Pay out by the mortuary schedule
Social (Compassionate)
Zinnia 7,500 100% Stucco
Daffodil 10, 000 100% OMG half glass
Economic (Wood)
Economic (Wood)
WhiteR 14,345 95 OMG FG
Gladioli 18,763 95 OMS FG Patong
Cattleya 21,285 90 Jr Elgin
Metal (Socy)
Peace Lily 28,080 90 Sr Elgin
or
28,080 Jun Metal Full Cap
Carn 40,225 90 Sr. Metal
Chrys 51,845 90 Semi Metal Plexi
LUX
Lotus 63,750 85 Sr. Metal
Plexi
Zaffron 85,000 85 Semi Bronze
or
or
Impt wood
GoldenOrch 127,500 Metal Jango (a la Bates Ville)
Bouquet 200 85 Solid SS
or
or
Solid Bronze
We can register with IC the 5 upper products: Gladioli, Cattleya, Peace Lily
and two social products in 2017 Zinnia and Daffodil (same benefits)
Then three more products in 2nd half, 2017: Carnation, Chrysanthemum, and Zaffron with Return of Premium
Return of Premium is feasible because of:
10% savings on TF;
10% savings on the TF with Mortuary (about 5%)
and 5% investment income net for the next 20 years
= 80% net of WT = 100 ROP plus 3% possibility of the principal not reaching age 55 (assuming he buys at 40 years old
Return of Premium is feasible because of:
10% savings on TF;
10% savings on the TF with Mortuary (about 5%)
and 5% investment income net for the next 20 years
= 80% net of WT = 100 ROP plus 3% possibility of the principal not reaching age 55 (assuming he buys at 40 years old
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