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February 28, 2019
The new Isuzu Dmax Rz4e with 1.9 liter engine
Fwd: Suggested changes in pricing so that we are not at and we have healthy GP margins
From: Jay Gallano <filomeno.gallano@gmail.com>
Date: Wed, Feb 27, 2019 at 7:46 PM
Subject: Re: Suggested changes in pricing so that we are not at and we have healthy GP margins
To: Jorge Saguinsin <holygardens.groupnew@gmail.com>
09260531423
Please start from here and join the conversation re our visit and HAMP proposal---------- Forwarded message ---------
From: Jorge Saguinsin <holygardens.groupnew@gmail.com>
Date: Sun, Feb 17, 2019 at 2:43 PM
Subject: Suggested changes in pricing so that we are not at and we have healthy GP margins
To: Holy Gardens Pangasinan <hgmp.pangasinan@gmail.com>, <holygardens.group.memorial@blogger.com>, holy gardens memorial park <hggmp.greenhills@gmail.com>, Madel <madz2424@yahoo.com>, Don Aboga <dvaboga2006@yahoo.com>, <jeffrey_terso@yahoo.com>, <holygardens.group.feasible@blogger.com>To: Holy Gardens PangasinanHoly Gardens GreenhillsHoly Anges Memorial ParkDestiny Financial Plancc: Mam MadelSir DonSubject: Adjustment of Prices and Features of Funeral ServicesObjectives1. To cope up with the times and rectify mistakes in pricing made prior today2. To be more competitive and to capture more customers3. To lessen cost and lessen risk for non delivery of chapel service4. To enhance returns for chapel when we make investmentsReality:1. We have been careless and overdone offering chapel service for ecoono packages, even for home viewingWhat are the adjustments?1. Home viewing is available for packages below 90k, chapel viewing is for 110 and above, for econo and premium packages2. Home viewing is only 4 nights and 5 days, an additional of P1,000 per night is to be charged in excess of 4 nights.IC must be informed of 1 and 23. For free chapel use of package above 90k, it is only 3 nights and 4 days, but shall be offered at 2 nights and 3 days for promo purposes4. Chapel use/rentalMorong and Pangasinan (Chapel size of about 100 sm are almost identicalin size. (belongs to the Premier Category of Heritage which is P230,000 withBates CasketThey could be offered only as a package not on a per night basis and withfuneral service as we are doing now.Our chapels will be provided with 2 2.5 hp Inverter aircon (both) and Pangasinan will be renovated similar to MorongMinimum package for 4 nights 5 days is P72,000.00This is inclusive of use of the viewing room and family room@ P10,000 per night = P40,000.00 and P32,000.00 FS casket(two aircon per viewing area, plus the one at family room boostselectricity expenseShould they have another servicing mortuary, we will give them a 20% discount or 14,000 or net price of P58,000. The ideal is for them is to go direct to us for services because they can save...Once there is another servicing mortuary using our chapel, their names/brand evaporate. Only Holy Gardens Holy Angels shall prevail: no tarpaulin or other branding for themFor comments and suggestions--PAGSASANAY SA TAGUMPAY (Training for Success)Jorge U. SaguinsinYOUR OFFICES ARE TO REFER TO THESE ON QUESTION ABOUT PRODUCTS information and pricing. Please RRURACHoly Gardens One Stop Shop (Master Brochure)1. LET US WORK TOGETHER TO CREATE BEAUTIFUL LIFE STORIES (not worries)2. BIDDA: BELIEVE, INSPIRE, DREAM, DO AND ACT3. Read and answer all email and texts. Be responsible4 RRURAC (Read, Reflect, Understand, Realize Act, Check) # 35. Makipag TIPAN - IGALANG ang mga nasusulat: CCD handbook at MCPag uusapan sa am talkYOUR OFFICES ARE OBLIGED ORDERED TO UPDATE THEIR POSTS AT THE FOLLOWING SITES: (they have been placed here for your easy reference)Weekly posting at HolyGardens Communications and Best PicturesNotice: This email address is a private property of Holy Gardens Group and its contents are private and confidential. Its contents and attachment may not be copied nor forwarded to parties other than the ones intended to, nor can the contents be used other than the original intent You are advised to delete the message you received if in case it may have been wrongly sent to your good office--PAGSASANAY SA TAGUMPAY (Training for Success)Jorge U. SaguinsinYOUR OFFICES ARE TO REFER TO THESE ON QUESTION ABOUT PRODUCTS information and pricing. Please RRURACHoly Gardens One Stop Shop (Master Brochure)1. LET US WORK TOGETHER TO CREATE BEAUTIFUL LIFE STORIES (not worries)2. BIDDA: BELIEVE, INSPIRE, DREAM, DO AND ACT3. Read and answer all email and texts. Be responsible4 RRURAC (Read, Reflect, Understand, Realize Act, Check) # 35. Makipag TIPAN - IGALANG ang mga nasusulat: CCD handbook at MCPag uusapan sa am talkYOUR OFFICES ARE OBLIGED ORDERED TO UPDATE THEIR POSTS AT THE FOLLOWING SITES: (they have been placed here for your easy reference)Weekly posting at HolyGardens Communications and Best PicturesNotice: This email address is a private property of Holy Gardens Group and its contents are private and confidential. Its contents and attachment may not be copied nor forwarded to parties other than the ones intended to, nor can the contents be used other than the original intent You are advised to delete the message you received if in case it may have been wrongly sent to your good office
February 27, 2019
Re: Notification to our JV partner prior to launch of Discount Card and Privilege Card to PWD 20/20
Please draft isend sa mga JV partnerSirs/MamSubject: Discount Card and Privilege Card to Senior Citizen and PWD Twenty Twenty______________________________________________We are launching two promos this year to help us attain our Collection and Sales Target1. PTMThis is addressed to our two target segments:Beneftis1 to 59 Discount Card less 10% for all at need products and services60 and above at need. Privilege Card. less 20%/20% for all at needproducts and servicesA. Discount Card1. . Objectives:1.To capture larger segment of the at need market0.05 of the populationTotal Population EstimatedAnnual IntermentsSan Carlos City 188, 571 943Calamba 454,487 2,272La Union 121,182 606Malasiqui 130, 275 651Calapan 133,983 670Oton 89,115 446Morong Rizal 58,118 291Total 1,175.531 5.879This is a potential market for say P50,000 per dead x 5,879 = 293,950,0002. To strengthen our influence at LGU political units: Barangay and theTown City hall3. To capture say 20% of the death rate in Municipality/city(Specify the share and potential sales)Mechanics Discount Card1. We will print 1,000 discount card for each municipality, but only 500 forMorong and Iloilo City2. Through the Mayor, we will give them to VM, Councilor and Barangay head.which they can use for assistance to their at need cosntituents3. Upon endorsement of the mayor, vm, councilor and barangay head, and presentation to our HGMP SBU, the beneficiary is given the discountThis is our assistance to our candidates and the bereaved families at the sbu..4. Terms and conditions:Computation:Since this applicable only to the at need prices, which is plus 20% ( actually/ 0.80) the mark up is reduced by only 10% and does not affect our sharing and /or our margin2. Privilege Card For Senior Citizen PWD twenty twenty2. Objectives1. To capture the SC population (which is large and growing 8.2% of totalpopulation to do business with us; so that we dont lose them tocompeitor: because of a very attractive value proposition: less 20 less 20Total Population Estimated Senior CitizenSan Carlos City 188, 154 15,428Calamba 454,487 37,267La Union 121,182 9,937Malasiqui 130, 275 10,682Calapan 133,983 10,987Oton 89,115 7,307Morong 58,118 4,766Total 1,165,263 95,2412 To participate and capture a market that is nearly at need and aboutto be at needTotal Potential Market: 95,241 x P65,000 (the limit of our Privilege Card)= P6,190,665,000 This is a billion marketWithout moving an inch and making additional cap ex, we are creating a5.8 billion market.OUR MOTTO; You only live and die once. Give it your best3. Mechanics1. We are giving this as a reward or as lure for buyers: for those who boughtwe will give one free application form. For those who are interested , theymust first buy one from us.2. We distribute house to house or through our agents. Our goal, 20% of thesenior population for each areaPopulation SC Pop Target # of MembersSan Carlos City 188, 154 15,428 3,086Calamba 454,487 37,267 7,453La Union 121,182 9,937 1,988Malasiqui 130, 275 10,682 2,187Calapan 133,983 10,987 2,198Oton 89,115 7,307 1,461Morong 58,118 4,766 9,5322. The benefits are less 20% and less 20% for products and services:For at need only. This is sagad to the bones promo.But this is actually does not make much dent to our sales margin1. Less 20% and less 20%Less 20% of 100% = 20%Less 20% on 80% = 16%Total of only 36% on gross2. Vs. the discounts:SC discount 20%VAT 12%Total 32% only were removed from Salesprice which could have come frominsurance, ME or Collection Fee3. Based on computation of NLP which is 47.2%100 - 36 = 65 - 16.8+4. Simulation:Pre Need At Need Privilege Card Price/0.80Plot P60,000 P75,000 48,000IS 27,000 33,750 21,600FS 40,000 50,000 32,000Total 127,000 158,750 101,600Mas Mababa kaysa pre need price Sure na affordableinterment ng senior sa reasonable price...Ang laki ng tipidP25,400 cheaper vs pre need... Ano pa hinihintay mo.IBILI NA SI TAY SI NAY SI LO.4. Terms and conditions for Privilege Card Twenty TwentyERMS AND CONDITIONS1. Applicable to all Holy Gardens Products and services whether singleor in combination: plots, ash crypts, interment service, funeralservice in cash...2. For at need purchase only;3. Single use only; husband and wife shall apply for separate membership4. Not assignable or transferable5. Not commissionable, applicable only at place of issue;6.. Not applicable with other promos or discounts7. For purchases of P65,000 and above only, for below only 20%discount shall apply8. Shall be valid with the presentation of deceased SCA or PWD card9. Validity - lifetime, unless otherwise totally revoked by issuer for all cards
10. Lost cards may be replaced for a fee. Contact Number.-x-x-x-x-x-x-x-x-xPAGSASANAY SA TAGUMPAY (Training for Success)Jorge U. SaguinsinYOUR OFFICES ARE TO REFER TO THESE ON QUESTION ABOUT PRODUCTS information and pricing. Please RRURACHoly Gardens One Stop Shop (Master Brochure)1. LET US WORK TOGETHER TO CREATE BEAUTIFUL LIFE STORIES (not worries)2. BIDDA: BELIEVE, INSPIRE, DREAM, DO AND ACT3. Read and answer all email and texts. Be responsible4 RRURAC (Read, Reflect, Understand, Realize Act, Check) # 35. Makipag TIPAN - IGALANG ang mga nasusulat: CCD handbook at MCPag uusapan sa am talkYOUR OFFICES ARE OBLIGED ORDERED TO UPDATE THEIR POSTS AT THE FOLLOWING SITES: (they have been placed here for your easy reference)Weekly posting at HolyGardens Communications and Best PicturesNotice: This email address is a private property of Holy Gardens Group and its contents are private and confidential. Its contents and attachment may not be copied nor forwarded to parties other than the ones intended to, nor can the contents be used other than the original intent You are advised to delete the message you received if in case it may have been wrongly sent to your good office
February 24, 2019
Suggested Improvements at Holy Gardens Pangasinan, park, crematorium and CMCS
To : Jeff, RCG
Some instructions re making our funeral service more efficient and less prone to anomaly
February 23, 2019
Re: Proposed sales policies for Holy Gardens Chapel Memorial Care Services (Funeral Service) and Cremation
To : Mr. Jeffcc: RoshelDon AbogaRe: Proposed Sales Policies for CMCS and CrematoriumI saw the P N L of the proposed cash advance for Zacarias interment which got an P80,000 discount as recommended because of damaged with scratch casket.Some notation:1. The P N L is measly P23,000.2. Suddenly may agent. There was no reported Agent hence nagbigay ng discount. Next time, when we give huge discount wala nang ahente.3. Requests for discount shall be strictly discouraged . We give only full service. If there are defective casket, we do not sell this, We have them repaired or replaced...Full quality and full service only4. When there discounts, it has to be made clear in the sales agreement thatservice features shall be discounted.5. If the customer and agents are benchmarking past mistakes of underpricing of our caskets and over delivery of features, such are to have incident reports and audited (as mentioned in December that what was reported as Senior Tapiada is actually a Metal Flexi.... An immediate submission of such IR is requiredSuch pernicious abusive practices of our staff are to be investigated and found correct be made to pay for the price difference. aside from explanation.(MT and PT) Immediate submission of the same is appreciated.As for reported misconduct of agents, this sales policy is being prescribed for disseminationThe following are the suggested sales policies for cremation, and chapel services at new Holy Gardens Chapel Memorial Care and Services and Cremation
1. Accreditation of sales agents:
Sales agents and other officers need to be accredited and trained at Holy Gardens Chapel
1. There is a separate group and selling is not automatically authorized; there is a separate
training and accreditation.
2. Sales policy for this business is separate and distinct from that of plot sales
3. The cremation and chapel services agents shall attend a seminar in which the features of
the various services and packages are enumerated.
4. The accredited agents shall accept agree and sign in to the prescribed terms and conditions
of the sales policies and be issued separate sales authority...
2. Commission rate is as follows which may be outright or paid by pay card (when accredited)
; not later than 14 days after the signing of the sales agreement
3. Commission rate:
Referral fee
Sub agent
Main agent
based on 70% of the package price less WT as required by law.
This rate is based on gross price and will be reduced accordingly if:
1. There is a discount request;
2. Senior citizen pwd discount
4. Recognition of agents:
Agency is recognized when:
1. There is previous registration by written note, viber or email, sms duly answered by the office
2. The agent accompanied the deceased family
3. The name of the agent is duly recorded at the sales contract and the agent signed the same
If any of the above is missing, the commission shall not be paid and without proper training
and accreditation
. 4 There are no in house agents and standby of the agent at the chapel is discouraged... Walk in
customers can only have agents when 1 to 3 are followed
5. The features of all packages are described and written at the sales contract and prescribed in
clear book, brochures, and power points which shall be sole basis for rectification of complaints
Price lists. Nothing that is unwritten shall be communicated to the customers. No form of dishonesty
in advertising, misrepresentation shall be allowed
6. The agents, officers and employees of the company are all enjoined to strictly abide by published
features and shall not make exaggerated claims or announcements to the customers. Anything
that is not written at the brochures and being claimed by the customers shall be shouldered
by the concerned agents.
Repeated violation of # 4 and #6 is a ground for disaccredititation of the sales agents
7. Nothing in the mistakes in the past employees and officers shall mean the continuance of said errors...
8. The published features of the packages are as follows:
Funeral Services (at need and pre need)
Cremation Services (at need and pre need)
(PLEASE MAKE AS AN ANNEX)
9. All sales of funeral and cremation services shall be in black and white and properly documented, and the agent being made to witness the same. No further increase in features and no other deduction shall be made in the sales contract and requests outside the contract that will adversely affect the viability of the agreement.
9. Discounts:
Our prices and features are to be made competitive and budgeted
expenses prescribed. We go by published prices and discounts will be
allowed for PWD and SC as prescribed by law...Extraordinary discounts will not granted It is understood that for
discounts, service levels features shall likewise be discounted and
explained to the customer. Agents and employees must subsribe to
and abide by the said sales contract
--PAGSASANAY SA TAGUMPAY (Training for Success)Jorge U. SaguinsinYOUR OFFICES ARE TO REFER TO THESE ON QUESTION ABOUT PRODUCTS information and pricing. Please RRURACHoly Gardens One Stop Shop (Master Brochure)1. LET US WORK TOGETHER TO CREATE BEAUTIFUL LIFE STORIES (not worries)2. BIDDA: BELIEVE, INSPIRE, DREAM, DO AND ACT3. Read and answer all email and texts. Be responsible4 RRURAC (Read, Reflect, Understand, Realize Act, Check) # 35. Makipag TIPAN - IGALANG ang mga nasusulat: CCD handbook at MCPag uusapan sa am talkYOUR OFFICES ARE OBLIGED ORDERED TO UPDATE THEIR POSTS AT THE FOLLOWING SITES: (they have been placed here for your easy reference)Weekly posting at HolyGardens Communications and Best PicturesNotice: This email address is a private property of Holy Gardens Group and its contents are private and confidential. Its contents and attachment may not be copied nor forwarded to parties other than the ones intended to, nor can the contents be used other than the original intent You are advised to delete the message you received if in case it may have been wrongly sent to your good office