Some notes on the filling up of forms for PPA

TO     :   HGGMP

              Attention:  Ms Lennie Baylon

                                Ms Shierallente Pollentes

                                Ms. Catherine Villegas

cc:     Mam Madel

          Ms. Jennifer

Defects in accomplishment of documents for the Hataw that need to be improved/corrected by April 1, 2017

Objectives:

1.  On time delivery of documents to the customer in 7 days;

2.  Nice and clean appearance of finished documents for delivery to the customers

Reality:

1.  Of the 457 PPA and after stoppage of Hataw in Calamba still 129 are still unsent to 3ffb as of todate. The SBU promised sending the all by Monday, March 27, 2017.  in order to resume the Hataw.  (This is not unique for Calamba.  Pangasinan which reportedly promised early submission has not done so;  of the 800 reported sales, only 100 has been submitted.  If by Monday, they do not submit, we have to likewise suspend Hataw sales, so that they may be able to overcome the backlog.

2.  Some defects noted:

     1,   Two staffers have been observed to habitually sign the PPA for in behalf of the company:     SP 5x, CV, 2x.  I gave up signing those docs signed by SP because customers will doubt who is the real officer if not making the PPA look untidy. Plese take a look at how we should process our documents

     2.  Insureable /non insureable

          1.  A 68 customer was marked insureable, a 57 customer was marked non insureable.   (Please review the standards)

     3. Legible handwriting:

        1.  800 appearing as 000, or sun

        2.  48,00   instead of 48,000.00

        3.   Figures must have centavo sign:   48,000.00

    4.  Write hard using a ball pen.  The 3ffb copy cant be read.   Records assistant be sure you rewrite  the data

    5. SOCPN

        Witness, those who receive the money, those who initial the contract must

        SIGN OVER COMPLETE PRINTED NAME

     

       It is difficult to guess who signed

   6.  Timeline

         We need to deliver the documents within 7 days after it was signed I am signing docs now, 3/31 for those documents that were signed last 3/1/2017.  A lot more efficient work, hard work, and sense of urgency needed here.

         We must hire asap and get more efficient employees who are dedicated and hard working.

   7. Too much erasures and paint

       Let us avoid them. Do it right the first time

BIDDA

Yes we can do it.

    

   

Jorge  U. Saguinsin

The Holy Gardens Group - "THE MEMORIAL EXPERTS"

Holy Gardens Plus  - about sales of services as addition to the plots bought

Destiny Financial Plans Inc  - about duly licensed memorial plan for sales

Griefshare   -  free obit posting

Holy Gardens Best  - best pictures

Landscaping ideas - gorgeous landscaping ideas

CONFIDENTIALITY NOTICE/disclaimer:   The information contained herein is strictly confidential in nature and is the property of Holy Gardens Group and intended only for the intended recipient and its  reuse,reprinting or taking action other than the intended party is strictly prohibited. Holy Gardens assume no responsibility liability arising from such unauthorized use.

RRURAC:    Read, Respond, Understand, Reflect, Apply and Check   SBUS and their staff are obliged to vist the said site to comment.  It is a way of having shared learning

BIDDA:    BELIEVE INSPIRE DREAM DO ACHIEVE

Google.com+/HolyGardensGroup

HGPMP Staffs P.E Activity, March 31, 2017

PAGSASANAY SA TAGUMPAY

Tentative ranking of SBUS and SBUs for Hataw Sales

PAGSASANAY SA TAGUMPAY

We rejoice with the tentative winners, for the first month of Hataw.  MABUHAY kayo.

These are based on unofficial, without PPA sales results. We will come out with official ranking based on deposit slips, OR and PPA (so make sure they are submitted promptly)


Hataw pa more.   Hindi pa final ito.  May isang buwan pa


SBUS ranking:  (as of March 30 2017)
                                                                             Units                                          %
1.   Pangasinan                     -  897                          123
2.   Oton                               -   506                          178
3.  Greenhills                       -   457                            63


Sales /Sellers  Ranking:

1.  Priscilla Garcia                -  302                          Pangasinan
2.  Fortunata Fernandez       - 123                          Pangasinan
     Manuela Manaig            -   123                          Greenhills
3.  Teresita Mariano            -   121                          Greenhills
4.  Vivian Sison                   -    114                          Pangasinan
5.  Jose Marie Portillo         -     80                          Oton
6.  Myra Quintas                 -     76                          Pangasinan
7.  Cesar Marcellano           -     58                          Pangasinan
8.  Cecille Valencia             -      38                          Oton
9.  Manuel Valdrize             -     29                          La Union
10 Marietta Cocjin              -     27                          Oton

Many still can do more and sell more, hataw pa more because bulk of our sellers are still below 20.
Who knows how many can sell pa more and end pa more

Of the topnothcers:

Pangasinan                   -  5
Oton                             -  3
Greenhills                     - 2
La Union                      -  1

Ranking of our sellers for Hataw

Congratulations to top notchers

<Sana we can have a grid/excel file>

CONGRATULATIONS TO THE TOP NOTCHERS
AND THOSE TRAILING BEHIND.  KEEP UP THE PACE.  
WE HAVE ONE MORE MONTH TO GO.

ANYBODY CAN STILL BE ON TOP AND BE THE WINNER
AIM TO REACH 100% OF YOUR TARGETS

A LOT OF PRIZES AWAIT THE TOPNOTCHERS AT EACH 
SBU PROVIDED THEY REACH 100% OF THE SALES TARGET

                    Ranking of our Sellers

HGLUMP

Team Dolphins:

SD: Erlinda Munar:0

      Downlines:

      Manuel Valdriz: 29 units

      Josefina Erese: 2

     Gloria Lubian: 

     Filomena Balicha: 2

     Leonida Campos:1

Independent Sales Execs:

    Ruth Rayray: 16

    Emerita de Guzman: 1

    Lorelei Tangonan: 3

HGPMP

HGGMP

HGCMP

HGOMP

--

Thank you,

Marjorie B. Miranda

Sales Admin Assistant

What to learn from CFO of Ayala and Metro bank conglomerates

PAGSASANAY SA TAGUMPAY

Rizal Philippines
March 30, 2017

There are certainly much to learn from them like from Jose Teodoro Limcaoco, who graduated from Stanford U, and Wharton. and Francis Suarez, MBA candidate at Ateneo, CEO of GT Holdings (the investment arm of George Ty family)

Mr. Jose T. Sio, the CFO and EVP of SM Investment Corporation did not make it.

You should also understand the investment strategy of the Holy Gardens group

investment in related and congruent business (that are relevant to memorialization)

     1. chapels

     2.  crematorium

     3.  memorial plan company

     4.  trading of memorial plots to attain higher than 10% return per annum (better than mutual funds

When we hire investment assistant at MLII, he she should level up to this level of skill

Read more

CFO Forum at 50th Anniversary of AGSB

HGPMP Staff with the New IDs

PAGSASANAY SA TAGUMPAY

Darlyne, Shel, Ac, Nova, Alberto, Pablo, Ronnie & Juanito

Sa wakas, in compliance with "On being faithful"  Start small,   A well managed company starts small like every body wearing their id.

Construcion of Drainage & Road works at HGPMP 3.27.17

PAGSASANAY SA TAGUMPAY

Start area of unfinished Road & Drainage of Garden Estate

AM talk today 3/29/2017

Topics:

1.  Good to great:   the importance of discipline

    What is discipline?

Importance of discipline to success

2.  Disciplined Execution

CULTURE OF EXECUTION—LARRY BOSSIDY

K—Know your people and your business

I—Insist on Realism

S—Set clear goals and priorities

F—Follow through

R—Reward the doers

E—Expand people's capabilities

K—Know yourself

3  Reemphasis on time management, importance of time, punctuality and attendance

.4.  Secrets of success:

 SECRETS OF SUCCESS

1. Hard work 
2. Hard work
3. Hard work
4. Hard work

5. Know what you want
6. Keeping your word

COMPONENTS OF BEING FAITHFUL

S—Start small

B—Be on time

D—Do the hardest job first

O—Organized your life

W—Welcome Responsibilities

A—Accept Correction

P—Practice self-denial

MESEL  (6 S   SIX SIMPLE SECRETS OF SUCCESS AT STARBUCKS

             BY SCHULZ)

M 1 ake it your own

E  -- Everything matters

S  -- Surprise and delight

E  -- Embrace resistance

L --  Leave a legacy

Jorge  U. Saguinsin

Solicitation of PDCA for Health Insurance Coverage

The mention of Mr. Levi Almalvez of MB Life yesterday  about MED ASIA health insurance coverage provoked again the thought that we should have a PDCA for the continuation of health insurance benefit self managed before.  He mentioned a yearly coverage of only P3 to 4,000 only.  This office solicits proposal from the staff and officers for such benefit for employees and sellers:

When:   Probably  when the companies have shown profit of at least P15 M for the first sem, or when it comes;

Who:   Companies who have shown profitability and positive cash inflows

           Qualified employees:

           Default:    5 years or more

          Newbies:   at least R3 and  one year with the company;  no CCD for C and D offense

         Sellers:  Those who have previously been qualified for Philhealth

                        (at least 1 year seller, with SEAD and who have sold at least 100 units; those that have been defaulted or refunded to be subtracted

                       Those who have sold at least 200 units prospectively

Requirements/undertaking for the card holders:

      1.  Participation of at least 10% for the premium

      2.  Undertakes to  lead a healthy lifestyle:   no alcohol, smoking, junk food, sodasl

           and eat vegies and fruits.

    3.  Joins PE activities regularly, holds PE even in office

 Minimum coverage:    free diagnostics once a year;    at least two weeks hospital stay, with at least one major procedure covered (say surgery of P50,000)

Please canvass providers, including MB life Med Asia and submit the proposal when it you have thoroughly studied and surveyed the organization long before June  2017

    

Jorge  U. Saguinsin

The Holy Gardens Group - "THE MEMORIAL EXPERTS"

Holy Gardens Plus  - about sales of services as addition to the plots bought

Destiny Financial Plans Inc  - about duly licensed memorial plan for sales

Griefshare   -  free obit posting

Holy Gardens Best  - best pictures

Landscaping ideas - gorgeous landscaping ideas

CONFIDENTIALITY NOTICE/disclaimer:   The information contained herein is strictly confidential in nature and is the property of Holy Gardens Group and intended only for the intended recipient and its  reuse,reprinting or taking action other than the intended party is strictly prohibited. Holy Gardens assume no responsibility liability arising from such unauthorized use.

RRURAC:    Read, Respond, Understand, Reflect, Apply and Check   SBUS and their staff are obliged to vist the said site to comment.  It is a way of having shared learning

BIDDA:    BELIEVE INSPIRE DREAM DO ACHIEVE

Google.com+/HolyGardensGroup

Why you should buy a life plan now - HOLY GARDENS (Destiny) Life Plan

PAGSASANAY SA TAGUMPAY

Life is beautiful, plan for life; buy a life plan now

Life is beautiful, plan for life

Rizal Philippines
March 26, 2017

Slowly but surely we are spreading the good news. We are offering an innovative life plan first starting in Angono, Rizal.  We have partnered with a leading mortuary in Angono offering excellent and preferred customer service for the past 12 years.  Our life plan and their service will make a great team combination

List of Authorized Life Plan Companies by OIC

It is important that this last important link in the memorialization phase of life be provided. Now that you have plot where to bury your deceased?  What else do you need?  A service of course.

We all need this product every one of us;  no one wants to leave this life so early or prematurely.  But one day, as all have meet our creator;  He will get back the life He lent us.  And when that time comes, are we ready or have we prepared our family for that?

(Or we shall leave them with tears, heart aches, troubles and even debt the mortuary.

Hence, every Juan must have a life plan (indeed it is for the living, because it takes care of the problems of the living, the beneficiary

The product: 

Our first plan for sale, which has been duly approved by Office of the Insurance Commissioner (the highest governing body of the Life Plan Company) (equivalent of BSP to banks) is White Rose;


Its features:

Price:     P30,400 contract price;   60 months to pay,  P604 monthly.  Very cheap and affordable.

              Cash  P28,880

Memorial Service:   Generic casket -  OMB full glass, wood casket,  free pick up within 25 km radius, home viewing for 7 nights,   with free funeral packs, 7 days embalming



Insurance Protection during the paying period

The plan holder is adequately protected by a rider, that in case something happens to him/her, if he/she is of insurable age and health, his amortization is deemed paid, and the principal which he/she paid shall be returned to him

Investment

 The purchase of a life plan is indeed an investment:

   1. The planholder is protected from price increase (caused by inflation) since the Company and the planholder has an agreement

  2. The plan is usually 20% cheaper than the listed at at need price

  3.  The plan can be transferred to a third party even partially or fully paid for an equal price or a gain.

  4.  Liquidity -  the plan can be terminated any time, and cash surrender value can be had by planholder (  at 100%) beyond the paying period.

  5. Increments - when the company gets higher yields on its investment, there can be additional increase in the plan value (which can be additional cash benefits for the plan holder

As we go further in this business more innovations can be made and more benefits can be provided to the plan holder.

Thus, our plan holder can have a new way of enjoying our life plans

Assurance

Holy Gardens Group is a trusted company and is in business for the last 34 years and has been known to be consistent in its growth, is profitable, and has complied with all its commitment to the customers, and and govt regulations.

Destiny LIfe Plans is duly authorized by the Office of the Insurance Commissioner one of the remaining 18 remaining pre need companies, one of the 4 offering life plans

It has 11 sites nationwide with 4 sites with memorial assets (chapel and mortuary facilities)  It is investing in 2 crematorium now, and has 4 existing chapels.

It inventories nationwide totals into billions and can answer its obligation (Memorial services, unlike educ and pension plans are stable in price since there are many mortuaries and suppliers of caskets and sudden swings in prices is very unlikely that will take down a life plan company. The only surviving pre need companies are life plans and are growing strong (and all of them are memorial assets) Those who went down and belly up are pre need companies in educ and have no school assets. First plan, owned by the Tancos is a  good business and good business model, because it has a school system -  STI.  All sound pre need companies must have assets for the product it is selling. Thus HMO must have hospitals, so that they are beholden to hospital owners now (in case they unjustly increase prices

For more details, even being a seller:

PLEASE CONTACT:

1. Ms Joyce Ibanez    Marketing and Sales Coordinator   Destiny Life Plans

  Call or text              0936 473 2525

                                  holygardens.group@gmail.com

                                <jocelynibanez.destiny@gmail.com>

                                or any of her sales consultants near you

2.  Ms. Marjorie Miranda  Sales Admin  -  Holy Gardens Group

 Call or text           0917 305  6985

                              0922 877 0808

                             bpi.records3ffb@gmail.com

We shall have a motorcade by April 8, 2017, and transfer to our satellite  office, at 3rd floor also at Mercedes Building at Manila East Road, Angono, Rizal, near 7 11 at the crossroad to East Ridge, in front of Scrap yard.. There we intend to capture progress and the vibrancy of the growth of Angono and Rizal

Our main office is at 2F Amber Building,  Bayani Rd. BGC, Taguig City

                       

We are ready to grant 50% of the incentives/prizes if we reach 2,500 units or P100,000,000 sales figure by March 31, 2017. LET US

When can Calamba have them delivered so that we can resume.  We need to reach 2,500 by end of the month (that is by Friday)

SHALL WE?   Can we?

This office is ready to order the release of 50% of incentives if we reach 2,500 # of plots or 100,000,000 worth by end of the month March 31, 2017  (Subject to Terms and Condition)

based on submitted and fully filled up PPA, with OR, and supported by deposit slips,  No further slip ups

Jorge  U. Saguinsin

Let us reach 2,500 sales achievement by Friday, March 31, 2017

We slowed down considerably due to halting of sales at Greenhills, which is all ready about two weeks.   It was reported

that we are ready to resume tomorrow.  However, we only had about 100 accounts of ppa with us.

When can Calamba have them delivered so that we can resume.  We need to reach 2,500 by end of the month (that is by Friday)

SHALL WE?   Can we?

This office is ready to order the release of 50% of incentives if we reach 2,500 # of plots or 100,000,000 worth by end of the month. March 30, 2017  (Subject to Terms and Condition)

TO BE BASED ON SUBMISSION AND VALIDATION OF PPA (Ito malaking challenge)

By April 1, 2017, all  official  sales report shall be based on valid PPA (signed completed. with OR, and money deposited in the bank (or, deposit slips)

Jorge  U. Saguinsin

HOLY GARDENS GREEN HILLS MEMORIAL PARK WEEKLY KIAZEN REPORT WEEK 13 MARCH 25,2017

PAGSASANAY SA TAGUMPAY For kaizen reports: You must post pictures under this template duly classified. Answer and provide pictures for all headings. COMPLY AND UNDERSTAND.


                                              1. Pics of office (storage, files)/chapel, cr

                                                         Will Clean Cr  inside the office

                                                        Organize  stock  room

                                            2. Pics of site (the park) beautification/construction

                                                   Will  Trim landscaping beside the office

                                                                new cut  grass

                   3. Pics of warehouse inside and outside; SHOW INVENTORIES AND LOCKS

                                                      picture of  Materials  and locks

                4. Pics of inventory of equipment (especially of those non operating) and materials

                                                              Inventory  of  marble

                                                          5. Pics of operational equipment

                                                          Our Company Service parking Area

                                                                our water Dispenser

Holy Gardens Pangasinan, Kaizen Report, Week 13, March 25, 2017

PAGSASANAY SA TAGUMPAY

 1. Pics of office (storage, files)/chapel, cr 

Receivables

Bio-metric Device

Permits

Office Stock Room

Inside Office Arrangement

 2. Pics of site (the park) beautification/construction 

Water Falls

Newly trimmed ficus

Trellis in front of Chapel

Japanese Garden beside ash crypt

Lawn 5A

In front of Office & Chapel

Island 1

Promo Tarps along the Highway

Newly Repaired(welded) Gate

Newly Painted Gate

Newly Painted Fence

Schedule Board(outside)

 3. Pics of warehouse inside and outside; SHOW INVENTORIES AND LOCKS

Outside Warehouse

Lock

Inside

 4. Pics of inventory of equipment (especially of those non operating) and materials

Mercedes Benz

Inventory of vault - 20pcs

 5. Pics of operational equipment

Karuwahe

Expedition

L300

TLC

Patrol TFN573

Crosswind