May 22, 2013 report by Majorem Lending (Eddie B) highly rated

Sample of almost perfect daily report.  Please benchmark other sbus

---------- Forwarded message ----------
From: Holy GardensGroup <holygardens.group@gmail.com>
Date: Thu, May 23, 2013 at 11:49 AM
Subject: Re: May 22, 2013 report
To: Majorem Investor <majorem.lending@gmail.com>

Kulang pa rin do, check, and act sa how did you manage the business.  -10  Rate  90

On Thu, May 23, 2013 at 10:44 AM, Majorem Investor <majorem.lending@gmail.com> wrote:

Sir sorry for late sending 

Good evening Sir,

1. How do I  Manage Majorem 

Our today objective 

Collections

Retail Loan - 17,500 per day

Corporate Loan -  525,000 per month

Fund collection -  Ave. 50,000 per day

Releases  

Retail Loan - 125,000 per week 

Corporate Loan  - 500 k per month Ave.

Activities chosen to meet the goal on retail loan collection for the day 

Collection Retail loan

Yesterday I made a contact with Cecilia Dayap a long time delinquent, she receive demand letter and she decide to pay a promise of full payment did not come true but she more than half of 29K, a long time motivation to Hainee get result of 1K, my today text in Pangasinan resulted to 5K payment. I will be repeating this activity tomorrow focus in just up to 5 accounts who more likely to pay. Accomplishing 5 forfeiture letter today is a good start and means I am still on the established plan to forfeit by 3rd or last week June I I computed my retail loan collection I may not surpass my previous month collection in retail loan of more than 400K but I will be very close. I will devote some of my time tomorrow in preparation for BOD meeting after my ritual of calling SBU and texting Clients.    

Activity to obtain objective in corporate Loan Collection

I check with Mitch today and she is preparing the vouchers of Corporate loan payments the amount set aside will be enough to cover more 200K for all SBU well not so bad, next month as our trending and people getting mature then I can enjoy the month end report. For now motivation and mentoring will be a great task on my part. Aligning their mind and attitude toward organizational goal.

Loan Releases

Retail Loan

Mrs. Brillantes and Mrs. Valerio directly contacted me Hurrah they were good payer clients the way they speak are very cooperative and Mrs. Brillantes could a business partner or customer to our PV project because they are in build and sell business of real estate. Mrs. Sanchez and Manila documents did not arrive as expected Daisy of Oton did not pouch and Lenny of Calamba tomorrow they will as they promised. the kulit ment effort is absolutely necessary.  I finished processing the loan ready for approval. My loan release somehow will start to pick. 

2. What did I learn on

A. Selling- A good way to think of selling is like a journey on which you are leading your customer.  If the customer does not understand where you are headed and why she should come along, she will either choose not to take the trip, or wander off in a different direction midway through. All you have to do is get her excited about the destination, tell her all the beautiful things she will see along the way, and answer any questions she has so she feels safe and can enjoy the route. 

B. Management - Implementation of policies and strategies All policies and strategies must be discussed with all managerial personnel and staff. Managers must understand where and how they can implement their policies and strategies. A plan of action must be devised for each department. Policies and strategies must be reviewed regularly. Contingency plans must be devised in case the environment changes.

Top-level managers should carry out regular progress assessments. The business requires team spirit and a good environment. The missions, objectives, strengths and weaknesses of each department must be analysed to determine their roles in achieving the business's mission. The forecasting method develops a reliable picture of the business's future environment. A planning unit must be created to ensure that all plans are consistent and that policies and strategies are aimed at achieving the same mission and objectives. All policies must be discussed with all managerial personnel and staff that is required in the execution of any departmental policy. Organizational change is strategically achieved through the implementation of the eight-step plan of action established by John P. Kotter: Increase urgency, get the vision right, communicate the buy-in, empower action, create short-term wins, don't let up, and make change stick.

  

C.  Leadership - Therefore, leaders should always be encouraged to interact with members of their team to learn more about their strengths and frustrations. Managers should strive to provide clear instructions regarding what is expected of their employees. By helping to set clear goals, everyone will know what is expected of them each day regarding their performance. Employee morale can be boosted from hearing the positive comments that are provided by the customers they serve. During a meeting, managers can share a few insights from customer satisfaction surveys that can serve as an incentive for employees to strive to do their best work. To ensure everyone is on the same team, managers should always be sure to support the other leaders in their company.  By finding out about their hopes, strengths and weaknesses, an effective plan can be created to increase their morale. When employees work hard, they deserve to be recognized. Employee incentive programs can be established that will offer hard-working employees simple rewards that will let them know their efforts have been recognized. Reliability is a trait that every employee desires from their employer. Therefore, managers should strive to follow through on any new guidelines that are set.  Therefore, inviting star employees to important meetings, offer promotions and creating leadership positions within their team is a great way to motivate employees to always do their best work.

My collection in retail loan paid up today elevates to 120% surpassing my target, thanks to the SBU, we finally started to rise from the dark era. <hahaha dark and medieval era.  Let there be light!>

I suppose borrower got the message we are trying to deliver, my handicap now is to have somebody to do some clerical jobs and can continue to prepare letters while I am doing some, preparation for more ambitious undertaking. If I am to do other matters then new loan assistant is needful to be in my team to continue the aftermath of what we have started. I am trying to contact some of my staff from my previous job a real good one hoping I can find somebody lives near Angono. <hire hire hire;  take initiative if FC is very very slow and lacks engagement>

How much did you Sell

Loan Collection  

Retail Loan - 21,000

Corporate Loan - 0

Fund collection - 61,187.38

Loan Release 

Corporate Loan - 0

Retail Loan -  0

Texted - 22

Call - 5

4. What did you do to beautify the office - Planning to move to other room is to be finalized. 

5. Data Gathering - MANILA, Philippines - The country is set to award up to 80 permits this month to local and foreign firms to explore potential renewable energy sites as it aims to triple its clean-power capacity to account for half of its energy needs within 20 years.

The National Renewable Energy Program (NREP), launched on Tuesday, aims to increase renewable energy capacity to 15,400 megawatts by 2030 from about 5,400 MW at present, helping cut the country's dependence on imported oil.

That would still be less the 10% of the Philippines estimated capacity of more than 200,000 MW from renewable energy sources such as hydro power, wind, solar and geothermal.

"We're hoping renewable energy will account for at least 50% of our energy mix by 2030," Energy Undersecretary Jose Layug told reporters on Tuesday.

"Within this month we will award between 40 and 80 contracts, mostly for hydro. There will be a few (contracts for) wind and some solar," Layug said

The Southeast Asian country's new renewable energy target is more ambitious than a goal, announced last December, to double renewable energy output in 20 years.

The Philippines imports most of its oil needs at present. High oil prices have pushed inflation up this year, and were a factor in the central bank's decision to increase interest rates in March and May.

"(Renewable energy resources) are expensive now because of the emerging technology, but in the long term we see that the price will start coming down, making it cheaper than (traditional sources)," Layug said.

The Energy Department has also started seeking local and foreign investor interest in 15 prospects for petroleum and gas exploration and developments.

The tender process began with a roadshow in Singapore last week, and there will also be roadshows in Europe.

"It's the best time to do it. With high oil prices, everybody wants to look for new exploration blocks," Layug said.

I will post at my blogsite on RE>

6 What is the opportunity - What we are heeding now is so much in lined with the objective of the government in renewable energy. This also means opportunity to help more people and the economy of our country in producing more jobs. Being in financing we have a lot of possibilities. Last night I contacted an acquaintance who is interested to join us I presume we can get a lot of help in terms of contacts especially in Mindanao.   

--
Jorge Saguinsin

A SPECIAL PLACE WHERE OUR LOVED ONES ARE REMEMBERED IN A VERY SPECIAL WAY

holygardensgroup.blogspot.com

holygardensgriefsharing.blogspot.com

--
Jorge Saguinsin

A SPECIAL PLACE WHERE OUR LOVED ONES ARE REMEMBERED IN A VERY SPECIAL WAY

holygardensgroup.blogspot.com

holygardensgriefsharing.blogspot.com