March 28, 2017

Solicitation of PDCA for Health Insurance Coverage

The mention of Mr. Levi Almalvez of MB Life yesterday  about MED ASIA health insurance coverage provoked again the thought that we should have a PDCA for the continuation of health insurance benefit self managed before.  He mentioned a yearly coverage of only P3 to 4,000 only.  This office solicits proposal from the staff and officers for such benefit for employees and sellers:

When:   Probably  when the companies have shown profit of at least P15 M for the first sem, or when it comes;

Who:   Companies who have shown profitability and positive cash inflows

           Qualified employees:

           Default:    5 years or more

          Newbies:   at least R3 and  one year with the company;  no CCD for C and D offense

         Sellers:  Those who have previously been qualified for Philhealth

                        (at least 1 year seller, with SEAD and who have sold at least 100 units; those that have been defaulted or refunded to be subtracted

                       Those who have sold at least 200 units prospectively

Requirements/undertaking for the card holders:

      1.  Participation of at least 10% for the premium

      2.  Undertakes to  lead a healthy lifestyle:   no alcohol, smoking, junk food, sodasl
           and eat vegies and fruits.

    3.  Joins PE activities regularly, holds PE even in office

 Minimum coverage:    free diagnostics once a year;    at least two weeks hospital stay, with at least one major procedure covered (say surgery of P50,000)

Please canvass providers, including MB life Med Asia and submit the proposal when it you have thoroughly studied and surveyed the organization long before June  2017
    
Jorge  U. Saguinsin


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