x 12 =  840 months.   If we place 840 marbles in a jar, we can easily how fast the number of diminished once we remove twelve.  Use your time wisely.

Accomplish, achieve something. Plan what to do. and DO IT.  Dont be content to be a 8 to 5 person or member of 501 club.  Magtrabaho tayo.

Make a difference in this world.  Do something that  people and world will remember you by.

Make DENT IN THE UNIVERSE.  Will you?

Can you


Inspiration for themes, and other interment decors

PAGSASANAY SA TAGUMPAY

Rizal  Philippines
January 13, 2018

These were observed today at the Formation Center.  The church hand maidens were decorating the carosa for procession (Sto Nino?) and they can be benchmarked (copied) for our themes and motifs. CSS 2 be inspired:

                                                           Holy Angels

                                                     Masks and flags

                                                  Fresh Flowers and tikiw

                                                       Garden theme


                                                              Cut out paper decors crepe paper

                                                          Fresh flowers

                                                       Flaglets and flowers


                                                             Colorful paper cut out decors

Blessing of the Urvan 350 bound for Holy Gardens Calamba and Pangasinan

PAGSASANAY SA TAGUMPAY

Rizal Philippines
January 13, 2018

                                           At the  right is the premium Urvan with High Roof

                                         The Ordinary for Holy Gardens Pangasinan

                                           Back view of Premium van

1. Objectives:

        1.  To level up IS and CMCS which are GP generators
        2.  To generate more IS and  CMCS revenues to generate more NCR and more NCR
              incentives

2.  Execution of the plans

As was planned and envisioned the first two of the three new vehicle acquisition to level up our CMCS were delivered by Nissan Mandaluyong, paid for  in cash to be amortized by the SBU

1.  Nissan Urvan 350 12 seater   for Holy Gardens Pangasinan
2.  Nissan Urvan 350 12 seater Premium for Holy Gardens Calamba

     In the meantime, the Crosswind of  Calamba shall be sent to Calapan;
     the Crosswind of Pangasinan shall be used at Malasiqui.

    In due time, as we acquire the Navarra for Morong, the DMax shall be sent to La Union

Nissan is known for strong aircon (Calsonic)   The aircon of the above are designed to cool everyone equally. For the ordinary, the aircon is lined up lengthwise vs the across lay out of most vans.

For the Premium the aircon is directed towards each individual seat, is tall and spacious and passengers can walk up straight as in a bus.

     They will be used to tow karuwahe for GE and Niche  buyers for interment service;
     and in lieu of hearse for CMCS.

    While towing the karuwahe, the  bereaved family rides in the  airconditioned comfort of the van

WTDN:  Action Plans

     1.   Execution of PN by Calamba and Panga in favor  of the cash buyers:  4.5% per annum for 3 years
     2    Execution of PN by Calapan  for Calamba, by Malasiqui for Pangasinan
     3.  Hiring of drivers;
     4.  Training of driver on TPM (proper care of vehicles)
     5.  Installation of tow bar (not hook) preferably after market (not fabricated by Nissan ) or other suppliers for neater appearance

The vans at the churchyard being blessed by Fr. Christopher

                                                     The NV 350 Premium van




                                                 Ordinary van  but looking not so ordinary






                                        Sir Leandro Reyes  Fr. Christopher, Mam Elvie, Madel











January 03, 2018

Beautiful things to copy benchmark from beautiful places to transform ourselves and SBUs

PAGSASANAY SA TAGUMPAY

Rizal Philippines
January 3, 2018

We treat our staff to nice places so that they will feel good about themselves, and transform what they see at their sbus, at their respective offices



                                                          Lobby display at Fashion Mall
                                                                  Megamall



                                                                     Nice Angels




May Kaizen ba sa SBUng ito?

PAGSASANAY SA TAGUMPAY

Maruming sasakyan;  milyon ang
halaga, parang basura, kung tratohin








                                              May bangga, walang Incident Report
                                               walang sense of responsibility at accountability
                                               mga nagsisweldo;  may malasakit kaya?


                                                        Ginawang tambakan casket room;
                                                         Sana merong sense ang naruon para
                                                         mag ayos

Minimum Agenda for Friday

When:   Friday -   January 5, 2017  8am to 5 pm

Who:      Heads of SBU 3ffb:

               1.   La Union       Ms.  RCC
               2.   Pangasinan   Ms. RCG
               3.    Calamba       Ms.  VM
               4.    Calapan        Ms   Frenzie
               5.    Oton?            We send video and Oton must send 
                                            required outputs by Friday
               6.    HAMP            Ms. Joi Casi
               7.    3ffb:

               8.      BPI
               9.      MLII

What:   Minimum Outputs/Preparation/Presentation for this event:

1.   What is my understanding of the 2018 goals (planning)

      1.  Objectives KRA   (where are we going?

      2.  Strategy               (how do i get there, how to execute)

      3.  Key Activities Key Resources Needed  /timeline

           Key Activities:

           1.  Marketing

            2.  Finance

            3.  Operations

            4.  New Projects

         Key Resources

            1. Op ex

             2.  Cap ex

2.    Reflection on the mission:  ( more of personal /leadership thing)

       1.  What is/are our mission

            1.  What have I done for the mission?
            2.  What am I doing now for the mission?
            3.  What will I be doing for the mission

    3.  What is so Holy Gardens about Holy Gardens

    4.  Chart of Accounts/Significant Accounting Policies

         Abstracts to speed up transactions

         Decentralized procedures

         Rapid hiring



--
PAGSASANAY SA TAGUMPAY (Training for Success)




















SETTING THE STANDARDS IN INTERMENT SERVICE
Innovation creates more wealth and more customers


  Jorge U. Saguinsin

  Be a BIDDA now

  RRURAC   (Read, Reflect, Understand, Realize Act, Check)

   Please visit the following sites:

   









Notice:   This email address is a private property of Holy Gardens Group and its contents are private and confidential.    Its contents and attachment  may not be copied nor forwarded to parties other than the ones intended to,  nor can the contents be used other than the original intent  You are advised to delete the message you received if in case it may have been wrongly sent to your good office