Special sale of PMS by SBU

To   :  Holy Gardens Pangasinan

         Attention:   Roshel Cashilan de Guzman

Thru:   GM Madel

Subject;   Sale of  PMS ( Prepaid Memorial Service) by Office Staff and Your Sellers for a 30 day period beginning when addendum forms are available

Date:     December 2, 2016

Your office is hereby authorized and others will be as soon as mortuary agreements are made available

Who:      Sellers and Office Staff  -  Sellers

To Whom:   Only to existing memorial park plot owners

What:   Prepaid Memorial Service: and PIS

           Prepaid Memorial Service (to those with operational chapels - only Pangasinan, and those who have completed mortuary agreements). Others will be able to sell only PIS:    de luxe and luxury 

           Products:

          Wood caskets

          White Rose      P30,200

          Gladioli             39,500

          Cattleya             48,500

          Metal Caskets

            

          Peace Lily           62,400

          Carnation            89,500

          Chrysanthemun  115,200

         The annual, semi annual, quarterly and monthly payments as well as separation of principal and interest are posted at Holy Gardens Plus please refer to them

Forms to use:    Please use the addendum form and have them printed asap to give opportunity to our sellers to earn more this Christmas

If possible, use a different set of OR so that JV partner will not run after the collection or if not explain that these are services and not lots.

HOW:

  

1.  Com is outright; to be deducted from the remittance and properly supported by voucher or from a revolving fund..  It is 50% total to sales director

    Sellers:

     to be divided as 35%   -  to sales execs

                             45%   -   to sales manager

                             50%   -   to sales director

    based on net price of the PMS (interest excluded and insurance

   The recognized seller shall be the one who signed at the addendum;  (those who will be caught or suspected of forging signature shall be dismissed on the spot.

   Office staff:

   CSS 1 and CSS 2 -    3% com (or 15% of the MA).  No pooling shall be allowed as Panga did before

   The office staff cant take com if they are behind the submission/pouching of docs  (within 7 days after date of signing

  CMO shall receive ORC of 1% to be paid at end of the campaign if the payments are all ready 20 of the TCP

Incentives:  

We shall observe the following incentive mechanics

2.   Sales:

         1.    Monthly

            Ice breaker award   -    P1,000 for every branch, first sale for the month

            Full dp (20%)     -   P300.00 for plots (or annual payments for memorial plan

            Spot cash    -        2% of NLP provided the discount is less 5% or less, 1% only if sagad or                                          higher ang discount                         

           Small achievers award

           Monthly

                      BASED ON NET CASH RECEIVED (net of com if spot cash, PC, VAT, IF,                                      Transportation Collection allowance

                 NCR P20,000 a month                   P500.00 cash award    (eq to 0.05% of sales

                 NCR  of 50,000   a month              1,250 cash award (eq to 0.05 of sales, 2.5% of NCR

                 NCR of P100,000  a month             2,500 cash award (eq to 0.05 of sales, 2.5% of NCR

Accomplishment of docs:

1.  Please fill up  the form the addendum carefully and thoroughly write legibly and clearly. Write legibly the name, address, contact numbers, benificaries etc  Only CMO can initial the space provided; (not what the usurping CSS did before

2.  Understand the  insurance portion:   the CMO shall be able to determine the insureability of the buyer by marking the appropriate box:

    age 18 to 60

    not involved in risky job or location (as Mindanao or Kalinga) 

    no pre existing condition.  If the customer has consulted a doctor within the year or prior, or has been hospitalized, he considered to have a pre existing condition

    Others:

    1.  One year contestability period

    2.  We use capf;   accidental death is not covered by CAPF, CAPF insures only the balance;  

    3.  Maximum coverage is only P100,000 per client, (if he buys 3 with P300,000 value, we only insure up to 100,000

   4.  We deduct the insurance during the first 6 installments;

   5. Insurance coverage ceases:

      1. Upon death of the insured;

     2. Transfer or assignment;

     3.  Account is in arrears;

After the payment is received and docs are received;  have the CMO sign, and after signing, give yellow copy to the customer and after putting this in a nice envelope

Pouch this to the 3ffb within 7 days

3.  Recording the transaction:

    1.  Use the portal that we bought to create the account and ledger

    2. Post the entries as taught before:

    3.  The following shall be used in posting the transaction

Com       CAPF            ME          TF        VAT            GAI

                                 

1    (50%) 10  (3.6) 0.72   (10)  2    (10) 2    0.24         (26%) 5.28

 2     ----         (14.4)2.88   (5)    1  (50)10    1.20          (31)    6.2

 3     -----        ----               (5)    1  (80)16    1.92          (15)   2

4     -----         ----               ---         (80) 16   1.92           (20)  4

5     ----          ----                ---        (80) 16    1.92          (20)  4

       10%        3.6                4                60         7.2                   22.4

    4. The tf shall be deposited with MLII

Duration:   30 working days after the addendum is made available

THEREFORE ORDER THE ADDENDUM NOW FOR THE BENEFIT OF MANY AND REMOVE ALL FURTHER HINDRANCES

Targets:    100 units for office staff

                200 units for  sellers

We are selling the pms during the pendency of the authorizations by IC and the proper organization of Destiny Financial

Depending on the outcome, we may make this as a 1st quarter campaign for 2017

     

  

      

           

Jorge  U. Saguinsin

The Holy Gardens Group - "THE MEMORIAL EXPERTS"

Holy Gardens Plus  - about sales of services as addition to the plots bought

Destiny Financial Plans Inc  - about duly licensed memorial plan for sales

Griefshare   -  free obit posting

Holy Gardens Best  - best pictures

Landscaping ideas - gorgeous landscaping ideas

CONFIDENTIALITY NOTICE/disclaimer:   The information contained herein is strictly confidential in nature and is the property of Holy Gardens Group and intended only for the intended recipient and its  reuse,reprinting or taking action other than the intended party is strictly prohibited. Holy Gardens assume no responsibility liability arising from such unauthorized use.

RRURAC:    Read, Respond, Understand, Reflect, Apply and Check   SBUS and their staff are obliged to vist the said site to comment.  It is a way of having shared learning

BIDDA:    BELIEVE INSPIRE DREAM DO ACHIEVE

Google.com+/HolyGardensGroup