The following were noted at Majorem Lending (We need to do this to maintain our current Business Model that is strategic - self sustaining:
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Holy Gardens Funds: ME MC, IF, TFC CAPF are kept at MLII
MLII invests these funds lends them so that there is ROI on MC,
TFC and Capf funds and that they grow by compounding
Manageable execution THINGS THAT NEED TO BE DONE ROUTINELY BY DEFAULT (no need for follow up)
1. Complete the staff at least the Loan Assistant and accounting asistant
2. Semestral report to SEC as part of secondary license (ang laki na ng penalty)?
3. Regular computation of AIP (Accrued Interest Payable on the funds)
1/2 of rate set if funds move, and full rate if there are no withdrawals based on
lowest quarterly balance accrued and posted quarterly
4. Regular rate setting (monthly i back track)
5. Prompt collection of funds from SBU monthly.
(We shall allow deferred payment without penalty from SBU until 2018
6. Accurate and updated balancing of funds due. TFC, Insurance, MC, ME TAV etc..
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